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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Worth joining up

Just an easy payment experience,and easy to join,pay,and pay your bills Reviewed on: 6th July 2026

Too Good

Never had issues. Queries resolved within minutes Reviewed on: 6th July 2026

PayPal Credit? OH YEAH! B-)

I simply adore the 4 months interest-free on £100 or more purchases. This really is industry leading and makes me come back to PayPal credit time after time. I also love the tie-ins with retailers. I've made large purchases for example £2.5k for a mountain bike and got interest-free credit over 24 months which made the purchase irresistible. Reviewed on: 6th July 2026

Someone is always on the other end

I love the fact u can speak to people, there is a telephone number and no language barrier Reviewed on: 6th July 2026

The service that keeps on helping

Paypal has helped me in so many ways to be able to do all the things i have wanted and needed to do. Great service, i wouldnt be without it Reviewed on: 6th July 2026

Excellent service.

Excellent service. Reliable and prompt service. Reviewed on: 6th July 2026

Pay pal gives me protection for online purchases.

Pay pal gives me protection for online purchases. Reviewed on: 6th July 2026

Excellent Service, would recommend to others for sure

Excellent Service, would recommend to others for sure Reviewed on: 6th July 2026

Great value and a very easy process

Great value and a very easy process Reviewed on: 6th July 2026

Excellent all round credit, easy to access and use

Excellent all round credit, easy to access and use Reviewed on: 6th July 2026

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