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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Excellent experience with PayPal ...

An excellent experience with Paypal The process and app are easy to use and navigate for PayPal and PayPal credit -good customer service and communication and clear instructions to achieve the results needed and keep my finances on track . Reviewed on: 6th July 2026

PayPal are always clear with their processes, I have...

PayPal are always clear with their processes, I have not had anything unexpected with this service. Their advisors are also professional and friendly. Reviewed on: 6th July 2026

It was easy to arrange and very handy to have for pu...

It was easy to arrange and very handy to have for purchases Reviewed on: 6th July 2026

Good useful service

Good useful service, wish more options were available rather than the standard 3 months or 4 months options. Reviewed on: 6th July 2026

Very easy to use, reminds you when a payment is due,...

Very easy to use, reminds you when a payment is due, which reduces the chance of you inadvertently being charged interest Reviewed on: 6th July 2026

Excellent service always there to deal with any prob...

Excellent service always there to deal with any problems and issues Gives advice and offers the right solution Reviewed on: 6th July 2026

I love the pay in 3 option.

I love the pay in 3 option. Helps me budget for higher price items. Reviewed on: 6th July 2026

Always a good experience using PayPal

Always a good experience using PayPal Reviewed on: 6th July 2026

PayPal Credit - 5 star service

PayPal Credit has been really handy. Checkout is simple and doesn’t add any extra hassle - no separate apps or logging into anything else. I’ve used it for a couple of bigger purchases and being able to spread the cost interest-free over a few months made a real difference, without worrying about a big hit to my account all at once. The app is straightforward too, so I can see exactly what I owe without digging around. Would definitely recommend it if you want a bit more flexibility with larger purchases. Reviewed on: 6th July 2026

Easy to process purchases or make payments and widel...

Easy to process purchases or make payments and widely accepted with a choice of convenient payment plans available. Reviewed on: 6th July 2026

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