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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176012)

My default choice for purchases

No issues whatsoever, using any chance I get. Reviewed on: 6th July 2026

Easy and convenienen

Easy and convenient, notifications when payment due, and can also set up direct debit Reviewed on: 6th July 2026

I’ve used it a few times.

I’ve used it a few times. It gives me the opportunity to purchase expensive items and spreed the cost. Reviewed on: 6th July 2026

Good experience so fa

I’ve been using PayPal Credit for a while now and so far everything has been good. Reviewed on: 6th July 2026

Fantastic options and flexibility!

I’ve found it to be very useful to space out big purchases and budget properly which is great that PayPal can provide 0% interest options for either credit or pay in 3 which gives me flexibility and room to plan my payments. Reviewed on: 6th July 2026

All round good experience, haven’t had any issues or...

All round good experience, haven’t had any issues or need to contact customer services Reviewed on: 6th July 2026

Peace of mind

I don’t have any issues with PayPal I have always preferred paying via PayPal for safety with payments really. Only good experiences so far. Reviewed on: 6th July 2026

Good options available at a wide range of retailers

Good options available at a wide range of retailers Reviewed on: 6th July 2026

Excellent service and communication

I've been using PayPal for many years and 0% more recently Reviewed on: 6th July 2026

A convenient and safe way to pay.

A convenient and safe way to pay.. Reviewed on: 6th July 2026

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