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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148823)

Website and customer service at odds with each other.

4
Website and customer service at odds with each other. Reviewed on: 7th June 2026

very useful and helpful,problem solver

5
very useful and helpful,problem solver Reviewed on: 7th June 2026

Positive

5
Platform is easy to use and payment process is secure and convenient. Reviewed on: 7th June 2026

Easy to setup

5
I have had a 10/10 experience with paypal credit. It is straight forward and easy to setup. Reviewed on: 7th June 2026

Been using Payapal for a long time even for someone...

5
Been using Payapal for a long time even for someone in there late sixties it’s easy to set up and use, Reviewed on: 7th June 2026

Nice and easy, Easy to add at checkout and good 0% o...

5
Nice and easy, Easy to add at checkout and good 0% options Reviewed on: 7th June 2026

I have never had any problems, it’s approved every p...

5
I have never had any problems, it’s approved every purchase and after 3 monthly payments the items are bought without any issues and being interest free is even better, thanks paypal Reviewed on: 7th June 2026

PayPal credit

5
Exelent experience with credit card Reviewed on: 7th June 2026

Very happy with the info in the app and customer sup...

5
Very happy with the info in the app and customer support been very helpful Reviewed on: 7th June 2026

VERY HELPFUL and easy to use, and convenient

4
VERY HELPFUL and easy to use, and convenient Reviewed on: 7th June 2026

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