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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

It good service less risk of fraud you can get money...

It good service less risk of fraud you can get money back easy instalments and Reviewed on: 6th July 2026

Great love it

Great !! I use all the time and continually improve Reviewed on: 6th July 2026

Definitely recommend

1st time ever used 4 month interest free credit & was pleasantly surprised how easy & convenient it was to use & access Reviewed on: 6th July 2026

Easy to acces credit and pay back!

Easy to acces credit and pay back! Gives a lot of room for finance and makes life easy! It helped me so many times, I only use this service! Reviewed on: 6th July 2026

Financial Relief

When I started off my photography, I used a mix the Pay in 3 and the Paypal Finance to spread the cost of the equipment. It really helped start me out with everything I need without have to have the bulk amount of money sitting at the start. Reviewed on: 6th July 2026

I have used PayPal Credit a few times now.

I have used PayPal Credit a few times now and found the system incredibly user friendly. If everything check out, you get your approval in no time. Highly recommend. Reviewed on: 6th July 2026

Great, interest free and pay in 3 options

Great, interest free and pay in 3 options Reviewed on: 6th July 2026

Good service

Good service , support , nothing to say Reviewed on: 6th July 2026

PayPal Credit is a life saver

Without PayPal credit I’m not sure what I would do. Especially for unexpected bills. PayPal helps you pay in parts rather than one lump sum Reviewed on: 6th July 2026

Very helpful customer service team easy to contact w...

Very helpful customer service team easy to contact when needed and helpful to explain features and benefits. Reviewed on: 6th July 2026

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