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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Helped me out several times when I needed a quick li...

5
Helped me out several times when I needed a quick little boost to maintain life comfort without excessive hustle. Great tool! Reviewed on: 10th June 2024

The Only Financial Institution that Never Failed Me

5
The Only Financial Institution that Never even Tried To FcK Me from my money. punto e basta Reviewed on: 10th June 2024

Very good to navigate through the website, with a nu...

5
Very good to navigate through the website, with a number of options available, Reviewed on: 10th June 2024

Easy way to pay off my credit debit.

4
Easy way to pay off my credit debit. Reviewed on: 10th June 2024

Great, handy service.

5
Great, handy service. Easy to view balance, make payments and view statements. Reviewed on: 10th June 2024

My payment method of choice I love using PayPal

5
My payment method of choice I love using PayPal Reviewed on: 10th June 2024

Paypal is handy

5
Paypal is a handy payment method and I appreciate pay in 3 arrangements. Reviewed on: 10th June 2024

Very pleased

5
Always handy when you need that extra money!! Reviewed on: 10th June 2024

Unrivalled credit flexibility

5
Ability to pay in 3 payments for items over £30 is really helpful. For purchase over £100 I get 4 months interest free credit. There is no other credit provider that provides such flexibility with great customer service. Reviewed on: 10th June 2024

Love PayPal credit

5
Easy to use and paying off. Great service Reviewed on: 10th June 2024

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