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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148790)

I have been able to manage my money so much more eff...

5
I have been able to manage my money so much more efficiently and the credit has allowed me to purchase my music production equipment. Reviewed on: 7th June 2026

Smooth transaction tool.

5
The app is easy to navigate through and the notification and emails help you keep on track. Reviewed on: 7th June 2026

Excellent services dealing with none delivered items...

5
Excellent services dealing with none delivered items and making myself & money was refunded. Reviewed on: 7th June 2026

Great and easy

5
It was great, easy to use. Use all the time. Reviewed on: 7th June 2026

Trustworthy

5
I honestly wish I could use PayPal more. Great, trustworthy service Reviewed on: 7th June 2026

They're always on hand to help, and I feel safe and...

5
They're always on hand to help, and I feel safe and secure using PayPal for paying on line. Reviewed on: 7th June 2026

Happy Bunny

5
Very good for lots of payments to companies you’re not sure of Reviewed on: 7th June 2026

Excellent .free interest anyting buy

5
Very good .easy to use. Free interest for 3 months which is very good make payments slowly.. Reviewed on: 7th June 2026

I always use PayPal because it just works.

5
I always use PayPal because it just works. pay in 3 is often usefull Reviewed on: 7th June 2026

Thank you for your good service.

4
Thank you for your good service. Reviewed on: 7th June 2026

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