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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149100)

Easy to use does the job, credit options are nice...

5
Easy to use does the job, credit options are nice Reviewed on: 8th June 2026

I have been with PayPal for over 13 years and the se...

5
I have been with PayPal for over 13 years and the services and my experience have been terrific Reviewed on: 8th June 2026

They are excellent and professional

5
They are excellent and professional Reviewed on: 8th June 2026

I have used PayPal for a number of years now and hav...

5
I have used PayPal for a number of years now and have alway been very pleased with their excellent service. I use them to pay most things as I know it’s the safest way to transfer money. Reviewed on: 8th June 2026

PP is so easy

5
PP is so easy to use when shopping and the app is very straightforward.PP Reviewed on: 8th June 2026

Transactions are seamless.

5
Transactions are seamless. Never had any issues, I love the pay in 3 PayPal have to offer. Reviewed on: 8th June 2026

Excellent customer service no complaints

5
Excellent customer service no complaints Reviewed on: 8th June 2026

PayPal a great way to keep your payments safe.

5
I have used PayPal to make loads of payments for online companies. I also use Paypal credit which is very helpful. Paypal have always been supportive and give good advise. Reviewed on: 8th June 2026

Great system

5
Pay pal gives me confidence that if anything goes wrong they are right on top of it Reviewed on: 8th June 2026

My time with paypal

5
Ive been with paypal for sometime now, i find it easy to use, easy to navigate, customer service are among some of the best I have encountered and know what ever I approach them with ut will always be dealt with. Being that professional, methodically, and every detail explained so I know what exactly is asked for or wanted in response. Reviewed on: 8th June 2026

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