Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148805)

Had to phone customer service and they were very hel...

Had to phone customer service and they were very helpful. Reviewed on: 7th June 2026

Excellent service at all times.

Excellent service at all times. Can use it anytime & payments are simple. Reviewed on: 7th June 2026

Easy credit, fast, better than in a bank

Easy credit, fast, better than in a bank Reviewed on: 7th June 2026

My Paypal Comp

I love PayPal you have never let me down if something doesn’t arrive. Thank You! Always keep me updated too. Reviewed on: 7th June 2026

Easy to use, works perfectly for me.

Easy to use, works perfectly for me. No hassle. Reviewed on: 7th June 2026

Very convinient and easy to use.

Very convinient and easy to use. Reviewed on: 7th June 2026

Denied credit, good for me, bad for seller

I was denied credit, nice one, good for me, bad for seller. I will survive without fancy staff, seller will bankrupt for sure. Well done PayPal. Reviewed on: 7th June 2026

Customer service@Paypal.

Always ready to help. financially and also help reclaim money back against bad sales. Reviewed on: 7th June 2026

No issues whatsoever.

No issues whatsoever. Always extremely easy to use and great customer service. I always feel safe shopping online when I use PayPal. Reviewed on: 7th June 2026

Great service, great rates and offers.

Great service, great rates and offers. Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79763 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub