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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75790 reviews)

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4.90

Based on 75,790 reviews, last reviewed 18th Apr 2026

2303500% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Never Disappointed: A GoTo Payment Method!

I’ve been using PayPal Credit consistently for online purchases and have never had any issues. It’s a swift, efficient, and convenient payment method—checkout is seamless, and the ‘Pay Later’ option gives me flexibility. Highly recommend for anyone who shops online frequently! Reviewed on: 28th May 2025

Great service.

Great service. Recommended for every buyer. Safe and peace of mind with every transaction. Reviewed on: 28th May 2025

Quick, simple online payments

Easy, Flexible access to credit and online payment with an easy to use app and GUI. Reviewed on: 28th May 2025

Easy to access

Easy to access… sometimes a little too easy. I wish PayPal wasn’t such an accessible option at times, as I use it rather frequently and have built up a reasonably sized debt on more than one occasion. Reviewed on: 28th May 2025

Like to use PayPal for online oreders

Like to use PayPal for online oreders Reviewed on: 28th May 2025

PayPal allowes me to buy the things I want and sprea...

PayPal allowes me to buy the things I want and spread the payments what I can afford . Reviewed on: 28th May 2025

Paypal credit - Love it!

I've used PayPal Credit for several online purchases, and overall, it's been a convenient way to manage payments—especially with the promotional offers like 0% interest for 6 months on purchases over a certain amount. The application process was quick, and it integrates seamlessly with my PayPal account Reviewed on: 28th May 2025

It s the only safe way to pay or receive money.

It s the only safe way to pay or receive money. Reviewed on: 28th May 2025

No reason to use any other credit service!

No reason to use any other credit service! Reviewed on: 28th May 2025

Excellent Product

Easy to use and offers an easy payment solution Reviewed on: 28th May 2025

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