Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (63303)

Good to spread cost of a purchase

5
Good to spread cost of a purchase Reviewed on: 26th May 2025
Matt C's avatar
Matt C

It’s extremely good, when I can buy on line and pay...

5
It’s extremely good, when I can buy on line and pay with pay pal knowing it is safe. Reviewed on: 26th May 2025
Vera Marian Dwyer 's avatar
Vera Marian Dwyer

I like pay in 3 because you dont have to...

5
I like pay in 3 because you dont have to pay interest Reviewed on: 26th May 2025
Ciprian d's avatar
Ciprian d

Paypal safe way to pay

5
I love using PayPal pay in 3 interest free installments, as it gives me flexibility over controlling my spend Reviewed on: 26th May 2025
Saba S's avatar
Saba S

I can highly recommend PayPal.

5
I can highly recommend PayPal. I think it's an excellent service with good value Reviewed on: 26th May 2025
Randerick B's avatar
Randerick B

Great credit option.

5
Great credit option. Always options to pay with 0% etc. decent rates, simple to use, extendable limits. Reviewed on: 26th May 2025
Bryn E's avatar
Bryn E

PayPal all the way!!

5
No problems with PayPal and they are very helpful with disputes with companies if you have them. They are always very supportive and get back to you very quickly when you message them. They are careful with limit increases. It so so easy to use PayPal for all my purchases and I actively seek them out in the checkout procedure. Reviewed on: 26th May 2025
Beth T's avatar
Beth T

Senthu Guna

5
Very good fantastic service. Thanks need increase my credit limit Reviewed on: 26th May 2025
Senthuran 's avatar
Senthuran

Paypal offers good service and helpful advice.

5
Paypal offers good service and helpful advice. I do wish paypal offered a date extension on pay in 3, klarna offers something similar and it's very helpful. Reviewed on: 26th May 2025
Rosemary E's avatar
Rosemary E

paypal is very good

5
paypal is easy to use and customer service is very helpfull if you need anything sorting out Reviewed on: 26th May 2025
Ronald Thorpe's avatar
Ronald Thorpe

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill