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PayPal: PayPal Credit reviews

4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181148)

I find PayPal easy to use covers my financial needs...

5
I find PayPal easy to use covers my financial needs perfectly Reviewed on: 6th July 2026

great service been with paypal for over 15 years , a...

5
great service been with paypal for over 15 years , always covered by refund protection , excellent customer service fast and speedy responses, at problem sorting. good and fair credit loans. over all i will stick with paypal than any other service. Reviewed on: 6th July 2026

Easy to use never any issues

5
Been using paypal for many years, never had a issue with them always there when i needed it has improved over the years and easy to uae Reviewed on: 6th July 2026

Flexibility in payment is very important which is wh...

5
Flexibility in payment is very important which is why PayPal credit is a preferred payment option. Reviewed on: 6th July 2026

Great customer service at all times always happy to...

5
Great customer service at all times always happy to contact pay pal as they are really good. Reviewed on: 6th July 2026

Too Bridge the Gap till Payday .

5
It's a payment that I used regularly as an option. If I've needed a part quick but payday is a way away I use to bridge the gap till payday. Then square up at pay day means you can still ride your motorbike. Reviewed on: 6th July 2026

My experience is fantastic and I'm very happy with P...

5
My experience is fantastic and I'm very happy with PayPal Reviewed on: 6th July 2026

Best online payment

5
A secure reliable way to pay online Reviewed on: 6th July 2026

I use PayPal all the time, it gives me security with...

5
I use PayPal all the time, it gives me security with my purchases Reviewed on: 6th July 2026

Variety of options

5
PayPal offers various methods of payment from buy in 3 to a credit card. Good options. Reviewed on: 6th July 2026

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