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PayPal: PayPal Credit reviews

4.74
Based on 135,156 reviews, last reviewed 11th Jun 2026
3880800% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexibility, security and versatility. Flexibility, security and versatility. Best credit facility I've used. Reviewed on: 11th June 2026
anonuk's avatar
anonuk

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135156)

Excellent value

4
I’ve been using PayPal for over a decade and can’t blame on the service and value. It’s very easy to use Reviewed on: 9th June 2026

Flexible, convenient & practical.

5
Flexible, convenient & practical. Reviewed on: 9th June 2026

The resolution centre are efficient and fair and mat...

4
The resolution centre are efficient and fair and matters are resolved with speed Reviewed on: 9th June 2026

Lifetime Client

5
Been a client for a very long time and always had excellent service and communication. Thank you Reviewed on: 9th June 2026

* Great Experience with PayPal

5
* Fast, Secure, and Reliable Payment Platform * Excellent Experience with PayPal * Convenient and Trusted for Online Payments * Smooth Transactions Every Time * Safe and Easy Way to Send Money Reviewed on: 9th June 2026

PayPal, my Pal

5
Always great service, affordability and easy access to funds. I always use this if it’s an option as you are protected against any scams. Reviewed on: 9th June 2026

Not had any issues with transactions.

5
Not had any issues with transactions. Paypal protected me when ebay failed. Reviewed on: 9th June 2026

Safedt way yo complete transactions online

5
Easy to use and best secure online transactions Reviewed on: 9th June 2026

PayPal is my paying pal

5
Always very efficient, plenty of appropriate communication with servicing the account Reviewed on: 9th June 2026

It makes me not to type in my bank details online wh...

5
It makes me not to type in my bank details online which i was not so confident with. PayPal has been straightforward once I knew my password, it was very easy to use, as i was not so tech savvy at the beginning, but now I am a confident user Reviewed on: 9th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review