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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

So easy to use and transparent about promotions and...

So easy to use and transparent about promotions and where money is going/coming Reviewed on: 6th July 2026

My experience is excellent.

My experience is excellent with paypal,very easy to use, reliable and also they are very easy to communicate with and they are ready to solve your problem if you have problem with the retailer. Reviewed on: 6th July 2026

PayPal makes things really simple for me..

PayPal makes things really simple for me and I'm not really very good with technology and apps etc. I even have, and use, PayPal Credit card on my phone. Reviewed on: 6th July 2026

PayPal Credit go's plastic

I have been utilizing PayPal Credit for numerous years, and I sincerely appreciate that it offers interest-free periods for the first four months. Over the years, I have utilized PayPal to purchase many items, some of which did not arrive; in such cases, I contacted PayPal, and they resolved the issue promptly. Additionally, it is advantageous for the 'Pay in 3' installment options. Moreover, the PayPal credit card, which rewards points, seems to be an excellent loyalty program, surpassing many others. I still possess my Curve card, but I now predominantly use PayPal Credit. The points earned can be redeemed anywhere that accepts PayPal. Overall, it is highly convenient and user-friendly. Happy Days Reviewed on: 6th July 2026

Paypal is the only way to go

quick and easy to use & the safety features give you piece of mind . super fast in resolving any issues with sellers Reviewed on: 6th July 2026

Easy to use.

Easy to use. Explained everything clearly. Reviewed on: 6th July 2026

Easy to access and flexible terms

Easy to access and flexible terms Reviewed on: 6th July 2026

Very flexible way of making larger purchases.

Very flexible way of making larger purchases.with fixed payments Reviewed on: 6th July 2026

Successful transaction

I used PayPal for the purchase of my laptop and the transaction was smooth without issue Reviewed on: 6th July 2026

Excellent service and flexibility

Excellent service and flexibility Reviewed on: 6th July 2026

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