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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 21st Jul 2025

921250% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

No regrets Never been let down if there was dispute about any thing. Reviewed on: 21st July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

10 out of 10

Look good on your credit score and come in handy for bigger purchases. Reviewed on: 10th June 2024

Safe payment mode.

Safe payment mode. If there is any issue, it always gets resolved Reviewed on: 10th June 2024

Efficient service transferring money and able to see...

Efficient service transferring money and able to see what you owe and when on credit to help stay more organised. Very efficient and perfect for my needs. Reviewed on: 10th June 2024

It just works, and works well.

To date it has all just worked, and worked well. I’ve been able to spread the cost of high price items over three months which has really helped. The occasional offer has also been appreciated too and I feel safe using the app which counts for a lot. The additional layer that Paypal provides between purchase and bank card details feels safer. Reviewed on: 10th June 2024

Easy and Reliable

Always reliable, easy to use and would highly recommend to anyone! Reviewed on: 10th June 2024

SIMPLY THE BEST

Enjoyed every minute and second of my PayPal experience Reviewed on: 10th June 2024

Had to get hold of people to answer questions

Had to get hold of people to answer questions Reviewed on: 10th June 2024

Good service to me, when supplier package were deliv...

Good service to me, when supplier package were delivered to wrong addresses Reviewed on: 10th June 2024

I have good experience.

I have good experience. I used paypal and it is helpful. Reviewed on: 10th June 2024

Great and easy to use , app layout and is easy to us...

Great and easy to use , app layout and is easy to use and you can use PayPal credit to buy food and items Reviewed on: 10th June 2024

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