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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

First class service

I've been a customer for a long number of years with pay pal always first class service experience customer service. if you've a problem they can't do enough to sort it out . There's great ways to pay and purchases are covered by there first class service if there's problems Reviewed on: 6th July 2026

Trust in PayPal

PayPal has allowed me to shop online with a feeling of safety and provided protection for me when things have gone wrong. It had also afforded me the ability to make bigger purchases than I maybe would not have felt comfortable making, with planned Orion’s such as xx pay in 3. I always feel confident when I’m able to use PayPal online and have been a customer for a long time meaning I have had quite a few issues and things I’ve needed help with over hmrc years. PayPal have always been excellent Reviewed on: 6th July 2026

Quick, easy to use, everything is easy to understand...

Quick, easy to use, everything is easy to understand, with great communication. Reviewed on: 6th July 2026

Easy to use, and excellent to protect your perches

Easy to use, and excellent to protect your perches Reviewed on: 6th July 2026

Buys you time to plan a purchase.

Buys you time to plan a purchase. Statement are clear on repayment date. Reviewed on: 6th July 2026

Great service.

Absolutely fantastic and easy to access PayPal credit,and the pay in 3 option is an easy way to make purchases affordable. Reviewed on: 6th July 2026

Although Good watchkeep an eye out on your payments

Although the credit facility is good what lets it down that it combines with your normal accounts. I was hit with a late payment which effected my credit score as I thought payment would be set as two different entity. Once i found out this I paid it off but the damage was done. Reviewed on: 6th July 2026

Excellent service from Paypal

PayPal do an excellent service which allows me to buy products which I could not normally afford Reviewed on: 6th July 2026

Paypal company above the rest!

Since I started using PayPal 7 years ago I have built a great relationship with them I hold a credit card and debit card with them they are a company above the rest. They have Never failed me ALWYAS happy to help me and ALWYAS give me the credit I need to make life so much easier thankyou PayPal Reviewed on: 6th July 2026

I have been using pay-pal for over 10 years

I have been using pay-pal for over 10 years and recently have been using their credit facility for my more expensive buys..Excellent service .I cannot recommend them enough..PayPal is safe and secure with no lengthy forms to fill in 5 Stars***** Reviewed on: 6th July 2026

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