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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157301 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157304)

.Excellent credit company.

I have always being having problem free experience with PayPal Credit therefore I recommend it to all my family and friend. Reviewed on: 9th June 2026

PayPal is you finances best from

My PayPal experience has been good so far. I think app makes it super easy to keep track of the credit you’re using and also PayPal also keep in touch when the 0% credit is nearing its end so it give you the opportunity to settle your balance or certainly make payments towards it. Reviewed on: 9th June 2026

Payback options are affordable

Easy to use. Quick decision and feed back. Pay back options are affordable and time scales to pay back intrest free credit is good Reviewed on: 9th June 2026

Easy and secure with instant access

Easy and secure with instant access Reviewed on: 9th June 2026

Great customer service

Great customer service, however for me personally, I find the paypall app a bit confusing. Reviewed on: 9th June 2026

PayPal is very easy to use.

PayPal is very easy to use. Would recommend to anyone Reviewed on: 9th June 2026

Absolutely love how easy PayPal credit is to use and...

Absolutely love how easy PayPal credit is to use and understand great customer service if needed the app works really well and having the card makes paying for thing so much easier and value for money on the site is great Reviewed on: 9th June 2026

Good communication, great service.

Good communication, great service. Thank you for my money Reviewed on: 9th June 2026

So difficult to set up payments, but really quick to...

So difficult to set up payments, but really quick to charge you money due to this not been paid Reviewed on: 9th June 2026

Easy to use and choice of payment options.

Easy to use and more places accepting PayPal. Choice of payment methods mean it’s easy to manage. Reviewed on: 9th June 2026

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