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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135661 reviews)

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4.73

Based on 135,661 reviews, last reviewed 11th Jun 2026

3903400% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy when buying from abroad, no confusion with exch... Easy when buying from abroad, no confusion with exchange rates. Good for keeping your banking secure on the web. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135661)

Great support in a payment issue

They were there when I had a significant issue to support and help me Navigate a payment that had gone wrong. PayPal dealt with it speedily and accurately. Thank you Reviewed on: 10th June 2026

Easy pavement good notification of dates and timelines

Easy pavement good notification of dates and timelines Reviewed on: 10th June 2026

Communication

Everything is great. But with multiple paypal scams going around and scam emails. I once didn't pay my credit off and I was being called on an unknown number claiming to be paypal and asking me to prove who I was with personal information. With no emails or anything sent to suggest I was getting a phone call or that I had missed a direct debit payment. Reviewed on: 10th June 2026

PayPal credit is reliable and robust

PayPal is reliable , embedded n the majority of vendors website and the app is robust. I have never had an issue over thousands of transactions over a decade of using it Reviewed on: 10th June 2026

All round winner

Always easy to navigate for all aspects of use whether it be for purchasing or making payments. Great access to fair and easy plans / purchase options to make the sting of a spend less painful and stress free Reviewed on: 10th June 2026

Using PayPal credit is seamless, quick and easy to s...

Using PayPal credit is seamless, quick and easy to set up. Reviewed on: 10th June 2026

It's Amazing

Probably the best experience. Amazing Reviewed on: 10th June 2026

Really happy with paypal it is easy and safe to...

Really happy with paypal it is easy and safe to use Reviewed on: 10th June 2026

Easy to use keep control spending and can have optio...

Easy to use keep control spending and can have option pay earlier too Reviewed on: 10th June 2026

Paypal is my preferred method to pay for everything.

Paypal is my preferred method to pay for everything. Reviewed on: 10th June 2026

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