Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58292 reviews)

View other PayPal products

4.91

Based on 58,292 reviews, last reviewed 10th Apr 2026

690400% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to apply AND very easy to understand Was very easy to apply with no damage on my credit score,, no pressure on repayments , Would be great if more stores would except PayPal though Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (58292)

Can always trust PayPal for any purchases!

Can always trust PayPal for any purchases. Safe and reliable. Any issue I have had with a seller I have been able to resolve quickly with the help of paypal. Fantastic service! Reviewed on: 26th May 2025

It’s flexible purchases very quick and flexible

It’s very quick and flexible, better than a bank Reviewed on: 26th May 2025

I allways use PayPal credit it lets me pay over time...

I allways use PayPal credit it lets me pay over time until I get paid Reviewed on: 26th May 2025

Paypal credit is fantastic.

It’s wonderful that PayPal is accepted at most online retailers. Things that I wouldn’t have been able to purchase all-at-once in store, I could buy online with monthly payments.Even things like paying for courses that I wouldn’t have been able to do otherwise.PayPal credit is fantastic. Reviewed on: 26th May 2025

Safe and secure

PayPal is the safest way for me to purchase I totally trust PayPal I have never had any issues Reviewed on: 26th May 2025

It is a great service and so easy to use

It is a great service and so easy to use Reviewed on: 26th May 2025

I have enjoyed using PayPal credit as I can spread p...

I have enjoyed using PayPal credit as I can spread payments out to make my larger purchases more affordable. The service and app make it easy to manage and stay on top of making payments and understanding limits and credit available . Reviewed on: 26th May 2025

Super convenient

Always used it for internet purchase when available. I like the security of it. And the 3 payment no intrest is brilliant option to have. Reviewed on: 26th May 2025

Very good, professional and helpful, in dealing with...

Very good, professional and helpful, in dealing with customers. Reviewed on: 26th May 2025

I always use PayPal as they very secure and let me s...

I always use PayPal as they very secure and let me send money home with no issues Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32661 reviews
Payments
from PayPal 4.92 from 3665 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub