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PayPal: PayPal Credit reviews

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4.90
Based on 76,443 reviews, last reviewed 18th Apr 2026
2362600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay when shopping online. Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026
Simone S's avatar
Simone S

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76443)

Fabulous service!

5
Have used Paypal in a number ways for many many years now and never had anything but a good experience with them! Reviewed on: 29th May 2025
Samantha M's avatar
Samantha M

The best.

5
The best. I have used PayPal for over 15 years, 100% guarantee with the best resolution centre. Reviewed on: 29th May 2025
Gloria Luis's avatar
Gloria Luis

Helped me out loads after I got scammed

5
Helped me out loads after I got scammed Reviewed on: 29th May 2025
Zack B's avatar
Zack B

Faultless streaming service good rates of exchange too

5
Faultless streaming service good rates of exchange too Reviewed on: 29th May 2025
Harley P's avatar
Harley P

GOOD COMPANY

5
Easy to borrow and see credit. Website give clear balance and security is good. Reviewed on: 29th May 2025
John V's avatar
John V

Great repayment options available

5
Great repayment options available Reviewed on: 29th May 2025
Paula n's avatar
Paula n

I love the pay in 3 and PayPal credit offers!

5
I love the pay in 3 and PayPal credit offers! Makes spreading payments easy. Reviewed on: 29th May 2025
Rupa's avatar
Rupa

I have been using it for more than 10 years and I am...

5
I have been using it for more than 10 years and I am very happy. Reviewed on: 29th May 2025
Aleksandrs I's avatar
Aleksandrs I

Easy to use and perfect for flexible payments

5
I’ve used PayPal Credit for long time now and it’s been really helpful, especially when I needed to split big payments into instalments. The application was quick, and it got approved instantly. I also like how it links easily with my PayPal account and offers interest-free options if you pay within 4 months. Customer service was helpful when I had a question. Just make sure you stay on top of your repayments, or the interest adds up quickly. Overall, a useful tool for managing finances if you use it wisely. Reviewed on: 29th May 2025
Julliet R's avatar
Julliet R

Easy to use, clear information and a good way to spr...

5
Easy to use, clear information and a good way to spread the cost Reviewed on: 29th May 2025
helen m's avatar
helen m

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