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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 134,723 reviews, last reviewed 11th Jun 2026
3860850% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service. Excellent service. No hassle at all. I would recommend this to all. Reviewed on: 11th June 2026
FREDERICK J's avatar
FREDERICK J

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (134723)

Overall very easy to understand.

5
Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026
kamran s Fard's avatar
kamran s Fard

I’ve had a great experience with PayPal, it’s always...

5
I’ve had a great experience with PayPal, it’s always easy to use to pay for items or send money. I like the pay in 3 option for bigger items. I had an issue with a flight refund and got through to someone straight away who sorted out the issue in minutes, fab service! Reviewed on: 9th June 2026
JulieB's avatar
JulieB

I love PayPal I use it whereever I can.

5
I love PayPal I use it whereever I can. I feel most protected with it Reviewed on: 9th June 2026
paula pi's avatar
paula pi

Easy to use, especially when I don't have my bank ca...

5
Easy to use, especially when I don't have my bank card to hand. Safe, gives me some peace of mind. Reviewed on: 9th June 2026
Audrey C's avatar
Audrey C

I ill only pay using my PAYPAL card, so much safer.

5
I ill only pay using my PAYPAL card, so much safer. Also if you use their credit card you've got 3 months interest free Reviewed on: 9th June 2026
Robin M's avatar
Robin M

I like the fact that PayPal feels secure

5
I like the fact that PayPal feels secure and their interest free options are brilliant. Reviewed on: 9th June 2026
Lynette S's avatar
Lynette S

Easy and hassle free, recommend to use

5
Easy and hassle free, recommend to use Reviewed on: 9th June 2026
Courteney E's avatar
Courteney E

Really easy to use and pay.

5
Really easy to use and pay. Super easy to set up against the purchase. No issues whatsoever ever. Great fash board so you know exactly where you are. Reviewed on: 9th June 2026
TJ's avatar
TJ

Quick and easy payments to friends and family make l...

5
Quick and easy payments to friends and family make life so much easier. I can monitor my finances and spending with ease through the PayPal app. No complaints!! Reviewed on: 9th June 2026
Jason N's avatar
Jason N

Great purchase flexibility

5
I like using PayPal credit as it gives me flexibility to purchase items over a short amount of time Reviewed on: 9th June 2026
Susie T's avatar
Susie T

Review PayPal: PayPal Credit now

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