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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Love the buy now pay later option

Love the buy now pay later option Reviewed on: 6th July 2026

When ever I need help

When ever I need help,its like the customer service folk actually want to help,never had to wait half a day in the phone either Reviewed on: 6th July 2026

I have used PayPal to send and receive money for goo...

I have used PayPal to send and receive money for goods and services and from friends and family, it's perfect and smooth Reviewed on: 6th July 2026

All around reliable and transparent.

All around reliable and transparent. Reviewed on: 6th July 2026

Very easy to use and helpful, when ordering its a mu...

Very easy to use and helpful, when ordering its a much easier way to pay Reviewed on: 6th July 2026

PayPal offers amazing interest rates and credit.

PayPal offers amazing interest rates and credit. Easy to use app and always able to make a direct debit easily. Reviewed on: 6th July 2026

It's amazing, they offer plenty of ways to pay for d...

It's amazing, they offer plenty of ways to pay for different items online Reviewed on: 6th July 2026

Really good service.

Really good service, happy to help, safe for all Reviewed on: 6th July 2026

Ive been with paypal for over 6 years Always been th...

Ive been with paypal for over 6 years Always been there when I need them Reviewed on: 6th July 2026

Great Experience

PayPal Credit has been easy to use, with a straightforward application process and a clear online account that makes managing payments simple. My experience with customer service was also very positive, the adviser was polite, professional, and resolved my query efficiently. Overall, I’m very satisfied with both the service and the product, and I would happily recommend PayPal Credit to others. Reviewed on: 6th July 2026

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