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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Payment Pal

So easy to pay installments at no extra cost. Now in my phone wallet. Couldn't do without it Reviewed on: 6th July 2026

Helped recover monies paid and goods not received

Helped recover monies paid and goods not received Reviewed on: 6th July 2026

Good service

All good no complaints all working fine Reviewed on: 6th July 2026

A fair and trustworthy credit agency

When i use paypal credit i get regular reminders about my deadline before the credit will start to incur charges. This is fair and appropriate Reviewed on: 6th July 2026

Used the pay in 3 option many times

Used the pay in 3 option many times, never an issue. I started just for Ebay but many sites use it now. Reviewed on: 6th July 2026

Paypal good value for money

Easy to navigate paypal - good customer experience Reviewed on: 6th July 2026

Great credit terms and quality service

As long as you pay the correct amount each month, and pay full amount by due dates, you can get up to 4 months free credit, which is excellent. I’ve only ever had to contact PayPal on one occasion, and they dealt with my query professionally, and found a solution. Reviewed on: 6th July 2026

PayPal Credit

PayPal credit is the safest and easiest way to make transactions online. Reviewed on: 6th July 2026

Really useful when needing to make big purchases.

Really useful when needing to make big purchases. It helps that you have 4months with no interest. Most retailers also offer use of PayPal credit which is really great. I’ve used it for years now on many purchases, clothing, flights, furniture etc. Reviewed on: 6th July 2026

Reliable Support When It Matters

PayPal has been financially helpful whenever I’ve needed it. The service is quick, reliable, and easy to use, making payments and transfers seamless. I also appreciate how prompt and supportive they are when assistance is needed. A dependable platform that gives peace of mind. Reviewed on: 6th July 2026

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