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PayPal: PayPal Credit reviews

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4.91
Based on 58,438 reviews, last reviewed 10th Apr 2026
703700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

To quote a wise preacher". To quote a wise preacher". Smooth like the silk! Reviewed on: 10th April 2026
Ray's avatar
Ray

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58438)

PayPal is easy to use, efficient and helps me keep t...

5
PayPal is easy to use, efficient and helps me keep track of my online spending in one convenient, safe and easy to navigate place. Reviewed on: 26th May 2025
Richard P's avatar
Richard P

amazing.

5
amazing. 10/10 would use again. they're friendly, nice and reliable. I suspect, they'll be bused forever more. Reviewed on: 26th May 2025
Darren H's avatar
Darren H

PayPal have been amazing when I’ve live chatted or p...

5
PayPal have been amazing when I’ve live chatted or phoned them, talking me through calmly when I’ve been stressing. I suffer with anxiety and the call agent helped to ease lt worries. Reviewed on: 26th May 2025
Rebecca C's avatar
Rebecca C

I’ve had a great experience using PayPal and just wa...

5
I’ve had a great experience using PayPal and just wanted to share how reliable and convenient it’s been for me. Whether I’m shopping online, sending money to friends or family, or receiving payments for work, PayPal has always been fast, secure, and easy to use. What I appreciate most is the peace of mind it offers. Their buyer and seller protection policies make transactions feel much safer, especially when dealing with new vendors or international purchases. I’ve had to contact their customer service a couple of times, and each time I was met with professional, helpful support that resolved my issue quickly. I also love how seamlessly it integrates with so many platforms and apps—it’s become a go-to for nearly all my online payments. Highly recommend PayPal if you’re looking for a trusted and user-friendly payment solution. Reviewed on: 26th May 2025
Coralie F's avatar
Coralie F

I wanted to book an holiday from jet2,and PayPal mad...

5
I wanted to book an holiday from jet2,and PayPal made the process so easy and spreading the cost was brilliant Reviewed on: 26th May 2025
Neil J's avatar
Neil J

Super accessible and easy to use

5
Super accessible and easy to use, it's like credit redefined, so it makes me able to quickly make decisions best of my own financial decision and spread payment options across a short period of time to fit perfectly in with my lifestyle Reviewed on: 26th May 2025
Shaun K's avatar
Shaun K

Very easy to use and handy for essential online purc...

5
Very easy to use and handy for essential online purchases. Reviewed on: 26th May 2025
RH's avatar
RH

PayPal? Winner for me!

5
PayPal in general is so handy to use. PayPal credit for me is just so wonderful! I can get items and know I will pay for them with in 4 months and pay no interest! What's not to like? No faffing around with credit checks etc...just a few click and done! Reviewed on: 26th May 2025
Bob B's avatar
Bob B

Ease of use when needing quick access to credit

5
Ease of use when needing quick access to credit with confidence that payments are secure Reviewed on: 26th May 2025
Karen G's avatar
Karen G

Its a great option to have

5
Its a great option to have, allowing flexibility when making purchases with peace of mind that PayPal offers Reviewed on: 26th May 2025
Fozia T's avatar
Fozia T

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