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PayPal: PayPal Credit reviews

4.91
Based on 58,234 reviews, last reviewed 10th Apr 2026
685000% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy - app always works too making life easier Easy - app always works too making life easier Reviewed on: 10th April 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58234)

Especially, when making a purchase online where you...

5
Especially, when making a purchase online where you have the option of paying in three instalment and at the same time you can send money to friends and families Reviewed on: 26th May 2025

Ease of use and simple ways of buying

5
Ease of use and simple ways of buying Reviewed on: 26th May 2025

Always been quick in answering queries.

5
Always been quick in answering queries Reviewed on: 26th May 2025

Been very helpful and easy to use the app

5
Been very helpful and easy to use the app Reviewed on: 26th May 2025

No issues at all.

5
No issues at all. I trust using PayPal and always recommend to friends and family Reviewed on: 26th May 2025

Paypal has been my main pay service for years.

5
Paypal has been my main pay service for years. Never let me down. Reviewed on: 26th May 2025

It was easy to use , very helpful with any queries,...

5
It was easy to use , very helpful with any queries, always there to help you. Reviewed on: 26th May 2025

Trusted and used regularly.

5
Trusted and used regularly. When fraud happened on my account they were quick to rectify and deal with it Reviewed on: 26th May 2025

Quick and easy

4
Quick and easy to use, especially pay in 3, very handy for larger purchases, I use it very often Reviewed on: 26th May 2025

Easy to use and helps with those bigger purchases

5
Easy to use and helps with those bigger purchases Reviewed on: 26th May 2025

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