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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,956 reviews, last reviewed 11th Jun 2026
3916850% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use and accepted by most online retailers. Easy to use and accepted by most online retailers. Reviewed on: 11th June 2026
Michael's avatar
Michael

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135956)

Would recommend

5
Very easy to use, with great deals, including 0% interest for 4 months on purchases over £99. The point system is also great, it's nice to earn points on daily purchases. Would recommend to those looking for a credit card! Reviewed on: 10th June 2026
Jodi 's avatar
Jodi

Good rate and very quick response.

5
Good rate and very quick response, good that you can pay back in 4 months with zero interest. Highly recommend!!! Reviewed on: 10th June 2026
Anca E's avatar
Anca E

I have had a very positive experience with PayPal Cr...

5
I have had a very positive experience with PayPal Credit. The 4 months interest-free option has been extremely helpful, giving me flexibility when making larger purchases and helping me manage my finances more effectively. The credit account itself is easy to use, payments are straightforward to track, and the service has always worked reliably. I was also pleased when my credit limit was increased, as it gave me additional flexibility and confidence when using the account. Overall, I am very satisfied with PayPal Credit and would happily recommend it to others looking for a convenient and flexible way to spread the cost of purchases. Reviewed on: 10th June 2026
Diogo Rosa's avatar
Diogo Rosa

Always a quick and positive response

5
Always a quick and positive response Reviewed on: 10th June 2026
Michael Buckley 's avatar
Michael Buckley

Reliable!

5
PayPal has always been a reliable payment for me. Especially PayPal credit Reviewed on: 10th June 2026
Anya's avatar
Anya

Easy to use and guaranteed .

5
Easy to use and guaranteed . Can be used in many retailers and can split the cist Reviewed on: 10th June 2026
kevin.lynch3@ntlworld.com's avatar
[email protected]

Always an very good service from Paypal

5
Always an very good service from Paypal Reviewed on: 10th June 2026
L S's avatar
L S

Assured internet safety

5
I feel that my details are safe when I use PayPal for my online transaction Reviewed on: 10th June 2026
Heidi P's avatar
Heidi P

Trusted staple

4
PayPal is always a trusted staple and have given me good customer service Reviewed on: 10th June 2026
Crystal H's avatar
Crystal H

Use the service regularly and without fault

5
Use the service regularly and without fault Reviewed on: 10th June 2026
John Neaven's avatar
John Neaven

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