Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62909)

PayPal Credit

5
Really handy to have the credit available as an option with various choices including interest free over a shorter period. Reviewed on: 26th May 2025

Great Experience

5
Excellent Service, easy to apply, very responsive customer service...love it Reviewed on: 26th May 2025

Never had any problems with Paypal.

5
Never had any problems with Paypal. Reviewed on: 26th May 2025

Great deal

5
Every time transfers went immediately without delay. Problematic cases solved in described time. Reviewed on: 26th May 2025

1st class.

5
1st class. Never had any problems with PayPal, i find them very helpful and resolve any issues swiftly and promptly Reviewed on: 26th May 2025

Protection pal

5
I find PayPal to be trustworthy, it's like having your dad take care of your finances. Reviewed on: 26th May 2025

With the cost of living, PayPal has been a god send.

5
With the cost of living, PayPal has been a god send. Especially when you need those unexpected purchases Reviewed on: 26th May 2025

Paypal Review

5
Such an easy way to protect your payments and also credit helps if you are close to paying day. Reviewed on: 26th May 2025

Fast easy to use, always effort less

5
Fast easy to use, always effort less Reviewed on: 26th May 2025

Top Class

5
Great experience and top class performance when needed Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review