Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149133)

Great app to protect my account .

Great app to protect my account . Refunds flow very well Reviewed on: 8th June 2026

Love the credit card promotional offer

Love the credit card promotional offer Reviewed on: 8th June 2026

Allows me to spread cost and afford more when I...

Allows me to spread cost and afford more when I need it Reviewed on: 8th June 2026

Fairly simple to use and really handy

Fairly simple to use and really handy Reviewed on: 8th June 2026

Best provider of credit

There security is the best always had a first class service , communication is fast and easy and staff always polite and helpful Reviewed on: 8th June 2026

PayPal are quick to resolve any disputes and refunds...

PayPal are quick to resolve any disputes and refunds show up very quickly. The only element I would adapt is the length of time it takes for a payment to be processed when you are paying the statement. Reviewed on: 8th June 2026

I have only had it less than a month so...

I have only had it less than a month so unsure yet Reviewed on: 8th June 2026

Makes life easy!

It’s an amazing experience, easy and simple. Makes life easier. Reviewed on: 8th June 2026

Excellent service and complete peace of mind

I’ve used PayPal for many years and have always found it to be a reliable, secure, and easy way to make payments online. The checkout process is quick, and I like that I don’t have to enter my card details on every website I use. One of the biggest advantages is the buyer protection, which gives me confidence when purchasing from new retailers or private sellers. On the rare occasions I’ve needed assistance, the resolution process has been straightforward and professional. The app is easy to use, payments are processed quickly, and transferring money to friends and family is simple. Overall, PayPal has made online shopping and sending money far more convenient and secure. Highly recommended for anyone looking for a trusted online payment service. Reviewed on: 8th June 2026

Very easy to use.

Very easy to use. Pay in 3 is an amazing way to pay for something. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79919 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub