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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Outstanding 10/10

Absolutely amazing service with ultra helpful team. all what you could ever need in one app! Reviewed on: 28th May 2025

Use PayPal very regularly, always excellent!

Use PayPal very regularly, always excellent! Reviewed on: 28th May 2025

Good credit rates and you get a decision quickly

Good credit rates and you get a decision quickly Reviewed on: 28th May 2025

Really easy to use, supported by alot of websites/co...

Really easy to use, supported by alot of websites/companies. Readily available Reviewed on: 28th May 2025

Very good service, carters for all my needs

Very good service, carters for all my needs Reviewed on: 28th May 2025

It’s been great having a PayPal account.

It’s been great having a PayPal account. I’ve had unrivalled customer service experience Reviewed on: 28th May 2025

Love using PayPal, fast, reliable and convenient ser...

Love using PayPal, fast, reliable and convenient service to pay for goods with added benefit that your card number is confidential and not shared with the seller Reviewed on: 28th May 2025

Always been very reliable & helpful

Always been very reliable & helpful Reviewed on: 28th May 2025

Easy checkout and access to pre approved funding

Easy checkout and access to pre approved funding Reviewed on: 28th May 2025

Professional staff who saved me from Fraud - the sta...

Professional staff who saved me from Fraud - the staff are wonderful to speak to. They are properly trained, courteous and very capable. It is so refreshing to deal with a company who put resources into staff training. Wonderful. Reviewed on: 28th May 2025

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