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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (64705 reviews)

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4.90

Based on 64,705 reviews, last reviewed 14th Apr 2026

1280700% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. very easy and efficient Reviewed on: 14th April 2026

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (64705)

Always seamless, smooth and to the point, no messing...

Always seamless, smooth and to the point, no messing around! Paypal is my go-to for sending money or buying goods, with the option to spend payments, I dont imagine ever not using it, and there is no competition! Reviewed on: 26th May 2025

Thank you PayPal

I lost my job and going through financial difficulties .it was hard to do my grocery shopping but PayPal gave me options for 4 months free interest because of this option I managed to get my groceries with out PayPal I couldn't afford to do my groceries. Really say thank you so much PayPal because of you I am trying to manage my finances. Reviewed on: 26th May 2025

Simple and efficient.

Simple and efficient, aasy to apply and always trustworthy. Peace of mind from the secure nature of the transaction. Good customer service, fast response agents and helpful, kind advice. Easy navigation and accessible account log in methods. you have the option to set up a monthly direct debit or can repay on time monthly on your own terms. Reviewed on: 26th May 2025

5* service

Easy to manage, quick and convenient. I use this service regularly and prefer it to traditional credit card brokers. Reviewed on: 26th May 2025

What’s not to like

Very quick process and very easy to understand. Extra Payments can be flexible amounts on top of regular debit payments. You have a credit limit so how you use it is up to you, it suits my needs perfectly. You are in control. Reviewed on: 26th May 2025

Just love everything about it, nothing negative

Just love everything about it, nothing negative Reviewed on: 26th May 2025

Easy to use hassle and interest free

Easy to use hassle and interest free Reviewed on: 26th May 2025

Usability

Never had any issues so very secure in my dealings Reviewed on: 26th May 2025

easy to use and supportive staff if you need help

easy to use and supportive staff if you need help Reviewed on: 26th May 2025

Straightforward easy to use and when you need custom...

Straightforward easy to use and when you need customer service it is top notch and you can track your cases. Would always be my go to for online transactions, secure, good reputation, looks after their customers. Reviewed on: 26th May 2025

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