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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Trustworthy

Very efficient & I feel my money is safe Reviewed on: 10th June 2024

Perfect for spreading the cost interest free

Perfect for spreading the cost interest free Reviewed on: 10th June 2024

Great service no issues spot on very fast.

Great service no issues spot on very fast. Staff also very helpful and polite Reviewed on: 10th June 2024

Quickest, Safest, Protected & Secured

Paypal credit is a payment method that i always recommend to family and friends because it is the quickest, flexible, protected & secured way to make payments. Reviewed on: 10th June 2024

I took out PayPal credit to pay for my honeymoon, it...

I took out PayPal credit to pay for my honeymoon, it was an instant decision and they approved me for over £4000. I used this to pay for my hotel and flights, it was an incredible service and 7 months later I have paid most of this off with very little interest. Reviewed on: 10th June 2024

PayPal makes life simple.

PayPal makes life simple. It helps to spread the cost and manage the budget. Reviewed on: 10th June 2024

Very nice and easy

Very nice and easy , I will recommended for all my friends and family Reviewed on: 10th June 2024

Love the payment options that PayPal credit offer.

Love the payment options that PayPal credit offer. It really feels consumer friendly and it’s pretty low fees when you consider the simplicity of the application Reviewed on: 10th June 2024

Brilliant service, thank you!

Brilliant service, payments always seem secure when purchasing and selling goods. Amazing offerings of PayPal Credit/Pay in 3 options been a try life saver at times! Reviewed on: 10th June 2024

PAYPAL CREDIT - Great way to spread cost

PayPal credit is a great flexible way to spread out costs with little hassle and a great team to go to if you are in need of some answers to any questions you may have about purchases or repayment. You can use them for a variety of different shops and businesses. Reviewed on: 10th June 2024

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