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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148846)

I always go through PayPal, even just to pay for gro...

I always go through PayPal, even just to pay for groceries I use may PayPal card to get my points. Reviewed on: 7th June 2026

I rate my PayPal experience as fair

I rate my PayPal experience as fair Reviewed on: 7th June 2026

No issues at all.

No issues at all. The app is is to use. Reviewed on: 7th June 2026

Simple, easy to use platform which integrates well w...

Simple, easy to use platform which integrates well with plenty of websites for payment as well as payment options for those that need it. Additionally, when I've experienced issues with a handful of providers/ sellers, PayPals options to raise the problem and find resolutions fairly is useful. Reviewed on: 7th June 2026

Nothing to add PayPal is great and very vonbenient

Nothing to add PayPal is great and very vonbenient Reviewed on: 7th June 2026

Help when you need it most.

Help when you need it most. Always there for you Reviewed on: 7th June 2026

A good option

Great and easy way to pay for items spreading the cost Reviewed on: 7th June 2026

been using PayPal since 2006 even now ebay let you p...

been using PayPal since 2006 even now ebay let you pay direct to seller still use PayPal to pay and PayPal credit is handy Reviewed on: 7th June 2026

I’ve been with PayPal for a long time

I’ve been with PayPal for a long time now and never had any problems whatsoever they’ve always been helpful when I’ve needed them Reviewed on: 7th June 2026

Easy to use, but be careful

Simple and easy to use, the pay in 3 feature is excellent but unregulated. The main credit feature is also very easy to use but the interest rates are high - be very careful when using. Reviewed on: 7th June 2026

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