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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1075% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Great and easy to use , app layout and is easy to us...

5
Great and easy to use , app layout and is easy to use and you can use PayPal credit to buy food and items Reviewed on: 10th June 2024

Tailored by me.

5
Easy to manage my day to day finances in a way that actually is tailored by me. Reviewed on: 10th June 2024

Convenient payment method for online shopping.

5
Convenient payment method for online shopping. Reviewed on: 10th June 2024

Very helpful and it was really good.

5
Very helpful and it was really good. I’m so happy with that. Reviewed on: 10th June 2024

PayPal alway quick and easy to use alway a safe tran...

5
PayPal alway quick and easy to use alway a safe transaction Reviewed on: 10th June 2024

Good credit available and small pay back monthly whi...

5
Good credit available and small pay back monthly which is great help Reviewed on: 10th June 2024

Credit due for (PayPal) Credit done well

5
Not all credit providers are created equal. Really useful for those larger online purchases, can he used wj we rever PayPal is accepted, and many ways in which to pay off e.g. 4 months 0%, pay in 3. Had proved useful time and time again- if only there was a physical card then this would be my go to whenever I need to use credit for purchase! Reviewed on: 10th June 2024

Great app and service

5
Great service and easy to view amounts you owe great app Reviewed on: 10th June 2024

Fantastic experience love PayPal

5
Fantastic experience love PayPal Reviewed on: 10th June 2024

Excellent service 5*

5
Easy enough do transfer. No hidden charges. Reviewed on: 10th June 2024

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