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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Never had any issues with paypal, excellent experien...

Never had any issues with paypal, excellent experience of using, customer service well supportive Reviewed on: 6th July 2026

Always my go to when making big purchases.

Always my go to when making big purchases. Great that can spread payments over time. Makes it so easy Reviewed on: 6th July 2026

paypal have sucessfully won several disputes i have...

paypal have sucessfully won several disputes i have entered into and sided with myself Reviewed on: 6th July 2026

amazing and helpful

the service allows me to buy what i want to buy but also having money left over from my job and so on. i love it as it gives me the freedom to manage my money which gives me the freedom to use it how i please and still have money in the bank. Reviewed on: 6th July 2026

Easy to use.

Easy to use. No fuss and always there and ready. No problems at all Reviewed on: 6th July 2026

So easy to use

So easy to use whether paying for products or sending money. Reviewed on: 6th July 2026

I’ve with PayPal for a good few years now and they a...

I’ve with PayPal for a good few years now and they are excellent. I’ve had a few issues with sellers on eBay and they are so quick to take control of the situation Reviewed on: 6th July 2026

I have been using PayPal and I find it secure way to...

I have been using PayPal and I find it secure way to buy online Reviewed on: 6th July 2026

They are very in resolving customer issues

They are very in resolving customer issues Reviewed on: 6th July 2026

Avoid PayPal credit!

It was made too easy for limit increases and the interest rates are crippling me because of auto increases. The customer services was not the most responsive and took a while to assist me with me query. Overall, PayPal is a go to for reliable and safe purchasing. BUT, I want to avoid using PayPal credit in the future. Reviewed on: 6th July 2026

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