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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I've had a great experience using PayPal Credit.

I've had a great experience using PayPal Credit. The application process was quick and straightforward, and the account was easy to set up. It's been a convenient way to spread the cost of larger purchases while keeping everything managed in one place through my PayPal account. The online account management is simple to use, payments are easy to make, and I appreciate being able to track my balance and transactions clearly. Customer service has also been helpful whenever I've needed assistance. Overall, PayPal Credit has been a reliable and convenient financial option for me. I'd definitely recommend it to anyone looking for a flexible way to manage purchases and payments. Reviewed on: 6th July 2026

Very easy to apply and very clear about when repayme...

Very easy to apply and very clear about when repayments are due Reviewed on: 6th July 2026

So easy to manage

The fact that you get 4 months interest free on purchases has been a big help, and so easy to manage Reviewed on: 6th July 2026

Life changing money

Amazing so far no issues at all i would and have recommended paypal credit to friends Reviewed on: 6th July 2026

Easy to use and secure.

Easy to use and secure. Available for a wide variety of purchases. Saves having to enter names and address on various sites. The credit and pay in 3 options allow you to choose different ways to pay. Reviewed on: 6th July 2026

Paypal Credit- handy, helpful and easy to use

PayPal credit has been so helpful to be able to buy home furniture I haven’t been able to afford all in one, and can I make payments back when convenient to me. It has been extremely hassle free with basic payments at low rates, and interest free. I have recommended to family and friends and could not be more happy with their service. Reviewed on: 6th July 2026

PayPal is No1

Great experience, very user friendly and easy to use app. Reviewed on: 6th July 2026

Helps me to buy things at times, when I would rather...

Helps me to buy things at times, when I would rather not use all my money there and then Reviewed on: 6th July 2026

Ive been a long time user/customer of paypal

Ive been a long time user/customer of paypal and I have to say I have never once had a negative experience. Taking into consideration the amount of services and benefits paypal offers its users, I have to say it is in the top of its class. Hope they keep up the good work Reviewed on: 6th July 2026

Excellent options for payment.

Excellent options for payment. Excellent customer service. Great choice of monthly payments. Reviewed on: 6th July 2026

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