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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

Always positive!

Always positive! Straightforward and easy to comprehend. Reviewed on: 6th July 2026

never had any issues using paypal always felt safe t...

never had any issues using paypal always felt safe to use as well. Reviewed on: 6th July 2026

I like how easy it is to send payments

I like how easy it is to send payments Reviewed on: 6th July 2026

i have had paypal credit meany times its an easy wa...

i have had paypal credit meany times its an easy way of spreading the cost Reviewed on: 6th July 2026

I recommend PayPal and PayPal credit.

I recommend PayPal and PayPal credit. Easy access to app - customer service and secure payments is such a relief. Not forgetting to mention PayPal pay in 3 option Reviewed on: 6th July 2026

Brilliant experience plain and simple

Brilliant experience plain and simple Reviewed on: 6th July 2026

Best placed value and easy for safe purchasing

Use it for lots of things, better at providing credit and pay in 3 than my main stream bank accounts. Reviewed on: 6th July 2026

PayPal 5 stars

PayPal app very easy to use, no issues on paying for things and with the new virtual card making it very easy to manage my accounts. Reviewed on: 6th July 2026

I just feel safer when selecting PayPal

I just feel safer when selecting PayPal to make my online purchases. And feel disappointed and anxious when it's not an option. Reviewed on: 6th July 2026

I love the simplicity and efficiency.

I love the simplicity and efficiency. Nothing beats PayPal for peace of mind. Security is their highest consideration. You need PayPal. Do not miss out!!! Reviewed on: 6th July 2026

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