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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

any problem is sorted and the stress removed

any problem is sorted and the stress removed Reviewed on: 13th July 2026

PayPal credit has been an incredible useful tool for...

PayPal credit has been an incredible useful tool for me and appreciate all the support from the PayPal team in outlining the terms clearly etc. Reviewed on: 13th July 2026

Easy secure payments

Good secure payments, easy to resolve issues. Easy to pay friends and family Reviewed on: 13th July 2026

No hassle kept up to day with up to date...

No hassle kept up to day with up to date balance Reviewed on: 13th July 2026

Very easy to use.

Very easy to use. Very easy to monitor and mange. Reviewed on: 13th July 2026

No issues to date

I use paypal credit for larger purchases particularly for things I need to order or buy in the middle of the month while waiting for payday. it is good that it is interest free. I have not had any issues with using it so far. Reviewed on: 13th July 2026

Accessible, trustworthy and hugely usedul.

Accessible, trustworthy and hugely usedul. Reviewed on: 13th July 2026

Fast and flexible, use all the time.

Fast and flexible, use all the time. Reviewed on: 13th July 2026

I've been using PayPal for a while and it's made onl...

I've been using PayPal for a while and it's made online payments much easier. I like that I can pay without sharing my card details with every website, and sending money to friends and family is usually quick and straightforward. The app is easy to use, and I've found it convenient for both shopping and managing transactions. While there can occasionally be delays or extra checks for security, overall I've had a positive experience and would recommend PayPal to anyone looking for a simple and secure way to pay online and manage transactions. Reviewed on: 13th July 2026

paypal is quick safe and easy way to purchase items...

paypal is quick safe and easy way to purchase items and also pay later if needed Reviewed on: 13th July 2026

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