Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,309 reviews, last reviewed 10th Apr 2026
692100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Does what it says on the tin. Used for eBay over the years and continue to use it for certain purchases. Always a good serivce with decent 0% offers. Reviewed on: 10th April 2026
Mr J's avatar
Mr J

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026
Alex's avatar
Alex
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58309)

Excellent for shopping and easy to use

4
Excellent for shopping and easy to use Reviewed on: 26th May 2025
Prince A's avatar
Prince A

Flexible and convenient easy to apply

4
Flexible and convenient easy to apply Reviewed on: 26th May 2025
Michael M's avatar
Michael M

Good service

5
Find it quick and easy to use and have never had any issues. Reviewed on: 26th May 2025
Stephanie G's avatar
Stephanie G

Professional

5
Very helpful and quick to resolve disputes easy to use and some excellent initiatives. Reviewed on: 26th May 2025
Chris 's avatar
Chris

PayPal Credit is simple, safe and efficient!

5
PayPal Credit is simple to use and allows me to defer payment for purchases I’ve already decided to make. It gives me 100% peace of mind knowing I’ll receive my order or a refund. Most importantly, I don’t have to divulge my financial details to retailers when using PayPal Credit, minimising the risk of fraud. The customer service is second to none as well. Keep up the great work! Reviewed on: 26th May 2025
Ian P's avatar
Ian P

Pay in one easy app.

5
Paypal is extremely useful for paying for goods purchased. Saves you carrying all your credit cards with you plus you can pay all the price or put it on credit terms. Reviewed on: 26th May 2025
John Warren's avatar
John Warren

Great experience

5
PayPal makes it easy to pay. Shopping has never been more straightforward. Reviewed on: 26th May 2025
Karolina 's avatar
Karolina

Can always trust PayPal for any purchases!

5
Can always trust PayPal for any purchases. Safe and reliable. Any issue I have had with a seller I have been able to resolve quickly with the help of paypal. Fantastic service! Reviewed on: 26th May 2025
Laura H's avatar
Laura H

It’s flexible purchases very quick and flexible

5
It’s very quick and flexible, better than a bank Reviewed on: 26th May 2025
Martin M's avatar
Martin M

I allways use PayPal credit it lets me pay over time...

5
I allways use PayPal credit it lets me pay over time until I get paid Reviewed on: 26th May 2025
Alfred J's avatar
Alfred J

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill