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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Superb service highly recommended

5
Superb service highly recommended Reviewed on: 10th June 2024

No interest is very useful!!

5
Using it al the time love it . No intrests option is so so handy Reviewed on: 10th June 2024

PayPal credit has been a great option

5
PayPal credit has been a great option for me in emergencies and have been excellent providers. They are fair and provide excellent service. I would recommend PayPal credit to anyone that needs to make a purchase with an option to pay monthly. Reviewed on: 10th June 2024

Have had no issues with set up or using the service.

5
Have had no issues with set up or using the service. Reviewed on: 10th June 2024

Great way to pay with 3 months no interest

5
Great way to pay with 3 months no interest Reviewed on: 10th June 2024

My PayPal experience

5
I love PayPal credit an easy flexible way to have more time to pay for your purchases but safe as well. Reviewed on: 10th June 2024

I have never had any issues with PayPal credit but I...

5
I have never had any issues with PayPal credit but I’d love to know how to set up direct debit as I currently pay manually. Also I like the spreading of PayPal payments using PayPal credit Reviewed on: 10th June 2024

So easy to use on all platforms and very nice layout...

5
So easy to use on all platforms and very nice layout on the app Reviewed on: 10th June 2024

PayPal is a name you can rely on.

5
Always respect to emails and request and offers a brilliant and easy way to pay for goods. Reviewed on: 10th June 2024

PayPal credit helps me in travel and business thanks.

5
PayPal credit helps me in travel and business thanks. Great time. Reviewed on: 10th June 2024

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