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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

A great service

The service is super easy to set up and convenient to use. Utilising the app is always helpful and the whole process is intuitive. Reviewed on: 6th July 2026

Excellent support

After using paypal for paying for the item they send you a monthly statement and you can track your payments you pay and pay the minimun and spread the cost. Reviewed on: 6th July 2026

Varied pay options more flexibility of other provid...

Varied pay options more flexibility of other providers Reviewed on: 6th July 2026

I feel that my transactions are in safe hands and wo...

I feel that my transactions are in safe hands and worry free. I always look for the paypal option when making purchases and have never had any issues when using this method of payment Reviewed on: 6th July 2026

Wouldn't be without PayPal

Good experience overall...regular updates about payments ..like how you can buy larger purchases with interest free with in a four month period. Always use PayPal credit , better than a credit card ,which I hardly use now ...all positive things... Reviewed on: 6th July 2026

I find PayPal credit really easy to use - Refunds ar...

I find PayPal credit really easy to use - Refunds are processed really quickly & seamlessly. Reviewed on: 6th July 2026

Stay protected with Paypal

If I doubt in transactions I always use Paypal, as I know i am protected Reviewed on: 6th July 2026

Credit With A Secure platform

The Process was straight forward it's really that simple . follow what the instruction tell you, if you need help they try to fix it Reviewed on: 6th July 2026

Paypal very easy to use, widely accepted and good re...

Paypal very easy to use, widely accepted and good rewards scheme. Also resolved issues with sellers well. I like the ability to use Apple Pay too. Reviewed on: 6th July 2026

Excellent way to pay.

Pay pal have always been excellent. It is a great way to pay and I use it all the time. I feel my money is more protected than using a card. If there is an option to pay with PayPal I always do it. Reviewed on: 6th July 2026

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