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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,943 reviews, last reviewed 18th Apr 2026
2317000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s great for online shopping. It’s great for online shopping. I would appreciate being notified of when I need to make a minimum payment as I need to periodically check the app jus... Read more Reviewed on: 18th April 2026
William Henry's avatar
William Henry

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75943)

I've used PayPal for years.

5
I've used PayPal for years. The only limitation I've found is if a retailer doesn't support PayPal payment otherwise it's my first choice for online purchases. Reviewed on: 29th May 2025
Gina E's avatar
Gina E

A must have safeguard for online shopping

5
PayPal Credit and PayPal pay in 3 have been has been incredibly useful for helping to ease the cost of living crisis by giving you that extra time to pay for items. Additionally, getting a refund when using PayPal credit is faster and much easier to sort and can be returned to your account in sometimes less than 24 hours. They charge the standard APR and they allow you make minimum payment per month, although they do inform that this can incur more interest in the long run. Reviewed on: 29th May 2025
Liam B's avatar
Liam B

Accessible service with great customer service

5
I love how making payments with debit and credit is hassle and stress free, I really appreciate the ease of access regarding my payment details and information related to things such as interest so you feel confident in what you are paying and don’t get caught out, the app makes this particularly easy. One time I was slightly late making a minimum payment on credit, I only realised because they reached out to inform me, I panicked and called customer service and they were incredibly helpful and reassured me that I still had time to pay and that no fee would be charged. Reviewed on: 29th May 2025
Emma B's avatar
Emma B

Applying is easy.

5
Applying is easy. Instant decision. Email reminders to warn about upcoming payments. It just works! Reviewed on: 29th May 2025
Darren W's avatar
Darren W

Love how easy it is to buy online and split that cos...

5
Love how easy it is to buy online and split that cost multiple ways .. It couldn't be any easier Reviewed on: 29th May 2025
N L's avatar
N L

Excellent ready to use credit facilities

5
Excellent ready to use credit facilities Reviewed on: 29th May 2025
Alfred D's avatar
Alfred D

Credit to Paypal

4
I use Paypal regularly especially for spreading the cost of payments over 3 months Reviewed on: 29th May 2025
Mark S's avatar
Mark S

easy to use

5
Always been easy to use, the few occasions i called them always had great service and outcomes Reviewed on: 29th May 2025
Jon 's avatar
Jon

Good service experience grant costs

5
Good service experience grant costs Reviewed on: 29th May 2025
Mark B's avatar
Mark B

You can't best PayPal for value eventually good expe...

5
You can't best PayPal for value eventually good experience. Reviewed on: 29th May 2025
Michael J's avatar
Michael J

Review PayPal: PayPal Credit now

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