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PayPal: PayPal Credit reviews

4.90
Based on 76,332 reviews, last reviewed 18th Apr 2026
2352900% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Excellent customer service 10 out of 10 Reviewed on: 18th April 2026
Claudiu's avatar
Claudiu

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76332)

What more do you need...

5
What more do you need, great protection, easy to use, super customer service and amazing integration. Paypal is my no. 1 go to! Reviewed on: 29th May 2025

Spread the cost

5
PayPal is a great way to pay if you need to spread the cost of a larger item. Their pay in 3 is also fantastic for being able to spread the cost of smaller items. I use both and would look to use any other way of paying for things. Reviewed on: 29th May 2025

Great customer service easy to use and easy affordab...

5
Great customer service easy to use and easy affordable repayments Reviewed on: 29th May 2025

everything is perfect starting with paypal credit th...

5
everything is perfect starting with paypal credit then paying in three and the best thing is paying with paypal credit 4 months zero interest awesome Reviewed on: 29th May 2025

Very easy site to use never had any issues ..

5
Very easy site to use never had any issues with the site - always well notified about any contract changes Reviewed on: 29th May 2025

Easy to use , convenient with a low interest rate ,...

5
Easy to use , convenient with a low interest rate , easy to pay too , lots of websites have PayPal as an option so it's quick and convenient just click credit when taken to the PayPal site it's really easy, no fuss Reviewed on: 29th May 2025

Very good and easy to use.

5
Very good and easy to use. Never had an issue with it Reviewed on: 29th May 2025

Best easy and safe way to send money and pay for onl...

5
Best easy and safe way to send money and pay for online purchases Reviewed on: 29th May 2025

I have never had any problems with PayPal.

5
I have never had any problems with PayPal. if you haven’t got a bank account connected with them, they always send you reminders. The account you hold with them has all the info you need. Reviewed on: 29th May 2025

Easy to apply, comfortable payment options.

5
Easy to apply, comfortable payment options. Reviewed on: 29th May 2025

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