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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

PayPal is simple, easy to use and offered credit rea...

PayPal is simple, easy to use and offered credit reasonably. Reviewed on: 6th July 2026

My preferred method of payment

I've used paypal for over 15 years and never had a problem whatsoever, it is my preferred method of payment when it comes to most transactions Reviewed on: 6th July 2026

Especially efficient super

Especially efficient service for myself and my family Reviewed on: 6th July 2026

Excellent 0% finance option for buying a phone, than...

Excellent 0% finance option for buying a phone, thank you for lending so I could afford a good quality phone. Reviewed on: 6th July 2026

I like paying off my balance interest free over 4 mo...

I like paying off my balance interest free over 4 months Reviewed on: 6th July 2026

Excellent value for money and best of the rest.

Excellent value for money and best of the rest. Reviewed on: 6th July 2026

PayPal has helped me spread the cost on home items t...

PayPal has helped me spread the cost on home items that wouldn’t have beable to afford without spreading the payments, I always recommend PayPal to my family and friends, and will continue to do so . Alice reynolds Reviewed on: 6th July 2026

No complaints, PayPal has always met my expectations

No complaints, PayPal has always met my expectations Reviewed on: 6th July 2026

I use all the time great protection for spend your m...

I use all the time great protection for spend your money Reviewed on: 6th July 2026

Great service and concept behind paypal de credit

Great service and concept behind paypal de credit Reviewed on: 6th July 2026

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