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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149244)

Revolut is car ahead, improvement in areas are needed

4
Revolut is car ahead, improvement in areas are needed Reviewed on: 8th June 2026

I have never had an issue with PayPal.

4
I have never had an issue with PayPal. It has been easy hassle free, so far Reviewed on: 8th June 2026

Easy to use at retailer shop and also easy to apply...

5
Easy to use at retailer shop and also easy to apply for interest free laon Reviewed on: 8th June 2026

Love the flexibility that PayPal offers.

5
Love the flexibility that PayPal offers. Reviewed on: 8th June 2026

Very good, I have used for over a year now and would...

5
Very good, I have used for over a year now and wouldn’t look back Reviewed on: 8th June 2026

So far so good until the moment .

5
So far so good until the moment .I would strongly recommend to everyone Reviewed on: 8th June 2026

Great experience where would we be without paypal.

5
Great experience they was there when I needed them. Reviewed on: 8th June 2026

Without PayPal credit I would not have been able to...

4
Without PayPal credit I would not have been able to get some of my wonderful items. Reviewed on: 8th June 2026

Experience with PayPal since last 14 years

5
I have been using PayPal since 2012 and had a great experience. The customer service is really quick and efficient. I have been using the PayPal credit since then. it’s quicker and safer. Reviewed on: 8th June 2026

Just a seamless user experience, with different paym...

5
Just a seamless user experience, with different payment options. Reviewed on: 8th June 2026

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