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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175655)

Paypal great way forward

This is a great way to manage your payments and purchases. Absolutely love it. Reviewed on: 5th July 2026

Money back on things i would have brought anyway

Paypal is amazing, im annoyed i didnt start using the paypal debit card earlier. Ive built money back on things i would have brought anyway. So why would you not use it. Reviewed on: 5th July 2026

PayPal is very easy and convenient to use.

PayPal is very easy and convenient to use. I feel safe using this more than my adding my own bank Reviewed on: 5th July 2026

Safe secure easy to use, PayPal is my go to...

Safe secure easy to use, PayPal is my go to choice Reviewed on: 5th July 2026

Very easy to use and it's there when I need it well...

Very easy to use and it's there when I need it well done I'm grateful for that thank you Reviewed on: 5th July 2026

Uses a hard search on your credit score and doesn’t...

Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Overall great experience with some little improvements

The delayed payments are a bit annoying as I moved money around thinking I paid, but you hadn’t yet taken it, but the overall 4 months free interest payments and the points and buyer projection is a big plus Reviewed on: 5th July 2026

Easy to use when balance available

Easy to use when balance available Reviewed on: 5th July 2026

Easy to browse and fast customer service responses.

Easy to browse and fast customer service responses. Reviewed on: 5th July 2026

l love it .

l love it .The service is good .Thumps up Reviewed on: 5th July 2026

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