Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176250)

Absolutely love it

I'm using PayPal regularly and couldn't complain about it at all. It's easy and quick. Reviewed on: 6th July 2026

Quick and easy to use and hopefully it will benefit...

Quick and easy to use and hopefully it will benefit myself . Reviewed on: 6th July 2026

Easy process and great service can pay in 4 for bigg...

Easy process and great service can pay in 4 for bigger purchases Reviewed on: 6th July 2026

Very good service easy to use and very valuable serv...

Very good service easy to use and very valuable service the phone app is really great and easy assessable and informative Reviewed on: 6th July 2026

Best credit app available

The app is very easy to use and tacking money spent and when it’s due is very handy. It helps you not over spend or owe out more than you can afford. Customer service is also easily available on f you have any queries. In all a very happy customer. Reviewed on: 6th July 2026

PayPal credit is such a handy way to purchase with g...

PayPal credit is such a handy way to purchase with great flexibility to pay off the fee in 3 payments or over a longer period, definitely recommended. Reviewed on: 6th July 2026

Simple and straightforward to use.

Simple and straightforward to use. Reviewed on: 6th July 2026

Easy to apply, use and pay.

Easy to apply, use and pay. Always pay off each month so no interest paid. Reviewed on: 6th July 2026

Easy to Use

Simple to use, full transparancy. No hidden catches. Reviewed on: 6th July 2026

A strong contender in the UK credit market

Very easy to manage, transparent options Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97803 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub