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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63977)

PayPal credit is easy to use, is accepted by most re...

5
PayPal credit is easy to use, is accepted by most retailers and the interest free period makes life more affordable. Reviewed on: 26th May 2025
Clare W's avatar
Clare W

Always easy to use and safe.

5
Always easy to use and safe. Different options to choose for and lots of online shops accept it Reviewed on: 26th May 2025
Alex G's avatar
Alex G

East to use & access credit !

5
East to use & access credit ! Very handy for a wide range of purchasing options ! Reviewed on: 26th May 2025
richard Hodgson's avatar
richard Hodgson

They really look after your money.

5
They really look after your money. It’s great that you have so many payment options. Like pay in 3 or credit. Reviewed on: 26th May 2025
Mike W's avatar
Mike W

Helps me financially

5
Helps me financially with the stuff I need with good rates. And no interest if I pay on time. Reviewed on: 26th May 2025
Akbar's avatar
Akbar

Fantastic customer service when contacting staff eas...

5
Fantastic customer service when contacting staff easy to use reliable app and good consumer deals and credit payment options Reviewed on: 26th May 2025
Anthony Gowen's avatar
Anthony Gowen

Sometimes don’t get offered pay in 3 even though I’v...

4
Sometimes don’t get offered pay in 3 even though I’ve previously had 10 or more at 1 time and never missed payments very inconsistent so have had to use clearpay or Klarna instead Reviewed on: 26th May 2025
Lucy c's avatar
Lucy c

Easy PayPal peezy

5
Love how easy the app is and the full control. Reviewed on: 26th May 2025
ashley S's avatar
ashley S

Flexible.

5
Flexible. Easy to use. Available in many places as well Reviewed on: 26th May 2025
Tony b's avatar
Tony b

I’ve had a few times I have had to contact PayPal an...

5
I’ve had a few times I have had to contact PayPal and the service was amazing. I feel safe using them over my debit details. Reviewed on: 26th May 2025
Donna C's avatar
Donna C

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