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PayPal: PayPal Credit reviews

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4.91
Based on 58,540 reviews, last reviewed 10th Apr 2026
712500% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good, no issues at all. Good, no issues at all. Very easy process Reviewed on: 10th April 2026
Liam R's avatar
Liam R

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58540)

Helpful way to shop on a budget.

5
Always use PayPal credit never had any problems with it and find it a convenient way to buy something and spread the cost especially if your on a budget. Reviewed on: 26th May 2025
Carol S's avatar
Carol S

Never had an issue in setup, use or payment

5
Never had an issue in setup, use or payment Reviewed on: 26th May 2025
James H's avatar
James H

It’s convenient and allows me to keep my offline and...

5
It’s convenient and allows me to keep my offline and online purchases on separate statements to help me keep track of what I buy and where from Reviewed on: 26th May 2025
Dave c's avatar
Dave c

Use PayPal regular easy to use great service

5
Use PayPal regular easy to use great service Reviewed on: 26th May 2025
Gerry T's avatar
Gerry T

Very reliable and easy to use, would use them over a...

5
Very reliable and easy to use, would use them over anybody else every time Reviewed on: 26th May 2025
Andy G's avatar
Andy G

Having time to pay it off

5
I find it so helpful to have 4 months to pay off my balance. And the option to pay in 3 is fantastic! Reviewed on: 26th May 2025
Kelly R's avatar
Kelly R

Excellent work easy to use worth while

5
Excellent work easy to use worth while Reviewed on: 26th May 2025
robin 's avatar
robin

Always has different options and easy to make payments

5
Always has different options and easy to make payments Reviewed on: 26th May 2025
Jordan B's avatar
Jordan B

I use PayPal credit often.

5
I use PayPal credit often. It's a Great solution when you're forced to make a purchase but you have no money. It's great that it is interest free for 4 months. It would be even greater if the interest rate after the promo period was between 10-15% not 20-25% Reviewed on: 26th May 2025
Jack H's avatar
Jack H

Every thing is great and eaay with paypal.

5
Every thing is great and eaay with paypal. Reviewed on: 26th May 2025
Virajie's avatar
Virajie

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