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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,766 reviews, last reviewed 11th Jun 2026
3908250% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi have been using PayPal for years. Hi have been using PayPal for years. I love the pay in 3 feature because it give me the chances to buy more stuff at the same time and pay for it late... Read more Reviewed on: 11th June 2026
Florin Circu's avatar
Florin Circu

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135766)

atisfied by services over 5 years

4
I have been using PayPal for many years, overall I have been satisfied with the services available. The one glitch for me is that navigating can be confusing. Reviewed on: 10th June 2026
TJS's avatar
TJS

I have been using PayPal credit for a few years now...

5
I have been using PayPal credit for a few years now after being offered the service, the whole experience has been stress free and very open with all the relevant information. Reviewed on: 10th June 2026
Sharon Lamb's avatar
Sharon Lamb

Paypal credit always help me to spread out the cost.

5
Paypal credit always help me to spread out the cost. Best thing is it is availble in most to merchants. Reviewed on: 10th June 2026
Junaid A's avatar
Junaid A

PayPal helped fund my phone via voxi and it was swif...

5
PayPal helped fund my phone via voxi and it was swift, as I got approached for PayPal credit instantly and was given more than I needed for the phone Reviewed on: 10th June 2026
Olalekan Ogundiji's avatar
Olalekan Ogundiji

Accessible, easy to use and great value

5
Accessible, easy to use and great value Reviewed on: 10th June 2026
Barney Lang's avatar
Barney Lang

Good easy

5
No issues easy to control. Able to go on the app, notifications all time Reviewed on: 10th June 2026
Andreea S's avatar
Andreea S

Safe and easy

5
Safe and easy to use, never had any problems and once when I couldn’t gain access to my account they sorted it straight away Reviewed on: 10th June 2026
Carli T's avatar
Carli T

Paypal cover needs Work.

5
Ive had purchased issue where ive complained to paypal because you are supposed to offer buyers protection i complained and Paypal went in sellers favour within 24 hrs despite all my evidence, so I complained to sellers head office they agreed with me and issued me a refund this experience happened twice the other was a hotel been not fit for purpose afaud I provided proof plenty of evidence again Paypal took the side of the hotel again I complained to head office they agreed again give me full refund and a gesture if good will. So why did Paypal take the hotel establishment side when they was in the wrong. I Still purchase through paypal infact all the time but if I am paying for a service I use klarna there protection us spot on also use just my credit card i wont buy a service through PayPal the customer service is terrible. Reviewed on: 10th June 2026
James Beards's avatar
James Beards

V.easy & simple

5
V.easy & simple. Helped spread the cost of my summer holiday! Reviewed on: 10th June 2026
Jam R's avatar
Jam R

Great and very good value

5
Low fees and flexible payments. I can pay monthly Reviewed on: 10th June 2026
Silvia Giovanelli's avatar
Silvia Giovanelli

Review PayPal: PayPal Credit now

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