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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175168 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175206)

I have been using PayPal for years, with no issues.

I have been using PayPal for years, with no issues. Reviewed on: 4th July 2026

Easy, quick, straightforward.

Easy, quick, straightforward. I have been using PayPal for my years and can’t do without it Reviewed on: 4th July 2026

I have been with PayPal for ages and they service i...

I have been with PayPal for ages and they service is number one of account, They are very understandable with everything you speak about the account. Reviewed on: 4th July 2026

So easy to use and always available for most transac...

So easy to use and always available for most transactions. Reviewed on: 4th July 2026

It is so easy to spend and pay it back as it gives y...

It is so easy to spend and pay it back as it gives you some time to pay it back. Reviewed on: 4th July 2026

Good service and very responsive

Good service and very responsive Reviewed on: 4th July 2026

Paypal Credit is easy to use.

Paypal Credit is easy to use. I had a problem once with a purchase and PayPal helped immediately. Highly Recommend Reviewed on: 4th July 2026

Easy to set up and good value.

Easy to set up and good value... The integration with websites makes it a breeze. Reviewed on: 4th July 2026

The PayPal app UX could be improved.

The PayPal app UX could be improved e.g "current balance" does not reflect recent payments in;there are too many clickthroughs to get to PayPal Credit information as opposed to standard payments Reviewed on: 4th July 2026

Easy, simple, and effective to manage

Easy, simple, and effective to manage. The app and online account make it straightforward to keep track of transactions, make payments, and monitor my balance. Overall, a convenient and user-friendly credit card experience. Reviewed on: 4th July 2026

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