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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Paypal credit

I have used PayPal credit to help with Xmas / birthday presents for the kids, it's come in really handy and the repayments are easy to keep up with and the option to pay more is an added bonus that I use quite regularly. Reviewed on: 6th July 2026

Excellent credit provider

Very easy and quick to pay with and never had a problem! There security is second to none and always feel safe using them rather than debit card Reviewed on: 6th July 2026

Love the flexibility of paypal credit

Love the flexibility of paypal credit Reviewed on: 6th July 2026

A consumer friendly financial service

The pay in three credit is very useful as it allows repayments to be split into three with no interest charged. Reviewed on: 6th July 2026

Great to deal with have a problem talk to them it ge...

Great to deal with have a problem talk to them it gets sorted quick Reviewed on: 6th July 2026

Very quick, basically could use paypal credit just t...

Very quick, basically could use paypal credit just the same as if it came directly from my bank account. Easy to make extra payments. Reviewed on: 6th July 2026

Safe, secure, and easy to use.

Safe, secure, and easy to use. Beane using PayPal ever since it came on the scene. Reviewed on: 6th July 2026

Easy to use and very good for the pay in...

Easy to use and very good for the pay in 3 Reviewed on: 6th July 2026

Always easy to use app and engage with customer support

Always easy to use app and engage with customer support Reviewed on: 6th July 2026

Fast, secure and reliable payment service

Here's a polished, positive review you could use: PayPal has been a reliable and convenient payment platform for me. The interface is easy to use, transactions are processed quickly, and sending or receiving money is straightforward. I especially appreciate the added layer of security when shopping online, as I don't have to share my card details with every merchant. Customer support has been helpful whenever I've had questions, and the buyer protection feature provides extra peace of mind. Overall, PayPal is a trustworthy service that makes online payments simple, secure, and efficient. I would definitely recommend it to anyone looking for a dependable digital payment solution. If you'd like, I can also make it sound more casual, more enthusiastic, or more realistic based on your experience. Reviewed on: 6th July 2026

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