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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Good customer service and support

Good customer service and support Reviewed on: 6th July 2026

Safety in shopping

I am disabled and use online shopping for everything. I always only pay by PayPal as this has proven beneficial to me many times. I like the peace of mind it gives me. Reviewed on: 6th July 2026

Helped pay for item and spread the cost

Helped pay for item and spread the cost Reviewed on: 6th July 2026

So easy and convenient to use.

So easy and convenient to use.very straight forward Reviewed on: 6th July 2026

Good service at all times never let me down would re...

Good service at all times never let me down would recommend Reviewed on: 6th July 2026

Great service

Easy to use, handy to have. Many different options available. Everything is easy to use and find. Reviewed on: 6th July 2026

Simple good value funding solution.

Simple good value funding solution. Reviewed on: 6th July 2026

4 months interest free is a real life saver!

I use both paypal and paypal credit. Reviewed on: 6th July 2026

i only use pay pal credit i do not get credit from a...

i only use pay pal credit i do not get credit from anyone else it is that easy to use Reviewed on: 6th July 2026

I would recommend PayPal credit for some purchases

I have had an issue with one of my purchases and on this occasion I have felt a bit let down. There is. Noah to pause payments while a problem is being sorted so that is not very helpful Reviewed on: 6th July 2026

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