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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

PayPal is great for purchasing and utilising things...

PayPal is great for purchasing and utilising things such as pay in 3 Reviewed on: 6th July 2026

Flawless, everytime.

Flawless, everytime. Always speedy to resolve issues, excellent credit terms Reviewed on: 6th July 2026

PayPal app super easy to use.

PayPal app super easy to use. Never had any technical issues with the app. Reviewed on: 6th July 2026

Positive experience when using PayPal credit.

Positive experience when using PayPal credit. Simple to use Reviewed on: 6th July 2026

Very happy with the service they provide

Very happy with the service they provide Reviewed on: 6th July 2026

Very happy with my PayPal I’m having it for many ye...

Very happy with my PayPal I’m having it for many years, I’m using all of the products, money transfers, buying , take credits from them, Reviewed on: 6th July 2026

It’s a really good app i’ve never had any problems w...

It’s a really good app i’ve never had any problems with it Reviewed on: 6th July 2026

FANTASTIC SERIVCE

FANTASTIC SERIVCE I love using paypal credit its smooth and quikck anf really easy to use for anyone Reviewed on: 6th July 2026

Naked shopping easier

I’ve been using PayPal Credit for years and it has enabled me to shop for all my essentials without the financial burden of paying for everything up front. PayPal has always facilitated easy transactions from nearly every single retailer I’ve shopped with. I highly recommend PayPal and in particular PayPal Credit for making purchases. Reviewed on: 6th July 2026

Great app, great service and very easy to use when u...

Great app, great service and very easy to use when using pay pal credit. Easy to make payments and access documents. Reviewed on: 6th July 2026

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