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PayPal: PayPal Credit reviews

4.73
Based on 135,875 reviews, last reviewed 11th Jun 2026
3913200% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable. Easy to use and reliable. Use PayPal credit for pretty much everything. Reviewed on: 11th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135875)

Helpful and great service.

5
Helpful and great service. PayPal is the best for anyone. Is used worldwide and is also available anywhere. Reviewed on: 10th June 2026

Very good system, great help with credit, pay many s...

5
Very good system, great help with credit, pay many sales with PayPal, great for overseas deals, feels safer. Reviewed on: 10th June 2026

I've used PayPal for a number of years & they are br...

5
I've used PayPal for a number of years & they are brilliant, being able to spread the cost of purchases without incurring interest is a godsend. Reviewed on: 10th June 2026

Accessibility wise

5
Easy ti use even for a senior like me ..... just double check before you click and paypal do all the rest Reviewed on: 10th June 2026

Paypal offers various financial options with easy re...

5
Paypal offers various financial options with easy repayments easy To use online options Reviewed on: 10th June 2026

Simple and secure

4
Good app to use easy and simple and safe and secure Reviewed on: 10th June 2026

Not always easy to get through to customer service

3
Not always easy to get through to customer service and speak to a real person Reviewed on: 10th June 2026

Making payments has been fiddly and confusing.

2
Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Good all-round efficient and professional service.

5
Good all-round efficient and professional service. Reviewed on: 10th June 2026

Handy card for short term interest free purchases.

5
Handy card for short term interest free purchases. Reviewed on: 10th June 2026

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