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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,996 reviews, last reviewed 14th Apr 2026
1123100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and approved. Easy to apply and approved. The pay in 3 is easy aswell and helps you spread your payments Reviewed on: 14th April 2026
Murilyn Hutchinson's avatar
Murilyn Hutchinson

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62996)

I think that credit rates, are too high

5
I think that credit rates, are something that should be considered to lower, to spark more attention. Like taxes in Russia. Reviewed on: 26th May 2025
Mack's avatar
Mack

Love use it, it’s easy and smooth

5
Love use it, it’s easy and smooth Reviewed on: 26th May 2025
Asmaa A's avatar
Asmaa A

Buy staff pay later

5
You can buy everything that you need and you have plany time to pay back . Reviewed on: 26th May 2025
Magda N's avatar
Magda N

I have never had a problem with PayPal credit.

5
I have never had a problem with PayPal credit. PayPal credit has allowed me to buy things and spread the cost in a more free way than using my brick and mortar bank. Reviewed on: 26th May 2025
Rose beth's avatar
Rose beth

Efficient and brilliant!

5
Never had a problem, think it’s brilliant and an efficient way to learn credit, getting money off the first time using was a great bonus Reviewed on: 26th May 2025
Leah S's avatar
Leah S

Very helpful and easy split payment when I need to b...

5
Very helpful and easy split payment when I need to buy a big chunk of purchase Reviewed on: 26th May 2025
Pablo 's avatar
Pablo

PayPal credit it great.

5
PayPal credit it great. Ive used it for the last 7 years and will continue for lots more. Its great for making quick purchases, last minute presents or anything in between. Definitely recommend Reviewed on: 26th May 2025
James M's avatar
James M

Very easy to use.

5
Very easy to use. Very quick and efficient. Reviewed on: 26th May 2025
Dani c's avatar
Dani c

Always received great customer service when needed

5
Always received great customer service when needed Reviewed on: 26th May 2025
Darren m's avatar
Darren m

excellent experience really enjoyed

5
excellent experience really enjoyed Reviewed on: 26th May 2025
Cosmin's avatar
Cosmin

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