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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Always Reliable.

Always Reliable. I aways use them for my transactions Reviewed on: 6th July 2026

Easy to use and clear help out with buying

Easy to use and clear help out with buying Reviewed on: 6th July 2026

Easy pay

Great option if you need to pay for something and pay it off over time. Reviewed on: 6th July 2026

Great way to pay for everyday purchases easy-to-use...

Great way to pay for everyday purchases easy-to-use and safe always my first choice when making a payment. Reviewed on: 6th July 2026

Easy to use

Easy to use and good point system that I loved about. Also, easy to pay and organise Reviewed on: 6th July 2026

Excellent.

Excellent. When I’ve had problems with my account they have sorted it within 5 days! Reviewed on: 6th July 2026

PayPal offers great incentives and provides security

The cashback incentives are very good, points are rewarded quickly compared to other cashback sites Reviewed on: 6th July 2026

Covered transactions

I use PayPal for all my transactions as I know I’m covered if something happens Reviewed on: 6th July 2026

Great service, the app is easy to use and good...

Great service, the app is easy to use and good offers Reviewed on: 6th July 2026

I found PayPal very easy to use and great way to pur...

I found PayPal very easy to use and great way to purchase items I can’t afford to pay for in one go Reviewed on: 6th July 2026

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