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PayPal: PayPal Credit reviews

4.90
Based on 75,437 reviews, last reviewed 18th Apr 2026
2270700% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PP is very easy to use to pay for goods, and the pay... PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026
Kerry W's avatar
Kerry W

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75437)

Paypal is my backbone.

5
Paypal has been my backbone ever since I discovered it. And I will do anything within my power to keep it Reviewed on: 28th May 2025

I have always had good experiences and use PayPal as...

5
I have always had good experiences and use PayPal as my main payment method. As an added bonus I use PayPal Pay in 3 whenever possible which makes buying purchases more affordable. Reviewed on: 28th May 2025

Paypal is amazing

5
I have been using paypal for years never had any issues Reviewed on: 28th May 2025

Absolutely brilliant!

5
Absolutely brilliant!! Been for many years a customer and they have always been there to help in any way or form Reviewed on: 28th May 2025

It's been very clear and easy to use

5
It's been very clear and easy to use Reviewed on: 28th May 2025

Excellent

5
Always extremely good and on point Reviewed on: 28th May 2025

Easy to setup and use.

5
Easy to setup and use. Mobile application is user friendly. Reviewed on: 28th May 2025

I have experience using PayPal Credit both personall...

5
I have experience using PayPal Credit both personally and professionally. I’ve managed purchases using the "PayPal Credit" financing option, taking advantage of the promotional no-interest periods to budget larger expenses effectively. I’m familiar with the application process, repayment structure, and how it integrates with online checkout systems. This has given me a strong understanding of how PayPal Credit supports consumer flexibility and merchant sales. Reviewed on: 28th May 2025

I found it to be helpful when a trader tried to scam...

5
I found it to be helpful when a trader tried to scam me by selling a fake fragrance. I got a full refund. Reviewed on: 28th May 2025

Great App

5
Simply the best. Easy to use. Great! Reviewed on: 28th May 2025

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