Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,148 reviews, last reviewed 13th Sep 2026
54% decrease in 5 star reviews
in the past 90 days
38% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026
Abhijith M's avatar
Abhijith M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (181148)

Good ,easy to use and good customer service

5
Good ,easy to use and good customer service Reviewed on: 6th July 2026
Shebl E's avatar
Shebl E

Excellent service to help manage you spending

5
Paypal Credit is an excellent service to help manage your outgoings. It has come in really handy for me when you need gig tickets or need to spread the cost of an expensive birthday gift. Reviewed on: 6th July 2026
Craig R's avatar
Craig R

Like 4months 0% as it gives you time to pay off big...

4
Like 4months 0% as it gives you time to pay off big purchases without any extra charges, can also do pay in 3 which is great as well and you get points for your purchases Reviewed on: 6th July 2026
Wiktoria K's avatar
Wiktoria K

PayPal is the best

5
No problem at all , everything sorted very quick, you can trust Reviewed on: 6th July 2026
Janet P's avatar
Janet P

Every time I use PayPal it's always easy to use and...

5
Every time I use PayPal it's always easy to use and very clear Reviewed on: 6th July 2026
Andrew A's avatar
Andrew A

Paypal doesn’t have his own card its through synchro...

2
Paypal doesn’t have his own card its through synchrony which itself is a big shame Reviewed on: 6th July 2026
Rajat S's avatar
Rajat S

Great value

4
PayPal Credit offers great value and makes everyday expenses more affordable. 3 months interest free on purchases above £99 makes paying for unexpected expenses or luxuries easier without the worry of high interest rates. Reviewed on: 6th July 2026
Aeryn McCann's avatar
Aeryn McCann

Quick and Easy

4
Simple easy only a few clicks and all sorted Reviewed on: 6th July 2026
Stephen M's avatar
Stephen M

It is very easy to open account,set up and manage ev...

5
It is very easy to open account,set up and manage everything on app,including payment mode Reviewed on: 6th July 2026
Memory K's avatar
Memory K

I love Paypal!

5
I love Paypal! I’ve used it for decades! Reviewed on: 6th July 2026
Rich's avatar
Rich

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill