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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,489 reviews, last reviewed 10th Apr 2026
707800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like independence easy credit card high security. I like independence easy credit card high security. Reviewed on: 10th April 2026
Mindaugas Kelpsas's avatar
Mindaugas Kelpsas

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58489)

Great features for online payments!

5
I use PayPal for most of my online purchases because it’s easy and safe. Some purchases are backed up with a money back system so it gives me confidence when buying from unknown sites or resolving tricky refund situations. I also regularly use the pay in 3 feature - this is an amazing and really handy way to spread the cost over a period of time making bigger purchases more manageable. Reviewed on: 26th May 2025
Wjiii's avatar
Wjiii

PayPal are a great service and give you great credit...

5
PayPal are a great service and give you great credit card service Reviewed on: 26th May 2025
Lee M's avatar
Lee M

A very convenient and secure way to pay.

4
A very convenient and secure way to pay. Pay in Three and PayPal Credit are very useful when wanting to split a larger payment. Overall a great way to pay. Reviewed on: 26th May 2025
NotANickname's avatar
NotANickname

I find the option to pay interest free over 3 months...

5
I find the option to pay interest free over 3 months really beneficial for me. Sometimes we can not always afford the full payment price so it is nice to have this option. Also I found PayPal extremely helpful when I had ordered a mattress that was never delivered. PayPal ensured I got my money back quickly as the high end company was messing me around and delaying a refund. Reviewed on: 26th May 2025
Lana 's avatar
Lana

Fast, efficient and easy to use.

5
Fast, efficient and easy to use. First repayment was a touch sketchy as it came out later than stated but subsequent payments have been on time. Reviewed on: 26th May 2025
Drew C's avatar
Drew C

I find paypal very helpful.

5
I find paypal very helpful.. trust worthy.. and i if i could would pay gor everything threw paypal.. Reviewed on: 26th May 2025
James M's avatar
James M

It was very good easy to use and convenient

5
It was very good easy to use and convenient Reviewed on: 26th May 2025
Daniel m's avatar
Daniel m

Excellent service with efficient app and support

5
Excellent service with efficient app and support Reviewed on: 26th May 2025
Nadeem J's avatar
Nadeem J

PayPal is a convenient way to purchase items online,...

5
PayPal is a convenient way to purchase items online, also great to use PayPal Credit and get interest free options to purchase goods. Reviewed on: 26th May 2025
Andy H's avatar
Andy H

The most safe and trust method for payments

4
The most safe and trust method for payments Reviewed on: 26th May 2025
Raducu C's avatar
Raducu C

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