Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148818 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148818)

Good experience.

Good experience. Admin has gotten better over the years. Reviewed on: 7th June 2026

your real PAL /. PayPal

Never had a problem with PayPal I feel safe and secure with every purchase Reviewed on: 7th June 2026

Terrific Service

Very easy to use and a straightforward service that offers no problems what so ever Reviewed on: 7th June 2026

Good payout and fast service.

Good payout and fast service. I am able to shop swiftly online Reviewed on: 7th June 2026

Easy & convenient - particularly for eBay transactions.

Easy & convenient - particularly for eBay transactions. Reviewed on: 7th June 2026

Accepted at any retailer so much choice when shoppin...

Accepted at any retailer so much choice when shopping will use not only for pay in 3 but for bigger purchases. Reviewed on: 7th June 2026

PayPal is my pal

Easy to apply and easy to understand Reviewed on: 7th June 2026

Unprecedented support

Everytime I needed the extra financial support in my life PayPal had always been there to assist me whether this was through means of paying in three or having a credit card or using as a payment method online. The app was always user friendly and was accessible at all times. It has really helped me through difficult times. Reviewed on: 7th June 2026

Feel like have extra protection on payments

Feel like have extra protection on payments Reviewed on: 7th June 2026

Best service

Every time ive used pay pal everthing has gone smoothly Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79765 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub