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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,875 reviews, last reviewed 11th Jun 2026
3913200% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable. Easy to use and reliable. Use PayPal credit for pretty much everything. Reviewed on: 11th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135875)

Always been a great service, and a great app.

5
Always been a great service, and a great app. So intuitive to use, never had any problems. On the rare occasion I have had an issue with an ordered item, PayPal were able to get me a refund with little to no effort on my part. Reviewed on: 10th June 2026
Chris Farrell's avatar
Chris Farrell

Excellent service

5
I have been using PayPal for a long time now and have had a very good experience and service. Reviewed on: 10th June 2026
Mrs Sevak's avatar
Mrs Sevak

Easy to use and apply.

5
Easy to use and apply. Easy to manage Reviewed on: 10th June 2026
B's avatar
B

Always been easy to use and safety use.

4
Always been easy to use and safety use. Reviewed on: 10th June 2026
MRS M Cilia's avatar
MRS M Cilia

Useful flexible payment options

5
The different payment options on PayPal are great to manage spending, I have particularly found pay in 3 quite useful. Reviewed on: 10th June 2026
Anand D's avatar
Anand D

Useful and convenient

5
Very helpful and useful service, I appreciate the convenience. Reviewed on: 10th June 2026
Oliver's avatar
Oliver

My experience with PayPal Credit has been positive o...

5
My experience with PayPal Credit has been positive overall. The application process was straightforward, payments were easy to manage, and the service helped me spread the cost of purchases. The online account tools are simple to use, and I have not experienced any major issues so far. Reviewed on: 10th June 2026
Ihtisham H's avatar
Ihtisham H

It’s just always so convenient!

5
It’s just always so convenient! I can rely on PayPal for good customer service and fair terms. Reviewed on: 10th June 2026
Dani De Marco-Khachik's avatar
Dani De Marco-Khachik

Brilliant company never any issues smooth processes...

5
Brilliant company never any issues smooth processes and easy to use Reviewed on: 10th June 2026
Chloe F's avatar
Chloe F

Everything works!

5
Everything works, it’s simple to use and the fact it is covered gives increased peace of mind in a world of scammers and uncertainty! Reviewed on: 10th June 2026
Paul S's avatar
Paul S

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