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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

I have used PayPal for a long time and cannot fault it.

I have used PayPal for a long time and cannot fault it. PayPal Credit is very useful when you need a little extra time to pay. Reviewed on: 6th July 2026

Notification Payment Reminders would be helpful!

I’ve used PayPal credit for years, missed one payment. I didn’t want to setup a DD so a reminder the day or week before via email or app notification would be great. Reviewed on: 6th July 2026

Simple, intuitive and efficient to use

Paypal credit is very simple to use in Paypal app or in retail websites for faster checkouts. More importantly the repayment is simple with timely reminder and provide good offers for customers. Reviewed on: 6th July 2026

Absolutely love using PayPal.

Absolutely love using PayPal. Smooth and simple process Reviewed on: 6th July 2026

Thank you

I have had an excellent experience with PayPal credit. Reviewed on: 6th July 2026

I've been using PayPal credit for a year...

I've been using PayPal credit for a year or so now and the only fault I have found is that they don't message you if a payment doesn't go through, but if your smart with you money and keep track of things then this shouldn't be an issue. Reviewed on: 6th July 2026

Great Customer service, very helpful and quick to so...

Great Customer service, very helpful and quick to solve any issues Reviewed on: 6th July 2026

Excellent service.

Excellent service. Never any problems Reviewed on: 6th July 2026

Excellent value

Very good and easy to use when out of the country . Reviewed on: 6th July 2026

I like pay in 3

Have used PayPal credit a few times now and is easy to set up and use. Reviewed on: 6th July 2026

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