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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,156 reviews, last reviewed 11th Jun 2026
3880800% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexibility, security and versatility. Flexibility, security and versatility. Best credit facility I've used. Reviewed on: 11th June 2026
anonuk's avatar
anonuk

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135156)

Security first .

5
I like the security it gives me while buying products on line more so the larger payments when purchasing items I require.. Reviewed on: 9th June 2026
Donna M's avatar
Donna M

Is anyone better

5
Any questions i have ever had get answered with confidence first time of asking Reviewed on: 9th June 2026
Mike's avatar
Mike

Professional and knowledgeable team - Always sorts m...

5
Professional and knowledgeable team - Always sorts my queries out Reviewed on: 9th June 2026
Loren Kaiser 's avatar
Loren Kaiser

Always helpful and friendly.

5
Always helpful and friendly. Knowledgeable employees when communicating by phone Reviewed on: 9th June 2026
Chloe S's avatar
Chloe S

Easy to sort out what I needed, didn’t have to conta...

5
Easy to sort out what I needed, didn’t have to contact customer service as was all within the existing questions Reviewed on: 9th June 2026
Alina B's avatar
Alina B

PayPal credit is my first go to for business, person...

5
PayPal credit is my first go to for business, personal or anything I need now, it’s so simple and easy Reviewed on: 9th June 2026
Julie h's avatar
Julie h

It is very handy to purchase items with the Pay in 3...

5
It is very handy to purchase items with the Pay in 3 option. I've had PayPal Credit for a number of years, and I've never had an issue with them. Knowing my money is safe with their fraud detection is also a huge bonus. Reviewed on: 9th June 2026
Craig H's avatar
Craig H

Great service easy to use and navigpaypal servuceate

5
Great service easy to use and navigate Reviewed on: 9th June 2026
Charlotte Adams's avatar
Charlotte Adams

Forgot about a payment once and they rang me and kep...

5
Forgot about a payment once and they rang me and kept me on track, also had to miss a few payments ine time and they let me get by to sort some other things out Reviewed on: 9th June 2026
Aaron's avatar
Aaron

Using papal is always secure, continent and efficient.

5
Using papal is always secure, continent and efficient. The interest free on payments is brilliant at allowing you to pay this over time without being penalised and charged interest. This allows flexibility. Reviewed on: 9th June 2026
HP's avatar
HP

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