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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175556)

PayPal credit woo hooo

5
Very easy forms/questions applied after being told about PayPal credit would most definitely recommend them to anyone Reviewed on: 5th July 2026

Easy to use can be used in more places and make s yo...

5
Easy to use can be used in more places and make s you feel comfortable Reviewed on: 5th July 2026

Always a quick decision, making the buying process s...

4
Always a quick decision, making the buying process so much faster Reviewed on: 5th July 2026

PayPal is easy to use and a handy way of making paym...

4
PayPal is easy to use and a handy way of making payments or transferring money. The finance options are great for interest free ways of spreading the cost. I would happily continue using PayPal for my purchases. I haven’t explored their new rewards scheme yet but it seems ok. Reviewed on: 5th July 2026

I have account long so happy overall

5
I have account long so happy overall Reviewed on: 5th July 2026

App is easy to use and when I’ve needed to speak to...

5
App is easy to use and when I’ve needed to speak to someone they’ve always been very polite and helpful. Reviewed on: 5th July 2026

Simply , the best

5
Is the best . I use PayPal for many years and i am very happy with it . Reviewed on: 5th July 2026

Easy and manageable payments

5
Paying in 3 is ideal for my needs. Easy and manageable. Reviewed on: 5th July 2026

Excellent service -refunds for fraudulent use

5
Excellent service -refunds for fraudulent use Reviewed on: 5th July 2026

Buying stuff

5
It’s fast and easy to use plus you have the back of paypal Reviewed on: 5th July 2026

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