Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,882 reviews, last reviewed 13th Apr 2026
1019900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Shopping with Paypal makes me feel safe I only shop where websites uses paypal I feel safer and also enjoy using paypal credit Reviewed on: 13th April 2026
Rim 's avatar
Rim

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (61882)

Paypal is very easy to use.

5
Paypal is very easy to use. The customer service is second to none your query would get resolved very promptly and in a very professional manner. Reviewed on: 26th May 2025
Riz U's avatar
Riz U

Paypal is a Perfect way of paying in various websites.

5
Paypal is a Perfect way of paying in various websites. Pay in credit option is 2nd to none. Reviewed on: 26th May 2025
Sebastian K's avatar
Sebastian K

PayPal is such a great company always give you plent...

5
PayPal is such a great company always give you plenty of notice about due payments they make the whole credit experience excellent. I really love being able to spread my payments with zero interest. Reviewed on: 26th May 2025
Keith K's avatar
Keith K

Always a smooth transaction

5
Everytime I use PayPal it is always a smooth transaction. Reviewed on: 26th May 2025
Liam harman 's avatar
Liam harman

One place

5
Keeping all your details in one place and all your payments simplified Reviewed on: 26th May 2025
Les H's avatar
Les H

PayPal & PayPal makes online shopping safer

5
PayPal & PayPal credit is so easy to use and I feel like it’s becoming more and more the safest option for online purchases. Reviewed on: 26th May 2025
Kelly J's avatar
Kelly J

Easy to use efficient service

5
Easy to use service through the app. Accepted pretty much everywhere. Reviewed on: 26th May 2025
Andrew F's avatar
Andrew F

PayPal credit is a fantastic tool to build your cred...

5
PayPal credit is a fantastic tool to build your credit score and also for any purchases over £100 there’s interest free for 4 months which is brilliant. Minimum payments are extremely affordable with the option to pay off extra when you would like to. Reviewed on: 26th May 2025
Abigail B's avatar
Abigail B

Continuously excellent

5
Continuously excellent performance I’ve never had reason to complain about the service they provide. Flexible and helpful very easy to use on a day by day basis Reviewed on: 26th May 2025
Mr Godley 's avatar
Mr Godley

It's very grateful flat form I start business with P...

5
It's very grateful flat form I start business with PayPal and they offer me a lot opportunityThanks Reviewed on: 26th May 2025
Maria N's avatar
Maria N

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill