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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Payment made easy

5
Easy to use, payments made easy, fast and secure, user friendly, paying with pay in three is a very good feature Reviewed on: 6th July 2026

I really enjoy the PayPal credit when you don’t have...

5
I really enjoy the PayPal credit when you don’t have any founds and want to buy something or need to go on holiday it has great offers and you can pay back in 3/4 payments without any charges. Reviewed on: 6th July 2026

PayPal is so easy to use for everything I buy and al...

5
PayPal is so easy to use for everything I buy and also for sending and receiving money to and from family Reviewed on: 6th July 2026

There when I need it.

4
There when I need it. Makes life simpler Reviewed on: 6th July 2026

Excellent and would recommend it to others definitely

5
Excellent and would recommend it to others definitely Reviewed on: 6th July 2026

When times were hard but necessary purchase was needed.

5
When times were hard but necessary purchase was needed. A quick check by PayPal and purchase was made. Ensured that cash flow remained steady and easy payment options were available. Reviewed on: 6th July 2026

PayPal credit is really handy for me.

5
PayPal credit is really handy for me. I can use it when I need to buy something but need to speed the cost. I have had no problems using it and its simple to use. I would recommend it to anyone. Reviewed on: 6th July 2026

PayPal is great for protecting my purchases

4
PayPal is great for protecting my purchases Reviewed on: 6th July 2026

Great service anytime I have had to speak to custome...

5
Great service anytime I have had to speak to customer service Reviewed on: 6th July 2026

Save the pain, pay in 3

5
I have used PayPal for a number of years and I find that the pay in three is an excellent way to spread the cost of more expensive items. Reviewed on: 6th July 2026

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