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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,766 reviews, last reviewed 11th Jun 2026
3908250% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi have been using PayPal for years. Hi have been using PayPal for years. I love the pay in 3 feature because it give me the chances to buy more stuff at the same time and pay for it late... Read more Reviewed on: 11th June 2026
Florin Circu's avatar
Florin Circu

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135766)

Easy to use and understand for my generation who are...

5
Easy to use and understand for my generation who are not all good with technology. Reviewed on: 10th June 2026
Lilian M's avatar
Lilian M

Very easy to use, excellent app to navigate, fair in...

5
Very easy to use, excellent app to navigate, fair interest rates. Reviewed on: 10th June 2026
Aron M's avatar
Aron M

PayPal has been a really useful tool for me.

5
PayPal has been a really useful tool for me. I get peace of mind when buying on the internet and it’s very convenient to be able to sign in securely and not have to input my bank details anywhere. Reviewed on: 10th June 2026
Joanne C's avatar
Joanne C

Great payment option

5
Always available, very helpful pay in 3 availablity and great customer service. Reviewed on: 10th June 2026
Erika B's avatar
Erika B

Really easy to set up and understand.

5
Really easy to set up and understand. Also, the loyalty is a great incentive Reviewed on: 10th June 2026
Rebecca W's avatar
Rebecca W

helped me manage money better improved my credit sto...

5
helped me manage money better improved my credit store buy so many things an pay them back in good time Reviewed on: 10th June 2026
neny 's avatar
neny

Had been bankrupt so had very very bad credit history.

5
Had been bankrupt so had very very bad credit history. Was very careful not to let old habits creep in. Banks totally refused to give any form of credit . So after a few years clear i started pay in 3. Success was able have credit but very limited.That the allowed me to take a small credit with Paypal and prove i could control my spending and pay installments thus starting to rebuild my credit score. Reviewed on: 10th June 2026
Bernice F's avatar
Bernice F

Never had a problem with PayPal I find it very usefu...

5
Never had a problem with PayPal I find it very useful to pay with piece of mind Reviewed on: 10th June 2026
Lee M's avatar
Lee M

Paypal makes me feel secure with my online payments.

5
Paypal makes me feel secure with my online payments. Reviewed on: 10th June 2026
Ddl's avatar
Ddl

Always easy to contact and get your problems solved

5
Always easy to contact and get your problems solved Reviewed on: 10th June 2026
Francis G's avatar
Francis G

Review PayPal: PayPal Credit now

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