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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Easy, efficient and flexible - Paypal Credit is a must

Paypal Credit is a top tier service - easy, efficient and gives you the flexibility to spend to support the life you're living. Reviewed on: 6th July 2026

I appreciate the interest free time on my transaction.

I appreciate the interest free time on my transaction, individual transactions has different interest free time, which is very good. I used to have different credit cards but now I only prefer PayPal as it is easy to use, and with physical card I can use it in shops as well. Reviewed on: 6th July 2026

Comparative rate

I was able to buy what I needed as PayPal payment come to my rescue. As the payment was flexible and the rate for repayment was comparative when others are offering higher repayment. Thank you. Reviewed on: 6th July 2026

Paypal make all transactions really easy and problem...

Paypal make all transactions really easy and problems are sorted easily. Reviewed on: 6th July 2026

PayPal credit is a great way to spread the cost of a...

PayPal credit is a great way to spread the cost of an item you may need but not necessarily have the money upfront. It gives options and flexibility which help me with my purchases. Reviewed on: 6th July 2026

Excellent services and easy to use

Excellent services ,easy to use and hassle free what more could you want,pay now or pay layer that's yhe PayPal way. Reviewed on: 6th July 2026

Excellent credit product - highly recommended!

PayPal Credit has been a fantastic financial tool for me. The application process was straightforward, and the credit limit offered was generous. I especially love the interest-free period on purchases, which gives me great flexibility to manage my finances. The PayPal app makes it incredibly easy to track my spending and make payments. Customer service has been responsive and helpful whenever I've had questions. Highly recommend PayPal Credit to anyone looking for a reliable and convenient credit option. Reviewed on: 6th July 2026

Helps me budget

I find as a single parent this helps me budget for bigger spends like my heating oil Reviewed on: 6th July 2026

Been using PayPal for many years.

Been using PayPal for many years. I feel safe with them and the protection it gives Reviewed on: 6th July 2026

PayPal credit is good value for money as it has lowe...

PayPal credit is good value for money as it has lower rates than other credit, is easily accessible on your phone and you can easily see offers Reviewed on: 6th July 2026

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