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PayPal: PayPal Credit reviews

4.91
Based on 58,241 reviews, last reviewed 10th Apr 2026
685700% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best creditors Never had a problem with them always there when needed. Reviewed on: 10th April 2026
Mrs J's avatar
Mrs J

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (58241)

Been very helpful and easy to use the app

5
Been very helpful and easy to use the app Reviewed on: 26th May 2025

No issues at all.

5
No issues at all. I trust using PayPal and always recommend to friends and family Reviewed on: 26th May 2025

Paypal has been my main pay service for years.

5
Paypal has been my main pay service for years. Never let me down. Reviewed on: 26th May 2025

It was easy to use , very helpful with any queries,...

5
It was easy to use , very helpful with any queries, always there to help you. Reviewed on: 26th May 2025

Trusted and used regularly.

5
Trusted and used regularly. When fraud happened on my account they were quick to rectify and deal with it Reviewed on: 26th May 2025

Quick and easy

4
Quick and easy to use, especially pay in 3, very handy for larger purchases, I use it very often Reviewed on: 26th May 2025

Easy to use and helps with those bigger purchases

5
Easy to use and helps with those bigger purchases Reviewed on: 26th May 2025

A***** service.

5
A***** service. Well recommended and easy to use!! Reviewed on: 26th May 2025

generally good could offer more interest free period...

4
generally good could offer more interest free periods for credit or get rid of interest up to a certain amount Reviewed on: 26th May 2025

Flexible buying freedom !.

5
Most importantly for me I’m not sharing my card details with multiple retailers! I like I can spread the cost of purchases over £99 0% over 4 months. I can pay easily and quickly and keep track of my purchases. PayPal is widely accepted online for freedom of purchases too. Reviewed on: 26th May 2025

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