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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,544 reviews, last reviewed 19th Apr 2026
2371700% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

old customer, very usefull, good to buy online. old customer, very usefull, good to buy online. Reviewed on: 19th April 2026
Robson Biazatti's avatar
Robson Biazatti

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76544)

Fantastic

5
Easy use great way to pay. Offers loads of ways to pay Reviewed on: 30th May 2025
Lynsey L's avatar
Lynsey L

Very easy, quick and secure method to make payments

5
Very easy, quick and secure method to make payments Reviewed on: 30th May 2025
Laurentiu P's avatar
Laurentiu P

Great help!

5
Great help! They've always been useful and helpful when needed and seem to know what they're doing especially when it comes to random payments or going into minus for no reason. Reviewed on: 30th May 2025
Scar's avatar
Scar

PayPal Pay in 3 enables easier finance management

5
The PayPal Pay in 3 option is ideal for my banking as it enables me to purchase items upfront but spread the payments interest free over a short period of time. This makes finances easier to manage and prevents consumers getting into debt. Reviewed on: 30th May 2025
willows's avatar
willows

PayPal credit really help me to decorate my house

5
PayPal credit really help me to decorate my house Reviewed on: 30th May 2025
Marta's avatar
Marta

My query was dealt with in a timely manner

5
My query was dealt with in a timely manner Reviewed on: 30th May 2025
Bianca B's avatar
Bianca B

Great Way to Pay

5
I have been using PayPal for several years now and have found it to be a secure method of payment for many goods. The pay in 3, interest free is a great option for larger purchases. Reviewed on: 30th May 2025
Graham M's avatar
Graham M

I could not do it without paypal easy to use quick a...

5
I could not do it without paypal easy to use quick and plenty of options for repayments Reviewed on: 30th May 2025
Ioana C's avatar
Ioana C

Fast and Reliable

5
PayPal is my favourite cash out app,it is very easy to use and it allows me to receive and withdraw money without stress Reviewed on: 30th May 2025
Sarah 's avatar
Sarah

Very good, with excellent customer support

4
Very good, with excellent customer support Reviewed on: 30th May 2025
Effiong U's avatar
Effiong U

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