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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,305 reviews, last reviewed 13th Apr 2026
1059500% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, helps me a lot very easy to use too. Very good, helps me a lot very easy to use too. Reviewed on: 13th April 2026
Dion H's avatar
Dion H

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (62305)

Always easy to use and helpful.

5
Always easy to use and helpful. On rare occasions needed to contact customer services they've been very helpful and efficient Reviewed on: 26th May 2025
Yvonne H's avatar
Yvonne H

Thanks PayPal loyal customer over 10 years

5
Simple to use, safe and secure and great way to spread the cost interest free over 4 months. Great a Christmas for grand children Reviewed on: 26th May 2025
Neill R's avatar
Neill R

PayPal - A Friendly Friend!

5
Straightforward app use. Great value Pay in 3 options. Excellent 2Auth set up and use. Reviewed on: 26th May 2025
Gregory Hunt's avatar
Gregory Hunt

Interest free in 4 payments

5
Paypal offer good terms with the pay in 4 interest free payments on purchases over £100. Their pay in 3 with 0% interest is also extremely helpful and a great offer. I feel it would be better if they could offer an interest free over 6 months but there's not many out there that do to start with Reviewed on: 26th May 2025
LC's avatar
LC

I'm using paypal for over 10 years and never had any...

5
I'm using paypal for over 10 years and never had any issues. Moreover, last year they offered me 2k credit card which helps with unforeseen situations. Reviewed on: 26th May 2025
Danu A's avatar
Danu A

I once had to request a refund for a transaction in...

5
I once had to request a refund for a transaction in my PayPal that I hadn't recognized, the process of getting my money back was extremely straightforward and the customer service I received was very helpful! Reviewed on: 26th May 2025
Ligita K's avatar
Ligita K

PayPal credit a smarter way to shop online

5
I have been using PayPal credit for several years and have found them to be very flexible regarding payment plans that suit the individual. More and more companies are also opting to partner with PayPal which instills confidence in them being a very reputable and attractive option as a credit lender. I especially appreciate their support when purchases goes wrong and they are very quick to get involved and resolve promptly. This alone sets them apart from other lenders. Whenever I make an expensive purchase I always look to determine if PayPal credit is an option. Reviewed on: 26th May 2025
Chris B's avatar
Chris B

Efficient and effective mode of payment/spreading co...

4
Efficient and effective mode of payment/spreading cost of purchases. Reviewed on: 26th May 2025
Jake W's avatar
Jake W

Very easy and great service , highly recommended

5
Very easy and great service , highly recommended Reviewed on: 26th May 2025
Mrs W's avatar
Mrs W

genuinely do not know...

5
I genuinely do not know what I would be doing without Paypal. Reviewed on: 26th May 2025
Karina S's avatar
Karina S

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