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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

The best Paypal Credit!

The best Paypal Credit! Highly recommend!! Reviewed on: 6th July 2026

When I’ve had a problem PayPal has dealt with it str...

When I’ve had a problem PayPal has dealt with it straight away amazing company to deal with . Reviewed on: 6th July 2026

Highly convenient and easy to manage

I have been using PayPal Credit for a while now and find it incredibly convenient for spreading the cost of larger online purchases. Reviewed on: 6th July 2026

Great Experience with PayPal Credit

I use PayPal Credit whenever I need to spread the cost of a purchase, and it has always been a great experience. The application process is quick and straightforward, managing my payments is easy, and everything has worked exactly as expected. It’s a reliable and convenient service that gives me extra flexibility when I need it. Based on my experience, I’d happily recommend PayPal Credit to anyone looking for a simple and trustworthy payment option. Reviewed on: 6th July 2026

Easy to use, reliable and a good reputation.

Easy to use, reliable and a good reputation. You can't ask for more than that really. Not had to use customer service. Reviewed on: 6th July 2026

Very easy to buy items on ebay using paypal credit.

Very easy to buy items on ebay using paypal credit. Very painless, options are clear and repayment plan and interest is very clearly displayed. No lengthy process like on other credit lenders. Reviewed on: 6th July 2026

paypal credit it helps a lot for my budgeting and it...

paypal credit it helps a lot for my budgeting and it’s easy to use, very convenient Reviewed on: 6th July 2026

money transfer user flows challenges

Its been up and down some money transfer user flows are not easy to navigate. It also wasn't clear how to pay my credit balance in the app. I had to speak to a member of the CS team to support me directly which they did. Reviewed on: 6th July 2026

So easy to use and so convenient

So easy to use and so convenient Reviewed on: 6th July 2026

Great experience whatever the purchase options.

Always great experience and any issues resolved quickly. Definitely one of the best providers out there. Reviewed on: 6th July 2026

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