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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Great, fast service always secure transactions and a...

5
Great, fast service always secure transactions and able to see account easily Reviewed on: 10th June 2024

I was able to buy a new phone early.

5
I was able to buy a new phone early. Reviewed on: 10th June 2024

Fast, secure payments.

5
Fast, secure payments. Efficient resolutions to any issues following purchases. Reviewed on: 10th June 2024

I've never had an issue with PayPal.

5
I've never had an issue with PayPal. Reviewed on: 10th June 2024

simple and easy

5
Easy to apply and all details made very clear Reviewed on: 10th June 2024

Easy to use, peace of mind

5
If I have ever had issues, I have always found the customer service to be top notch and very knowledgeable. They have always been able to put my mind at ease. Reviewed on: 10th June 2024

Good and secure

5
Good and secure I’ve had no problems Reviewed on: 10th June 2024

I have used PayPal credit for a while and it has bee...

5
I have used PayPal credit for a while and it has been brilliant for purchasing things and paying back over a certain amount of time. Reviewed on: 10th June 2024

Fabulous

5
Always used and helps so much with 1year no interest credit Reviewed on: 10th June 2024

Great service

5
Always dealt with in a helpful professional manner. Reviewed on: 10th June 2024

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