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PayPal: PayPal Credit reviews

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4.90
Based on 65,294 reviews, last reviewed 14th Apr 2026
1335100% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use for payments. Easy to use for payments. Site is easy to navigate and manage account. Excellent customer service with enquiries, ans quick money back Reviewed on: 14th April 2026
Carolyn G's avatar
Carolyn G

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65294)

Very easy and secure to use.

5
Very easy and secure to use. Interest rate is high though so it's not advisable for large purchases. It's my preferred way to shop online and safe to use, I can also use it with my Curve card Reviewed on: 26th May 2025
Derek R's avatar
Derek R

PayPal. world's number 1

5
Using PayPal for me means I know my transactions are safe. And if their's ever a problem i can phone up or live chat for the solution. The ability to separate payments or use credit is so much of a help. I really wouldn't be able to have some of things in my life it wasn't for PayPal. Thank you PayPal Reviewed on: 26th May 2025
robert s's avatar
robert s

Reliable and easy to use for loans and payment options.

5
Reliable and easy to use for loans and payment options. It is great to have the option of credit but also easy ways to repay the credit. Information is clear to understand navigate on the website Reviewed on: 26th May 2025
Jenny P's avatar
Jenny P

My Pal is PayPal.

5
In all the years I have been with PayPal everything has been spot on and I have never had any issues. Every transaction has been stress free and quick. The repayments are easily affordable and if any need for help PayPal are there. Any problems I encounter are solved immediately with a quick phone call. Always Available and Reliable. Excellent! Reviewed on: 26th May 2025
Taffster's avatar
Taffster

Paypal excellent for managing payments

5
Very easy to use. Safe and secure. Makes it more manageable paying for goods and services. I particularly like being able to do part payments. So spreading the cost. Keep up the good work. Reviewed on: 26th May 2025
Elizabeth Morris's avatar
Elizabeth Morris

PayPal Credit is easy and convenient to use.

4
PayPal Credit is easy and convenient to use. It has been a lifeline for me in times of need when income or finances are short or not due. Reviewed on: 26th May 2025
Alan Moustafa's avatar
Alan Moustafa

Easy to use once everything is set up.

5
Easy to use once everything is set up. Its my preferred way to pay online. The credit option is very handy and has helped me afford some larger purchases with no added interest. its a very helpful tool to have. Reviewed on: 26th May 2025
Sam D's avatar
Sam D

Never had any issues with PayPal

5
Never had any issues with PayPal Reviewed on: 26th May 2025
Katie Baugh's avatar
Katie Baugh

Can't fault PayPal never have any issues just seamle...

5
Can't fault PayPal never have any issues just seamless transactions and great customer service would highly recommend to anybody whether it's for credit or goods transactions. Reviewed on: 26th May 2025
James T's avatar
James T

Paypal is great for ever needs secure and safe

5
Paypal is great for ever needs secure and safe making buying online hassle free fees are very competitive and they also offer a amazing credit system Reviewed on: 26th May 2025
Callum w's avatar
Callum w

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