Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

View other PayPal products

4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181148)

Very good service .

Very good service ..will tell everyone Reviewed on: 6th July 2026

No complaints with anything at all

No complaints with anything at all Reviewed on: 6th July 2026

Helped out when needed, informative of balance and a...

Helped out when needed, informative of balance and applicable fees. Good to have when making purchases you want to spread payments over. Reviewed on: 6th July 2026

No issues very reliable, easy to use

No issues very reliable, easy to use Reviewed on: 6th July 2026

Great service so helpful if you have any questions o...

Great service so helpful if you have any questions or issues Reviewed on: 6th July 2026

Always good payment choices,and simple to use,had a...

Always good payment choices,and simple to use,had a couple of problems with sellers but,always had refund where required with no problems Reviewed on: 6th July 2026

Good credit with management clear

Good credit with management clear Reviewed on: 6th July 2026

Easy availability on most websites

Easy availability on most websites Reviewed on: 6th July 2026

Speak to a human being!

Easy transaction and you can talk to a real person if you have a problem. Reviewed on: 6th July 2026

Excellent service so far.

Excellent service so far. The best Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub