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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Continuing to improve.

I have been using PayPal for a number of years now with no problems. Reviewed on: 6th July 2026

Excellent service and safe way to purchase items

Excellent service and safe way to purchase items Reviewed on: 6th July 2026

Good experience in PayPal credit helps to use money...

Good experience in PayPal credit helps to use money in difficult situations Reviewed on: 6th July 2026

Is what it is

Never had an issue with paypal in over 10 years of service Reviewed on: 6th July 2026

Useful options

Appreciate the credit options and pay in 3 - really helps manage the budget. Also some options stop being available temporarily when credit options have been overused which helps manage spending. Reviewed on: 6th July 2026

Trusted & Reliable

Never any complaints, efficient, trusted and reliable Reviewed on: 6th July 2026

Excellent I use pay in 3 if I can you...

Excellent I use pay in 3 if I can you cannot beat it Reviewed on: 6th July 2026

Fantastic, love it

Fantastic, gr8 benefits & easy to use Reviewed on: 6th July 2026

Would be lost without it!

Would be lost without it! Simple and easy to use Reviewed on: 6th July 2026

easy to use

Always very easy to use no issues Reviewed on: 6th July 2026

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