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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148928 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148928)

No faults.

No faults. There when needed. Convenient and always helpful Reviewed on: 7th June 2026

I love PayPal, it's so easy to use.

I love PayPal, it's so easy to use. The PayPal debit and credit are also easy to use and you get points for using PayPal. Reviewed on: 7th June 2026

All good, use them to buy and pay in 3

All good, use them to buy and pay in 3 Reviewed on: 7th June 2026

I’m happy with PayPal.

I’m happy with PayPal. I feel safer using their services. They are always kind and empathetic whenever problems arise and reassuring that they will resolve the issue at hand. Well done! Reviewed on: 7th June 2026

I find the app very easy to use and navigate.

I find the app very easy to use and navigate. The layout is clear and user-friendly, making it simple to find the features I need. Transferring money is quick, straightforward, and hassle-free. I also feel confident that my money is safe and secure when using the app, which gives me peace of mind. Overall, it provides a reliable and convenient banking experience. Reviewed on: 7th June 2026

PayPal credit works a treat

Easy to use, never any issues , available for most purchases Reviewed on: 7th June 2026

I couldn’t imagine being without PayPal credit, all...

I couldn’t imagine being without PayPal credit, all of my large purchases are made using PayPal credit. Reviewed on: 7th June 2026

Amazing, great company, fantastic online security,

Amazing, great company, fantastic online security, Reviewed on: 7th June 2026

Pay pal is always a great services and easy to use.

Pay pal is always a great services and easy to use. When using paypal to purchase stuff online i always have peace of mind im protected l. Reviewed on: 7th June 2026

Easy to use.

Easy to use. App works well. New card system to add to Apple Pay works a treat. All good from me . Reviewed on: 7th June 2026

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