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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 21st Jul 2025
921250% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025
Magdalene A's avatar
Magdalene A

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Pay pal credit gives me the flexibility to add multi...

5
Pay pal credit gives me the flexibility to add multiple purchases into one easy to manage account Reviewed on: 10th June 2024

PayPal, the Pal you can always rely on

5
PayPal is like the PAL you never knew you needed, always there to help you out with that little bit of extra money just when you need it! Reviewed on: 10th June 2024

Really helpful and support my finances

5
Really helpful and support my finances Reviewed on: 10th June 2024

Great one.

5
Great one. I'm so glad I lost it. Reviewed on: 10th June 2024

PayPal has offered me flexibility in my purchases.

5
PayPal has offered me flexibility in my purchases. it’s great to be able to purchase via a trusted company and not have to worry about huge amounts of interest and lack of transparency. you get just what is on the label (so to speak) with PayPal. They are definitely my go to when I need to make a purchase that gives me that extra time in paying for the item(s). Reviewed on: 10th June 2024

Suggestion: improvement on PayPal payment collection

5
Suggestion: PayPal should take the payment on the date the set direct debit date instead of taking it after the date. There are some people who manage their finances according to the dates the bills are getting paid. But PayPal takes its own days to take the payment. Which affects the whole fiance structure for some, and that someone is me. Sorry but not sorry. Reviewed on: 10th June 2024

Paypal is my payment of choice where availlable

5
I have been a paypal customer fir many many years now and fund it a really convenient way to pay for goods. There are so many places now that will give paypal as a payment method. I once had an issue with a seller that I had used paypal for payment and when I was in dispute with the goods I recieved paypal did all the hard work and got my money back for me. I also make use of paypal credit which again is very convenient and usefulĺ Reviewed on: 10th June 2024

Good and safe way to spend money

5
Good and safe way to spend money Reviewed on: 10th June 2024

Easy to use, great app and can pay and be paid in co...

5
Easy to use, great app and can pay and be paid in confidence Reviewed on: 10th June 2024

Works well

5
Haven't had much to do with PayPal, just works well Reviewed on: 10th June 2024

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