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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176021)

Simple and easy to use and always reliable

5
Simple and easy to use and always reliable Reviewed on: 6th July 2026

Absolutely so simple and flexibility second to none.

5
Absolutely so simple and flexibility second to none. Reviewed on: 6th July 2026

Easy to set up & a great help.

5
Easy to set up & a great help. Would definitely recommend. Reviewed on: 6th July 2026

Very easy to use and quiet self explanatory, no issu...

5
Very easy to use and quiet self explanatory, no issues ever experienced Reviewed on: 6th July 2026

Easy to use and simple.

5
Easy to use and simple. No fuss and straight forward Reviewed on: 6th July 2026

Very easy to use and its accepted for payment in loa...

5
Very easy to use and its accepted for payment in loads of places Reviewed on: 6th July 2026

Really useful and easy to use service.

5
Really useful and easy to use service. Easier to use than other providers. Safe and secure. Customer service is flawless. Very friendly and polite advisors Reviewed on: 6th July 2026

Very easy to use and keep track of.

5
Very easy to use and keep track of. Reviewed on: 6th July 2026

Pay in 3 is great.

5
Pay in 3 is great. Allows for easier budgeting without any interest Reviewed on: 6th July 2026

Never had a problem, great service

5
Never had a problem, great service Reviewed on: 6th July 2026

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