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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149208 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149209)

No issues

I have had a good experience using PayPal Reviewed on: 8th June 2026

Good and easy to use ,and it doesn’t charge interest...

Good and easy to use ,and it doesn’t charge interest Reviewed on: 8th June 2026

PayPal card payments u

Been very useful when buying stock for my shop Reviewed on: 8th June 2026

Very reliable and handy for emergencies

Very reliable and handy for emergencies Reviewed on: 8th June 2026

Easy repayment 0% interest rate for 4 months

Easy repayment 0% interest rate for 4 months Reviewed on: 8th June 2026

It’s great to use PayPal with the flex payments and...

It’s great to use PayPal with the flex payments and credit so I don’t have to take the stress about paying in full rather plan the small payments I can make. Reviewed on: 8th June 2026

Easy to use, clear info

Easy to use, clear info and is non predatory Reviewed on: 8th June 2026

Absolutely love PayPal.

Absolutely love PayPal. So easy to use and Paypal+ is a great extra feature. Reviewed on: 8th June 2026

Great service.

Great service. Easy to use, always helpful Reviewed on: 8th June 2026

Reliable

I rely on PayPal whenever l am short of money Reviewed on: 8th June 2026

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