Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 65,972 reviews, last reviewed 14th Apr 2026
1397200% increase in 5 star reviews
in the past 90 days
4100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always supporting my goals, helping in challenging f... Always supporting my goals, helping in challenging financial situation and manageable in regards to loans and installments! Reviewed on: 14th April 2026
Malgorzata K's avatar
Malgorzata K

Latest lowest rating:

1

I want to close PayPal for good as it support evil p... I want to close PayPal for good as it support evil people. I tried several times to close the account Reviewed on: 14th April 2026
Manuela Romeo 's avatar
Manuela Romeo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (65972)

Perfect. Used and loved for years.

5
Used PayPal for years and have only ever had a positive experience. Easy to use. Pay on 3 and PayPal Credit has been very useful for me having a big family. Every time I’ve need to contact an agent from PayPal it’s always been efficient and helpful. Reviewed on: 26th May 2025
Barrsky's avatar
Barrsky

PayPal always gives me updates and if any problems t...

4
PayPal always gives me updates and if any problems they are always willing to help and listen Reviewed on: 26th May 2025
Tiaan Ras's avatar
Tiaan Ras

I always use PayPal, and sometimes PayPal credit whe...

5
I always use PayPal, and sometimes PayPal credit when I need something before payday. Always helpful. Reviewed on: 26th May 2025
edwoj001@icloud.com's avatar
[email protected]

Easy tu use and has the security of...

5
Easy tu use and has the security of disputes Reviewed on: 26th May 2025
Duncan H's avatar
Duncan H

It was seamless for me.

5
It was seamless for me. Was able to access the credit when I needed it Reviewed on: 26th May 2025
Rachel's avatar
Rachel

It has always been my good financial companion.

5
I have been shopping with PayPal for several years. It has always been a good financial companion for me. Thank you. Reviewed on: 26th May 2025
Hooshang z's avatar
Hooshang z

Have been using pay pal for year now.

5
Have been using pay pal for year now. Not issues. Will still using it and recommending it. Reviewed on: 26th May 2025
Flor's avatar
Flor

I frequently use PayPal credit and it provides a ver...

5
I frequently use PayPal credit and it provides a very convenient method of managing finances when buying high value products or a number of products from the same merchant where the total is of high value. Reviewed on: 26th May 2025
Shaheed's avatar
Shaheed

Exactly what you want!

5
Easy to apply for, easy to monitor, and reliable. Exactly what you want Reviewed on: 26th May 2025
Andy's avatar
Andy

Good experience with PayPal credit!

5
Good experience with PayPal credit! Reviewed on: 26th May 2025
NP's avatar
NP

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill