Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175280 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (175314)

I have used Paypal for over 25 Years!

I have used Paypal since i began trading on Ebay of 25 years ago. It's a brand you can trust and in fact if i buy anything online my first choice is to use Paypal, I wouldn’t use anything else because you know if Paypal can be used you are protected against fraud. Its also very useful for spreading the cost of any item you buy from £1 to £1000's of pounds whether it be pay in three or credit which can be as low as 0% apr. I fully trust and recommend Paypal! Reviewed on: 4th July 2026

Always a great experience and would highly recommend

Always a great experience and would highly recommend Reviewed on: 4th July 2026

PayPal has always resolved any queries or issues I’v...

PayPal has always resolved any queries or issues I’ve had very quickly Reviewed on: 4th July 2026

Very easy to use and repay.

Very easy to use and repay. I can make purchases on any platform or site Reviewed on: 4th July 2026

I use paypal a lot

I pay through paypal 9 times out of 10 when buying on-line. I sometimes use pay-in-3 and i have now got a paypal credit card. Never had a problem. I would recommend to anyone. Easy to use the app. All my payment methods are there in 1 place and very easy to make any payments. Reviewed on: 4th July 2026

So far I can only speak very highly of the service o...

So far I can only speak very highly of the service offered Reviewed on: 4th July 2026

Great Service

Always paypal is great service with timely customer support Reviewed on: 4th July 2026

PayPal is very useful

PayPal is very useful for any online shopping and I use it a lot especially for eBay. Feels safe to use. Reviewed on: 4th July 2026

mrcancer

it was very helpful and convenient using paypal.because it was the easiest way to pay your transactions specifically using paypal credit and paypal in 3 Reviewed on: 4th July 2026

Always reliable

Always reliable, and if I see a business offers PayPal, I trust them more as well. Reviewed on: 4th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97181 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub