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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Convenient for everything and make the transaction easy

I loved using PayPal for purchases bcs it got me reward like Cashback also it’s super easy to make it as PayPal credit or PayPal pay in 3. And most of the platform e-commerce also have PayPal option as a payment. So it even better. Reviewed on: 6th July 2026

Never had a single problem ever.

Never had a single problem ever. Great company and a great app. Which does it all. Brilliant. Nice one Reviewed on: 6th July 2026

PayPal credit service has been essential

PayPal credit service has been essential and very helpful in times of need. The service is made very user friendly for first tike users and the option to have a physical credit card also helps greatly for times of need and emergencies. Would highly recommend this service. Reviewed on: 6th July 2026

Easy to use, straightforward to understand and good...

Easy to use, straightforward to understand and good interest free options Reviewed on: 6th July 2026

Great Product

I like the versatility and convenience of Paypal Credit. Is a very good product. Also love the pay in 3. Reviewed on: 6th July 2026

No problems.

No problems. Easy to use and keep track of the money Reviewed on: 6th July 2026

Highly recommend

Very easy to use and efficient, I have used PayPal for many years and never had an issue Reviewed on: 6th July 2026

Pay pal is stay pal great security when buying love...

Pay pal is stay pal great security when buying love it Reviewed on: 6th July 2026

Fast, secure Piece of mind

I’ve had a consistently positive experience using PayPal. It’s quick, secure, and makes sending money or paying online incredibly easy. The buyer protection gives added peace of mind, and the platform is straightforward to use across both desktop and mobile. A reliable service that makes online transactions simple and convenient. Reviewed on: 6th July 2026

I really like PayPal because I've always had a great...

I really like PayPal because I've always had a great experience with it. I've never had any problems, and everything works smoothly. One feature I'm especially grateful for is the option to pay the following month when I don't have enough money this month. It has helped me a lot during difficult times. That's one of the reasons I enjoy using PayPal and would definitely recommend it. Reviewed on: 6th July 2026

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