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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,593 reviews, last reviewed 18th Apr 2026
2285500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.... paypal No.1 ... excellent ... excellent ... excellent ... Reviewed on: 18th April 2026
Shandiz M's avatar
Shandiz M

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75593)

The benefits of PayPal.

5
The convenience of having all my cards linked to PayPal is beyond outstanding. Additionally a PayPal credit line is invaluable when it comes to unexpected expenses. Reviewed on: 28th May 2025
Gurdyallan's avatar
Gurdyallan

Extremely easy to be use.

5
Extremely easy to be use. Never had an issue with paypal. Would highly recommend Reviewed on: 28th May 2025
Cristy's avatar
Cristy

A very straightforward service and all info provided...

4
A very straightforward service and all info provided clearly Reviewed on: 28th May 2025
Andy H's avatar
Andy H

Easy to use, good quality service

5
Very easy to use, works most places, offers a good range of services and clearly communicates the cost of using things like credit etc. Reviewed on: 28th May 2025
Tadeos S's avatar
Tadeos S

Good credit provider - well designed banking app, cl...

5
Good credit provider - well designed banking app, clear information on the website and easy to understand personalised updates via email/statements Reviewed on: 28th May 2025
Elisabeth B's avatar
Elisabeth B

Don't just pay, PayPal!

5
Whenever I do business with any suppliers I only use PayPal as it easier and safer to pay through PayPal. Reviewed on: 28th May 2025
Y I's avatar
Y I

Happy with the Service

5
I have never had to reach out to PayPal for any problems. Reviewed on: 28th May 2025
Fiona C's avatar
Fiona C

Good for spread payment and secured

4
Good for spread payment and secured Reviewed on: 28th May 2025
M Ramirez's avatar
M Ramirez

Helpful customer service when needed

1
Helpful customer service when needed Reviewed on: 28th May 2025
lyndsey c's avatar
lyndsey c

Am very happy using pay pal credit To cover most of...

5
Am very happy using pay pal credit To cover most of my payments and especially above 100 £ is 4 month interest free.i recommend to all the pay pal. Is most secure way of payment expecially in Uk. Reviewed on: 28th May 2025
Arber's avatar
Arber

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