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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135554 reviews)

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4.73

Based on 135,554 reviews, last reviewed 11th Jun 2026

3898500% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good and efficient, I recommend it Good and efficient, I recommend it Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135554)

Sourcing great products needs safety to it!

I have been using PayPal to safely transfer & purchase, it’s easy to keep track of my spending too. Reviewed on: 10th June 2026

PAYPAL. My money buddy

As the name indicates PAYPAL. It is a real pal when it comes to money issues. For me PAYPAL has actually got my back covered. Reviewed on: 10th June 2026

Incredere .

It offers me confidence and security. Reviewed on: 10th June 2026

Its so easy to use!

Its so easy to use and now even easier with the PayPal card for retailers that don't offer PayPal. I like you have the ability to split bigger purchases into 4 interest free payments. The few times I have had to use their customer services I have always had a great experience and would definitely recommend PayPal credit. Reviewed on: 10th June 2026

I use Payton pal for big items an me more...

I use pay pal for big items and small gives me more chance to pay up and sending money to family as well can pay has much any time to pay things quicker if when it suites me Reviewed on: 10th June 2026

Good APR on PayPal credit, easy to operate through t...

Good APR on PayPal credit, easy to operate through the app Reviewed on: 10th June 2026

5 Star company

I've used PayPal for years now and it's always been an excellent way to buy goods. The introduction of pay in 3 has lifted it even higher in my estimation. 5 star company. Reviewed on: 10th June 2026

PayPal credit is a convenient way for me to pay for...

PayPal credit is a convenient way for me to pay for unexpected replacements or repairs and it’s easy to pay off in manageable amounts. I use it to pay my phone bill each month and for repairs or things we need. Reviewed on: 10th June 2026

My experience

My experience has been okay, it would be appreciated if my balance would be calculated on time though as it takes days for it to be updated Reviewed on: 10th June 2026

PayPal credit

PayPal credit is so easy to use & has saved me quite a bit in interest payments Reviewed on: 10th June 2026

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