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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Nice that it's all online.

Nice that it's all online. Really works for me. When I ever had issues,they've quickly resolved Reviewed on: 10th June 2024

I’ve been using Paypal Credit for 3 years and throug...

I’ve been using Paypal Credit for 3 years and throughout that time there has been no hassle, and it’s easy to use! Reviewed on: 10th June 2024

Somthing you can trust

I have been using PayPal since I remember,, never any issues always very helpful Reviewed on: 10th June 2024

Just great

I always had a great experience with PayPal credit Reviewed on: 10th June 2024

Not had a bad experience per se but the late fees ar...

Not had a bad experience per se but the late fees are ridiculous. I was an hour late once and was hit with a £15 fine Reviewed on: 10th June 2024

PayPal the perfect choice

PayPal is so easy to use , it is accessible , flexible and so reliable. I use it to pay bills , transfer money between my partner and myself and as a short term credit facility for unseen eventualitys and purchases. Reviewed on: 10th June 2024

Simple, straightforward and fast.

Simple, straightforward and fast. Reviewed on: 10th June 2024

Online shopping safety

Makes buying things on line easier and safer Reviewed on: 10th June 2024

PayPal is an easy way to buy stuff and then pay for...

PayPal is an easy way to buy stuff and then pay for i am always buying through PayPal Reviewed on: 10th June 2024

Quick payment and great options for instalment payme...

Quick payment and great options for instalment payments. Always easy and feel safe to complete my payments. Reviewed on: 10th June 2024

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