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PayPal: PayPal Credit reviews

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4.90
Based on 62,833 reviews, last reviewed 14th Apr 2026
1107800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal where I can. I always use PayPal where I can. It's the same safety net as a credit card. They always protect you when you make a purchase. I feel much safer paying... Read more Reviewed on: 14th April 2026
Mo's avatar
Mo

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62833)

Can’t fault paypal

5
Can’t fault paypal and easy to use Reviewed on: 26th May 2025
Kev's avatar
Kev

Almost perfect

5
The only reason I can’t give 100% is because paying back any PayPal credit “on the same day”, never actually comes out on the day but several days later. Reviewed on: 26th May 2025
Alexa's avatar
Alexa

Safety online with PayPal

5
I use PayPal routinely to make purchases online knowing that I have the support from PayPal if something goes wrong. I’ve only involved PayPal in one occasion and involving PayPal got the right response from the retailer swiftly, I read online after using this retailer their reviews, all of which were mostly negative, I should have steered clear from them in the first instance. Thanks to PayPal the funds were refunded Reviewed on: 26th May 2025
Stef Kay's avatar
Stef Kay

I'm very happy to use PayPal

5
I'm very happy to use PayPal every time when I can use it. I like option " pay in 3" .will be great if more options available like PAY IN 6 or PAY IN 12 :) Reviewed on: 26th May 2025
Art B's avatar
Art B

Never had any issues using PayPal

5
Never had any issues using PayPal Reviewed on: 26th May 2025
Radu-Teodor 's avatar
Radu-Teodor

Unlock Financial Flexibility with PayPal Credit

5
PayPal Credit offers convenient financing options, allowing users to make purchases and pay over time with flexible repayment plans. It provides an instant credit line, making online shopping smoother, and comes with promotional offers like interest-free periods on qualifying purchases. With secure transactions and buyer protection, it’s a reliable way to manage expenses while enjoying added financial flexibility. Reviewed on: 26th May 2025
Vicky B's avatar
Vicky B

PayPal is 100% trustworthy

5
PayPal is the only payment method that I fully and completely trust. If there is ever an option to pay via PayPal I always ensure to select it no matter what I am purchasing. With PayPal you have assurances and can feel safe with purchasing online. I also use there pay in 3 options at times and credit when needed. I am so grateful for PayPal and it's commitment to ensuring it's customers are kept safe when making purchases. I have also used their dispute resolution service a few times and each time PayPal supported me with unfair payments for inadequate services and goods, and retrieved my money back on my behalf. Without them I would be reluctant to make as many purchases to online retailers as I do because you can never fully trust or guarantee online suppliers will deliver what they say they will. WELL DONE PAYPAL!! You're great and your customer service team are also terrific. Reviewed on: 26th May 2025
Catherine C's avatar
Catherine C

Very good service, easy to use, great pay later offe...

5
Very good service, easy to use, great pay later offers, very reliable and informative. Reviewed on: 26th May 2025
Alina C's avatar
Alina C

Easy to use, very clear communications

5
Easy to use, very clear reasonable agreement as well as communications for payments Reviewed on: 26th May 2025
SE's avatar
SE

Easy and safe to use, brilliant service

5
I feel safe using Paypal and its so easy to use and make repayments. Paypal credit has been a great service for us and i love the pay in 3 too. Reviewed on: 26th May 2025
Beverley Thompson's avatar
Beverley Thompson

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