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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use as well as to get confused

Easier to use with the merchant that support paypal credit. However the stmt generation date and the direct debit payment date are still a complete chaos.Sometimes the payment is debited earlier than we anticipate and it doesn’t state that anywhere. Reviewed on: 13th July 2026

Easy to use and user friendly.

Easy to use and user friendly. I feel safe using PayPal Reviewed on: 13th July 2026

Paypal, Simply the best

Paypal has always been user friendly, I cannot fault the service they provide, Reviewed on: 13th July 2026

Good and reliable

Fast and secured and reliable great easy was to make payments Reviewed on: 13th July 2026

Easy to use & CX friendly

Easy to use, app is clear and CX friendly, no issues at all! Reviewed on: 13th July 2026

Never had any issues when dealing with customer serv...

Never had any issues when dealing with customer service Reviewed on: 13th July 2026

Great service

Great service, fast communication, fast costumer service Reviewed on: 13th July 2026

Fast service and competitive rates.

Fast service and competitive rates. Reviewed on: 13th July 2026

Very good experience I would recommend it

Very good experience I would recommend it Reviewed on: 13th July 2026

Highly recommended

Really easy to use and I know my payments/money are protected in any case of scam. Reviewed on: 13th July 2026

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