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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

Very easy to use very helpful when moneys a bit tight.

Very easy to use very helpful when moneys a bit tight. Reviewed on: 8th June 2026

PayPal in 3 - 5 Stars Recommend

PayPal in 3 is a finance saver so more expensive items can be purchased - Brilliant! Reviewed on: 8th June 2026

I really appreciate the convenience of the payment s...

I really appreciate the convenience of the payment system. It allows me to choose any of my cards when making a purchase, and I do not have to repeatedly enter my payment details on different websites. Reviewed on: 8th June 2026

Great company and great customer service

Great company and great customer service Reviewed on: 8th June 2026

Excellent .

Have to admit I have not help this credit for very long but it is so very easy to handle with direct debit payments automatically taken every Month . You can pay more if you so wish which is Brilliant if you have a bit extra money each Month to play with . Reviewed on: 8th June 2026

Anytime I have had issue they are quick to reply and...

Anytime I have had issue they are quick to reply and get it fixed Reviewed on: 8th June 2026

Great Experience with PayPal Credit and Pay in 3

I’m very happy with PayPal and have been using it regularly for a long time. I frequently use both Pay in 3 and PayPal Credit, and my experience has been excellent so far. The services are easy to use, convenient, and the whole process has always been smooth and straightforward. Payments are quick, managing installments is simple, and everything is clearly presented in the app and online. Overall, PayPal has made online shopping more flexible and convenient for me, and I would happily recommend it to others. Reviewed on: 8th June 2026

Always satisfied

Paypal is easy to use, reliable and just makes my life easier. I've been using it for the last year and dont think I'll go back to using conventional banks to manage multiple outgoings in future. Reviewed on: 8th June 2026

Really good for purchases

Really good for purchases as it takes seconds to apply and have favourable terms for the user. Reviewed on: 8th June 2026

PayPal has consistently remained a reliable service...

PayPal has consistently remained a reliable service for me in all the years I've been using it. I've rarely experienced any issues with their service, including their customer service policies. I will continue to use this going forward. Reviewed on: 8th June 2026

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