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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Very reliable and safe way to make purchases online...

Very reliable and safe way to make purchases online with many, many, businesses accepting paypal from a small items to a major flight ticket paypal is there. The repayment system is flexible and user friendly with a small charge if payment date is missed but no hassle. Reviewed on: 13th July 2026

Best banking platform available

Top class experience, user friendly systems and great products! Reviewed on: 13th July 2026

Great way to spread the cost when things seam out of...

Great way to spread the cost when things seam out of reach great monthly repayments and noot high with interest which make things easier on repayments, easy to use and a range of details you can spend PayPal credit Reviewed on: 13th July 2026

Used all 3 different services to split payments.

Used all 3 different services to split payments. Pay immediately and 0% interest free credit that gives great flexibility depending on financial situation at the time Reviewed on: 13th July 2026

My Go To App

For over 25 years I have used PayPal , receiving a quality service in all aspects of use, buying, selling, in ways that no high street shops or banks provide. I have fully trusted them for my financial contracts over the years. They are consistent in giving prompt information and reminders and their security of your accounts are the best.PayPal are my go to App! Reviewed on: 13th July 2026

My little friend :)

I use PayPal and PayPal credit options frequently, and it has always been a useful tool to use. I've never had any problems, and would recommend it to anybody Reviewed on: 13th July 2026

I love PayPal

I love PayPal I have used it for many years, it’s the easiest way to pay online for me and the finance options, pay in 3 and PayPal credit are excellent for me! I always try to use PayPal first! Reviewed on: 13th July 2026

PayPal every time

Always have been able to deal with disputes and very fair when when dealing with all sorts of issues Reviewed on: 13th July 2026

PayPal makes online shopping incredibly seamless, al...

PayPal makes online shopping incredibly seamless, allowing me to check out quickly without needing to re-enter my card details every time.""I really appreciate the buyer protection and peace of mind when purchasing from new or unfamiliar websites.""Sending money to friends and family is fast, reliable, and straightforward using their mobile app." Reviewed on: 13th July 2026

The credit was simple to apply for & easy to use

The credit was simple to apply for & easy to use, i'm very happy with it. Reviewed on: 13th July 2026

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