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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (157558 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (157565)

A great find.

A very useful credit app, easy to use and with bonus points too. Reviewed on: 9th June 2026

payments

payment takes ages to your account also takes ages to be deducted from your bk Reviewed on: 9th June 2026

Great product

Very easy to use , majority of retail company accepts PayPal, payment options is also good plus their apps is very user friendly. Reviewed on: 9th June 2026

Always there when I need it.

PayPal is very easy and straightforward to use there are no hidden tricks that cost more money, all around good option for safe payments and finance. Reviewed on: 9th June 2026

Easy contact when I have a question

Easy contact when I have a question Reviewed on: 9th June 2026

Hassle free and safe way to pay.

Hassle free and safe way to pay. Accepted within minutes Reviewed on: 9th June 2026

Almost all of my online purchases are made through P...

Almost all of my online purchases are made through PayPal as generally the purchase is safe. If I have had problems with a company PayPal have refunded my money in 99% of cases. Reviewed on: 9th June 2026

Convenient, Flexible, but Best Used Responsibly

My experience with PayPal Credit has been positive overall. It is convenient for spreading the cost of purchases and the application process was straightforward. Managing payments through the PayPal app is easy, and the promotional interest-free periods can be helpful when used responsibly. As with any credit product, it is important to understand the terms and make payments on time to avoid interest charges. Reviewed on: 9th June 2026

always helpful and when a problem arises excellent s...

always helpful and when a problem arises excellent service available Reviewed on: 9th June 2026

I like everything about the service.

I like everything about the service. It's simple, fast and seamless. Reviewed on: 9th June 2026

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