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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169388)

Easy to use, reliable and safe.

Easy to use, reliable and safe. Pay in 3 helps massively with big purchases and timed buys Reviewed on: 18th June 2026

Serios nurse

I have experience using PayPal as a regular user for online purchases and sending payments. I find it easy to use, reliable, and convenient for managing transactions securely. I always use PayPal when it is available because it provides a smooth payment experience and gives me confidence when shopping or making payments online. Reviewed on: 18th June 2026

It’s so quick and easy to apply.

It’s so quick and easy to apply. I use the credit card abroad for safety, security and ease. Reviewed on: 18th June 2026

Vey easy to use and provides great protection

Vey easy to use and provides great protection Reviewed on: 18th June 2026

Very simple to use, never had any issues.

Very simple to use, never had any issues. Online you can review everything and it is easy to navigate. Reviewed on: 18th June 2026

Excellent service

I’ve had a fantastic experience with PayPal Credit. The application process was straightforward, and the account was available to use very quickly. I especially appreciate the flexibility it gives me to spread the cost of larger purchases and manage my budget more effectively. The online experience is simple, clear, and easy to navigate, making it effortless to keep track of payments and balances. Payments are processed smoothly, and the reminders and account information help me stay organised. Customer service has also been helpful and professional whenever I’ve needed assistance. Overall, PayPal Credit has been a convenient, reliable, and user friendly financial tool that has made shopping and managing expenses much easier. I would happily recommend it to others. Reviewed on: 18th June 2026

Have used it to purchase a camera for work and pay i...

Have used it to purchase a camera for work and pay it back over time and its been a lfie-saver! Reviewed on: 18th June 2026

I love PayPal and it's so easy to buy and pay with t...

I love PayPal and it's so easy to buy and pay with three easy installments making things easier to buy what you need.. and if you have a query or a problem with the seller PayPal sort it out there and then. I wouldn't ever not use PayPal. Safest way to purchase goods Reviewed on: 18th June 2026

Great easy service , very happy with this service

Great easy service , very happy with this service Reviewed on: 18th June 2026

The payment details are top-notch and there is alway...

The payment details are top-notch and there is always a reminder in keeping track when the payment is due. The service is excellent and exceptional. Reviewed on: 18th June 2026

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