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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Your service is average

3
Your service is quick but only when you press pay. Any problem about refund always take so long. But I quite like your credit service. Should have an option that remind people pay on time. I'm busy and always forget about due day. Reviewed on: 10th June 2024

It is so easy to use pay pal.

5
It is so easy to use pay pal. PayPal credit is great. Reviewed on: 10th June 2024

Paypal credit is a fantastic way of paying 0 percent...

5
Paypal credit is a fantastic way of paying 0 percent interest for 4 months without having to worry about huge fees they really do help out with my day to day life and provide a crutch when it comes to my bills Reviewed on: 10th June 2024

Paypal allows me to get everything I want immediatel...

5
Paypal allows me to get everything I want immediately and gives me time to pay up Reviewed on: 10th June 2024

I always had a good experience with PayPal credit, I...

5
I always had a good experience with PayPal credit, I use it quite often. It’s easy to use and never negatively impacted my credit score Reviewed on: 10th June 2024

Perfect when I needed help quick

5
Perfect when I needed help quick Reviewed on: 10th June 2024

Absolutely brilliant.

5
Absolutely brilliant. Easy and quick to use. Customer services are brilliant as well. Reviewed on: 10th June 2024

Paypal credit has been brilliant for me especially p...

5
Paypal credit has been brilliant for me especially pay in 3 with 0% interest Reviewed on: 10th June 2024

Easy and safe to pay and to mange your account...

5
Easy and safe to pay and to mange your account Reviewed on: 10th June 2024

Absolutely brilliant

5
Have used PayPal for years, always use it to pay in 3, never had a problem. Reviewed on: 10th June 2024

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