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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50807)

PayPal is an extremely useful and comprehensive meth...

PayPal is an extremely useful and comprehensive method for me to pay for goods and services Reviewed on: 28th May 2025

Very good helpful staff and great service.

Very good helpful staff and great service. Reviewed on: 28th May 2025

Used since day one.

I have always used Paypal ever since the day I got my computer and find that they are the best retail finance provider. Reviewed on: 28th May 2025

Never had any trouble, all is straight forward.

Never had any trouble, all is straight forward. More comfortable than other credit providers Reviewed on: 28th May 2025

Easy access

Every time I need small amount of finance, it is in my finger tip. Reviewed on: 28th May 2025

PayPal is a super easy service to use.

PayPal is a super easy service to use.up front with charges. Very efficient when applying and prompt response Reviewed on: 28th May 2025

Okay, but nothing too special anymore.

Okay, but nothing too special anymore. Reviewed on: 28th May 2025

Always had a great experience and easy to understand

Always had a great experience and easy to understand Reviewed on: 28th May 2025

flexibility and speed when making a purchase

It has been a great help in my purchase of some products, especially for the flexibility and speed when making a purchase, It's definitely something I would recommend to anyone. It is accepted in almost all stores and is something you can simply do from your mobile phone. Reviewed on: 28th May 2025

Incredible credit option with reasonable interest an...

Incredible credit option with reasonable interest and understanding customer service. Reviewed on: 28th May 2025

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