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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

Pay pal works well but Pay Pal is a little slow to u...

Pay pal works well but Pay Pal is a little slow to update payments made to the account. Reviewed on: 6th July 2026

Had good credit agreements and always updayed

Had good credit agreements and always updayed Reviewed on: 6th July 2026

Easy to use really good experience with it been usin...

Easy to use really good experience with it been using for a long time Reviewed on: 6th July 2026

Brilliant PayPal

PayPal is very easy to use and apply for they are very helpful and to pay for something in 3 payments is great Reviewed on: 6th July 2026

old age pensioner, credit

As an old age pensioner, credit is very handy while waiting on my pension being paid. Reviewed on: 6th July 2026

all rounder!

low friction onboarding. quick visibility of transactions. and real instant easy to manage rewards! Reviewed on: 6th July 2026

easy to navigate.

easy to navigate. credit limit maybe low and my credit score js usually high Reviewed on: 6th July 2026

An excellent product, customer care and service expe...

An excellent product, customer care and service experience wonderful, the product helps me stay focused on my spending goals and assists me with my monthly budget Reviewed on: 6th July 2026

smooth and fast , excellent customer service

smooth and fast , excellent customer service Reviewed on: 6th July 2026

Easy to manage

Paypal offers multiple options with their credit which makes it super easy to manage Reviewed on: 6th July 2026

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