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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,215 reviews, last reviewed 18th Apr 2026
2342000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's worth it The only problem I had was when my bank didn't authorise the direct debit payment. I needed to pay my balance off and you guys were amazing about it.... Read more Reviewed on: 18th April 2026
Alexa 's avatar
Alexa

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76215)

PayPal credit , Flexible, brilliant and worth it.

5
Having had my PayPal account for several years now, it’s been one of the best accounts with the flexibility of spreading costs to being able to pay for things and services with immediate effect. I feel that it give the consumer a wider scope of choice with a brilliant service to boot!! Reviewed on: 29th May 2025
Jamie D's avatar
Jamie D

Really good to use for those larger cost items.

5
Really good to use for those larger cost items. Good repayment interest rates. Also different ways to pay. Reviewed on: 29th May 2025
Carol W's avatar
Carol W

Easy to use and flexible payments, making life all t...

5
Easy to use and flexible payments, making life all that little bit easier. Reviewed on: 29th May 2025
Hayden's avatar
Hayden

Professional company Very good

5
Very professional and plenty of reminders good Reviewed on: 29th May 2025
Tracey Hall's avatar
Tracey Hall

Peace of mind above all!

5
I love the convenience and flexibility of paying with PayPal but above all it gives me peace of mind. I had a bad experience buying a wig from overseas which was totally misrepresented. I used PayPal dispute resolution which got me all my money back quickly and without fuss. Was very impressed! Reviewed on: 29th May 2025
Joyce's avatar
Joyce

I alway had no trouble with PayPal at all

5
I alway had no trouble with PayPal at all Reviewed on: 29th May 2025
Dawn Dutton's avatar
Dawn Dutton

Excellent company and I feel protected and valued

5
Excellent company and I feel protected and valued Reviewed on: 29th May 2025
Karl 's avatar
Karl

PayPal help me build a positive credit score by faci...

5
PayPal help me build a positive credit score by facilitating the Pay-in-three model and giving me credit Reviewed on: 29th May 2025
Cecilia Kefue Banya's avatar
Cecilia Kefue Banya

Always had a good experience

5
Always had a good experience down to issues with purchases. Always got a refund from the supplier if goods weren’t delivered or up to scratch. Reviewed on: 29th May 2025
Jo C's avatar
Jo C

Brilliant customer service!

5
They offer flexibility and are very engaging with customers. I have had swift responses and many questions answered regarding purchases and credit enquiries. Overall I have always felt safe handling my money with PayPal. Reviewed on: 29th May 2025
ASIF Khan's avatar
ASIF Khan

Review PayPal: PayPal Credit now

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