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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176033)

Excellent service as usual never had any issues with...

5
Excellent service as usual never had any issues with PayPal Reviewed on: 6th July 2026

Very good service easy and great experience when try...

5
Very good service easy and great experience when trying to sort any issues out . Reviewed on: 6th July 2026

Good starter card

5
Only company that would accept me on credit card and helped me build up my score for one from my bank, nothing but high praises for customer service and apr Reviewed on: 6th July 2026

great company

5
no hassle with anything easy to apply and had no issues Reviewed on: 6th July 2026

Great service!

5
Great service! PayPal is fast, secure, and easy to use. Payments are quick, and I always feel confident shopping online with their buyer protection. Highly recommend! Reviewed on: 6th July 2026

Convenient system

4
This is a useful way to buy now and pay later. Reviewed on: 6th July 2026

Very smooth operation no issues when using this serv...

5
Very smooth operation no issues when using this service Reviewed on: 6th July 2026

The best you can use !

5
Paying on line with paypal ,is easy ,any problems thay helpped solve the problem ! Reviewed on: 6th July 2026

Easy to use and access, simple ok interest

5
Easy to use and access, simple ok interest Reviewed on: 6th July 2026

I like using PayPal.

5
I like using PayPal. It's safe and if I have had a concern they deal with it quickly. It would be nice if you could speak to someone at times but the customer service reps do seem good over email. Reviewed on: 6th July 2026

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