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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175415 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175439)

I have used PayPal for a long time now, joined 2003

I have used PayPal for a long time now, joined in 2003, and it has never let me down for paying items or transferring money, love it Reviewed on: 4th July 2026

Very safe and secure, sends money instantly across t...

Very safe and secure, sends money instantly across the world and low credit fees Reviewed on: 4th July 2026

My experience hasn’t been great.

My experience hasn’t been great. Transactions specifically charges were not very transparent. Ended up paying circa £600. paypal reversed partially. Reviewed on: 4th July 2026

Great for online purchases

Easy and convenient to use, interest rates a little high, but otherwise good. Reviewed on: 4th July 2026

Excellent

PayPal is great and very helpful and easy to use Reviewed on: 4th July 2026

PayPal a fab experience

I am very happy with my PayPal experience. The app is easy to access and is a great tool for accessing finances. Reviewed on: 4th July 2026

PayPal makes everything safe and easy.

PayPal makes everything safe and easy. I always use it for all my online purchases big or small. The app is easy to use and you can keep track of your payments and dates they fall on or are paid. Reviewed on: 4th July 2026

Excellent service and very happy

Excellent service and very helpful Reviewed on: 4th July 2026

It is easy to use reminders when payment is due ever...

It is easy to use reminders when payment is due every month . Is helpful . For larger purchases PayPal credit is versatile no limit as long as you are within your credit allowance you can use it all or sides it over a few items . It’s also a safe guard using this method of payment , if any problems with retailer you are covered with PayPal credit to assist you with any problems . Reviewed on: 4th July 2026

Really easy to use.

Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

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