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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Fantastic always use PayPal use pay over 3 months wi...

5
Fantastic always use PayPal use pay over 3 months with 0% interest a fair bit and large payments too for safety. Reviewed on: 6th July 2026

Easy to use

5
Very convenient, easy to use and gives different options. Also like the 0% interest over £100 spend. Reviewed on: 6th July 2026

The place to go for credit contact Pay Pal

5
Pay pal is fantastic credit company to deal with ,there when you need them for anything you want to buy.you can repay over time or pay in three payments over three months .so what ever you want contact Pay Pal credit Reviewed on: 6th July 2026

Makes it easy to make payments on line.

5
Makes it easy to make payments on line. Reviewed on: 6th July 2026

Safe and secure

5
I feel safe and secure while using PayPal to purchase items from anywhere in the world Reviewed on: 6th July 2026

Secure payment method .

5
I always feel confident placing orders with PayPal as in the past they have been extremely quick resolving any issues. Reviewed on: 6th July 2026

You can actually speak to a person!

5
Always been very good to deal with, I like the fact that you can easily speak to a person if you have any concerns. Reviewed on: 6th July 2026

Good service .

5
I’ve been happy enough with PayPal credit. Just keep an eye on making sure the minimum payments are made on time! Reviewed on: 6th July 2026

Paypal just works for me

5
For me PayPal stands out as a top choice for retail finance for smaller purchases & one off purchases due to its user-friendly design, extensive payment options, robust security features, and reliable customer service. Reviewed on: 6th July 2026

Peace of mind

5
I'm using PayPal since 2012 and its very safe and I can purchase anything without any fear of scam of anything where PayPal accepted i always preferred to pay via PayPal. Reviewed on: 6th July 2026

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