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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149276 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149276)

No hiden rules, a straight forrward loan processs.

My loan repayments were set at a level and period was comfortable with. Later when I needed to change the repayment amount it was straightforward and easy. The payments are taken at the right time and never too early, e.g. early at the weekend so there is always that grace period when the pay. Great, it when payment falls in the weekend. Reviewed on: 8th June 2026

Secure online transactions and great value with the...

Secure online transactions and great value with the free pay in 3 option. Reviewed on: 8th June 2026

Very good service

The more I borrowed the more they offered they were very accommodating Reviewed on: 8th June 2026

Good all around

Easy to use and reliable. Become my first choice. Reviewed on: 8th June 2026

Very good cs.

Very good cs. Always answer the phone Reviewed on: 8th June 2026

Easy to get accepted.

Easy to get accepted. Maee life easy and simple Reviewed on: 8th June 2026

Great card

The card has help me at a difficult time Reviewed on: 8th June 2026

Always my Co to to use for online purchases.

Always my Co to to use for online purchases. Reviewed on: 8th June 2026

I have enjoyed using PayPal greatly.

I have enjoyed using PayPal greatly. It’s eases a lot of my financial stresses. Reviewed on: 8th June 2026

Such a good service to have.

Such a good service to have. Easy to use and customer service helpful Reviewed on: 8th June 2026

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