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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Simple secure trusted.

Simple secure trusted. Great customer service, Reviewed on: 6th July 2026

Excellent and very easy to use and set up credit agr...

Excellent and very easy to use and set up credit agreements Reviewed on: 6th July 2026

Could only have dreamed of having some of the items...

Could only have dreamed of having some of the items I’ve bought had it not been for PayPal making them a reality, easy affordable payments with no hidden charges a definite emphasis on Pal Reviewed on: 6th July 2026

Great customer servicePaypal credit

Great customer service also 4 months to pay before any interest is applied. Reviewed on: 6th July 2026

Its easy to apply,

Its easy to apply, although the original balance was low, once proven you soon get an increase, the new point system makes getting money back better than main street branches.. setting up direct debit is simple. Reviewed on: 6th July 2026

Easy to use app.

Easy to use app. No quibble. Customer friendly. Reviewed on: 6th July 2026

PayPal Credit is the best

Review title: Great experience with PayPal Credit Review: I’ve had a really great experience using PayPal Credit. It has been simple, convenient, and easy to manage through my PayPal account. I like that the payment information is clear and straightforward, and it gives me flexibility when making purchases. Overall, PayPal Credit has been reliable, useful, and stress-free, and I would happily recommend it to others. Reviewed on: 6th July 2026

Always find PayPal convenient and secure.

Always find PayPal convenient and secure. Reviewed on: 6th July 2026

Easy to use, good service.

Easy to use, good service. I’ve used pay pal for 12-13+ years. Reviewed on: 6th July 2026

Easy to use and make payments to pay back

Easy to use and make payments to pay back Reviewed on: 6th July 2026

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