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PayPal: PayPal Credit reviews

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4.91
Based on 58,590 reviews, last reviewed 10th Apr 2026
717100% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use. Paypal is easy to use. Very clear information. User friendly. Reviewed on: 10th April 2026
Hedza's avatar
Hedza

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58590)

Always clear and concise.

5
Always clear and concise. Very easy to choose the best payment plan which works for you. Extensive offers available and easy to manage within the paypal app. Reviewed on: 26th May 2025
Ajmal S's avatar
Ajmal S

A Great Company to deal with 5*****

5
Its an easy and very straight forward way of getting, for me, limited time, interest free credit. The web site is easy to understand and PayPal is widely available. When I have had query's they have also been very helpful, a good company to deal with :) Reviewed on: 26th May 2025
Andy Stokes's avatar
Andy Stokes

Paypal credit just works.

5
PayPal credit is convenient for me, it’s my safety net when I need to use it, it’s flexible if you want to make payments earlier in full or over time. I like how it’s widely accepted with many online retailers. I have also used PayPal where I can because the protection when purchasing online is second to none with PayPal, where it’s harder to get protection using just a debit card. Reviewed on: 26th May 2025
Lch Episode's avatar
Lch Episode

Payment for goods

5
Excellent way to pay for goods , easy and simple Reviewed on: 26th May 2025
ANDDY f's avatar
ANDDY f

Easy to pay and good rates.

5
Easy to pay and good rates. Mostly everything you can pay online with paypal and with 0% for 3 months Reviewed on: 26th May 2025
Mihai D's avatar
Mihai D

Positive experience, good way to pay and can pay a m...

5
Positive experience, good way to pay and can pay a minimum amount so pay it off slowly. Reviewed on: 26th May 2025
Courtney R's avatar
Courtney R

Best service best professionals

5
Best service best professionals the very best in the market Reviewed on: 26th May 2025
Maria's avatar
Maria

Very helpful and always sends reminders to pay

5
Very helpful and always sends reminders to pay Reviewed on: 26th May 2025
Lucy B's avatar
Lucy B

Easy payments.

5
Quick and easy to send or make payments.. PayPal is accepted as payment through the majority of business so its always my first choice Reviewed on: 26th May 2025
Kay's avatar
Kay

Great service when you need it the most

5
Great service when you need it the most, really easy too keep track of payments and make payments online. It’s really helped me in times need especially booking holidays or getaways and paying it off monthly. It’s a really good credit service Reviewed on: 26th May 2025
Rose g's avatar
Rose g

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