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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181046 reviews)

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4.73

Based on 181,046 reviews, last reviewed 25th Jul 2026

162% increase in 5 star reviews

in the past 90 days

216% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Keith winter

It's easy to use,it makes life a little easier when things are tough. Reviewed on: 13th July 2026

Pay pal is the best

Pay pal is the best thank you for all your help. Reviewed on: 13th July 2026

Really quick and easy use it for most my online tran...

Really quick and easy use it for most my online transactions Reviewed on: 13th July 2026

Matthew’s review

I do like using paypal as it offers flexible payment services, however I have found recently some instability issues where payment options fail at checkout and it seems to be a glitch in the app. Sometimes pay in 3 options are not showing for purchases over £30 (Just Eat seems to be the main example) but otherwise it’s good Reviewed on: 13th July 2026

I applied for PayPal credit and was given a decision...

I applied for PayPal credit and was given a decision quickly. Fast and easy to use. It really helped me at the time i needed it most and I would recommend it to anyone! Reviewed on: 13th July 2026

Easy to set up and helpful if I'm struggling to do a...

Easy to set up and helpful if I'm struggling to do anything Reviewed on: 13th July 2026

Great choice

Hassle free . I recommend it without doubts. Reviewed on: 13th July 2026

PayPal Credit.

I love PayPal Credit. I use it regularly as it is hasstle free. PayPal do all the payment set up and keep me informed of payments made and outstanding. It is a great way to speread higher payments over four months. Reviewed on: 13th July 2026

I've always has a good experience with Paypal,

I've always has a good experience with Paypal, I can rest assured knowing that my transactions are protected and will go through on time and as expected. The user interface is easy to use and generally I've never had a problem with the service. Reviewed on: 13th July 2026

Straight forward to use.

It was straight forward to use…however I wish there would be more information break down on the interest as I feel it’s not enough Reviewed on: 13th July 2026

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