Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148987 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148987)

A worthwhile company

Find PayPal very helpful and easy to communicate with.They have been quick to sort any issues quickly, which I find very reassuring. Would recommend to friends an family Reviewed on: 7th June 2026

Experience

Overall experience is good. But need to do more on it Reviewed on: 7th June 2026

PayPal is reliable and safe to use

PayPal is reliable and safe to use Reviewed on: 7th June 2026

No need to stress

I had a refund issue with a seller and ebay stepped in and I was refunded straight away . Reviewed on: 7th June 2026

Paypal is my number 1

I have been using Paypal for years now and i have been very happy with it. There are so many different options to pay and its very trustworthy system. It never let me down! I will happily recommend it to others! Reviewed on: 7th June 2026

Looking for a financial friend(pal) choose 'PayPal'

I have used PayPal for many year's ! ! Even added a PayPal business account ! With PayPal every purchase is 'protected' I have experienced issue's(minimal) and PayPal came to the rescue ! And returned my funds from a suspect supplier ! ! PayPal 100% protects your purchases ! Reviewed on: 7th June 2026

My experience with PayPal has been excellent over th...

My experience with PayPal has been excellent over the years. Reviewed on: 7th June 2026

Very Good easy ,Efficient.

Very Good easy ,Efficient.thanks Reviewed on: 7th June 2026

.PayPal credit

Paypal credit is a very good accessible way to get credit, I normally use it to buy stuff that would take a whole paycheck or weeks of saving to buy, the customer service chat leaves alot to be desired as it's often people who's second language is English or ai Reviewed on: 7th June 2026

Brilliant and grateful

Brilliant and grateful for the help with it Reviewed on: 7th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79841 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub