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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

Pay in 3 is so good at helping you pay for items mak...

Pay in 3 is so good at helping you pay for items making it more affordable to buy what u need Reviewed on: 28th May 2025

Everything is straightforward with Paypal

Everything is straightforward with Paypal Reviewed on: 28th May 2025

It is an amazing payment option for bigger purchases...

It is an amazing payment option for bigger purchases, i personally find it quite useful. Its accepted with major retailers but not all. Reviewed on: 28th May 2025

100% recommend PayPal

Pay Pal always make sure it is me making the transaction Customer service is absolutely fine as nothing is too much trouble for whatever reason I need to speak to them Always polite friendly and helpful Reviewed on: 28th May 2025

Quick, easy, reliable and no quibble money back guar...

Quick, easy, reliable and no quibble money back guarantee if you have problems. Love Paypal credit & pay in 3. Love the guarantee you get with using Paypal - worry-free purchasing Reviewed on: 28th May 2025

I just think Pay Pal is absolutely fantastic when yo...

I just think Pay Pal is absolutely fantastic when you buy something off-line and you’ll pay with PayPal PayPal and you don’t get it. You’ll get your money back straight away. Reviewed on: 28th May 2025

Easy, clear, good communication and no hidden costs

Easy, clear, good communication and no hidden costs Reviewed on: 28th May 2025

Excellent.

Excellent. Just wish more outlet would except paypal. Reviewed on: 28th May 2025

PayPal is my number 1 payment method !

I try to use PayPal for all my purchases I feel safe in the knowledge that if any problems arise PayPal will intervene and look to resolve. Also like that you have the option to pay in instalments or pay on credit terms Reviewed on: 28th May 2025

Convenience

Ease of Use Simple interface for sending/receiving money, online checkout, and linking bank accounts/cards. Widely accepted across e-commerce platforms and websites Reviewed on: 28th May 2025

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