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PayPal: PayPal Credit reviews

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4.91
Based on 58,631 reviews, last reviewed 11th Apr 2026
721000% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying with Paypal is very easy and fast. Paying with Paypal is very easy and fast. Paypal is accepted almost on every e-commerce site. You can spread the cost with paying in 3 payments or 0% ... Read more Reviewed on: 11th April 2026
WOJCIECH B's avatar
WOJCIECH B

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58631)

I've been using PayPal Credit for a few years now, a...

5
I've been using PayPal Credit for a few years now, and it continues to exceed my expectations. It's incredibly easy to use, whether I'm shopping online or managing my budget with the flexible repayment options. What I appreciate most is the transparency—there are no hidden fees, and I always know exactly where I stand. The "Pay in 3" feature has been a lifesaver for managing bigger purchases without added stress. Their customer service is also top-notch. On the rare occasion I've needed support, the team has been responsive, helpful, and genuinely interested in solving my issue. PayPal Credit has made my online shopping experience smoother, safer, and more manageable. They absolutely deserve to win the Consumer Credit Awards! Reviewed on: 26th May 2025
Mykyta P's avatar
Mykyta P

safe secure and convenient, I couldn't ask for more

5
safe secure and convenient, I couldn't ask for more Reviewed on: 26th May 2025
carl w's avatar
carl w

Excellent service, helps with larger payment.

5
Excellent service, helps with larger payment. Very easy to check balances and pay via the app. Good transparency with payment costs. Reviewed on: 26th May 2025
Shauna K's avatar
Shauna K

Easy to use when paying with that added security.

5
Easy to use when paying with that added security.. Reviewed on: 26th May 2025
MacK's avatar
MacK

Paypal credit is a cheap and convenient way to pay f...

5
Paypal credit is a cheap and convenient way to pay for things online Reviewed on: 26th May 2025
Matt Davies's avatar
Matt Davies

Easy to set up monthly payments.

5
Easy to set up monthly payments. No hassle. Reviewed on: 26th May 2025
Mario's avatar
Mario

Never had any issues paying or receiving payments th...

5
Never had any issues paying or receiving payments through my Paypal love it. I love how they have pay later options and pay in three really a convenient way. You have the option to pay money into your credit or have a direct debit also installed Reviewed on: 26th May 2025
Angela J's avatar
Angela J

Finance request

5
Requested finance for a purchase and response sent back very quickly. Have had nothing but good experience Reviewed on: 26th May 2025
Ilk's avatar
Ilk

Good Financial Structure to control your money

5
Good structure to control your money, transactions and payments allowing easy access and ability to keep on top of payments Reviewed on: 26th May 2025
Karl K's avatar
Karl K

Paypal credit - easy and quick setup

5
I have used Paypal credit and find it easy and quick to set up and it's a nice benefit to have Reviewed on: 26th May 2025
George B's avatar
George B

Review PayPal: PayPal Credit now

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