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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Customer service very good

Customer service very good And your money is protected and solve problems very quickly Reviewed on: 6th July 2026

Quick and easy to pay,secure and just so easy to...

Quick and easy to pay,secure and just so easy to use Reviewed on: 6th July 2026

PayPal credit is easy to access, steps are simple an...

PayPal credit is easy to access, steps are simple and the process is efficient Reviewed on: 6th July 2026

PayPal credit was easy to use.

PayPal credit was easy to use. Clear communication from PayPal, intuitive app to manage my account and helpful customer service. Reviewed on: 6th July 2026

They're trustworthy.

They're trustworthy and helped me a few times. Especially when I need to buy something expensive or I have a dispute. Reviewed on: 6th July 2026

Always helpful and a good range of options

Always helpful and a good range of options with pay in 3 being a particularly handy one Reviewed on: 6th July 2026

A winning formula

Paypal credit is always reliable and never lets you down. There are fail safes that reminds you of forthcoming payments so that you don't miss them and so you are always in control of payments. You can also choose how much you want to borrow and can afford as you you have it all at your fingertips and when you combine all of these features, you have a winning formula. That's PayPal. Reviewed on: 6th July 2026

Great system

User friendly no issues, will use ongoing Reviewed on: 6th July 2026

Great way to pay for items, I never have to worry wh...

Great way to pay for items, I never have to worry when purchasing big items Reviewed on: 6th July 2026

Always a great experience as a personal and business...

Always a great experience as a personal and business owner of paypal accounts We have uses personal and business and also credit and couldn't fault the customer care really great would never use a regular credit card Reviewed on: 6th July 2026

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