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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089800% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62630)

Ease of use

5
Never had a problem, always very easy Reviewed on: 26th May 2025
John S's avatar
John S

PayPal is very easy to use, good communication and c...

5
PayPal is very easy to use, good communication and customer service is great Reviewed on: 26th May 2025
Clive B's avatar
Clive B

Great app Really simple to use

5
Really simple to use app, use it daily, customer service has been excellent Reviewed on: 26th May 2025
Chris's avatar
Chris

PayPal flexibility

5
PayPal is a fantastic service giving flex and peace of mind when buying online. Reviewed on: 26th May 2025
Rep's avatar
Rep

So far so good.

5
So far so good. Any issues, the team are on standby. Terms and conditions are straight forward. No issues Reviewed on: 26th May 2025
JW's avatar
JW

Easy process and fair interest with flexible way to...

5
Easy process and fair interest with flexible way to manage the credit. Reviewed on: 26th May 2025
MaHe's avatar
MaHe

It was easy to apply for pay pal credit.

5
It was easy to apply for pay pal credit. Works with most retailers. Never had any problems. Always get a reminder for payment. Have nothing bad to say. Would recommend. Reviewed on: 26th May 2025
Anastasia 's avatar
Anastasia

PayPal credit offers a convenient solution for all m...

5
PayPal credit offers a convenient solution for all my online purchases. Whether the "big buys" or daily essentials, it allows me to budget affordably. Reviewed on: 26th May 2025
Sean Jones's avatar
Sean Jones

Easy to use and set up payments.

5
Easy to use and set up payments. Pay in 3 and PayPal credit a great benefit Reviewed on: 26th May 2025
Pierce o's avatar
Pierce o

Easy to use and PayPal credit interest rate is good...

5
Easy to use and PayPal credit interest rate is good and fare monthly instalment payment. Reviewed on: 26th May 2025
Noor Hosseini's avatar
Noor Hosseini

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