Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135554 reviews)

View other PayPal products

4.73

Based on 135,554 reviews, last reviewed 11th Jun 2026

3898500% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good and efficient, I recommend it Good and efficient, I recommend it Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (135554)

Easy to use the App and I feel my transactions are s...

Easy to use the App and I feel my transactions are secure. Reviewed on: 10th June 2026

Papal credit was a painless way to buy and pay over...

Papal credit was a painless way to buy and pay over time. Gives me more ways to pay at many more merchants using PayPal. Reviewed on: 10th June 2026

I’ve been using PayPal for the past 12years now, and...

I’ve been using PayPal for the past 12years now, and it has been so amazing app for me Reviewed on: 10th June 2026

Easy to pay for online items PayPal is word wide kno...

Easy to pay for online items PayPal is word wide known it’s very trust worthy I recommend it all the time shopping payments Reviewed on: 10th June 2026

Very easy to set up and smooth process

Very easy to set up and smooth process Reviewed on: 10th June 2026

I have been with PayPal for decade very good service...

I have been with PayPal for decade very good service especially buying product with interest free in 3 installment. Reviewed on: 10th June 2026

Paypal credit made £2000 available and payments of £...

Paypal credit made £2000 available and payments of £100 plus got four months no interest and no one else does that. Reviewed on: 10th June 2026

Easy to use, easy to manage, easy to talk to someone...

Easy to use, easy to manage, easy to talk to someone and superb customer focus by staff. Reviewed on: 10th June 2026

PayPal credit is easy to use and widely accepted

PayPal credit is easy to use and widely accepted Reviewed on: 10th June 2026

It’s good been using it for 6 years.

It’s good been using it for 6 years. Like the offers Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 67375 reviews
Payments
from PayPal 4.73 from 3746 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub