Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 61,458 reviews, last reviewed 13th Apr 2026
980000% increase in 5 star reviews
in the past 90 days
3400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel safer with Paypal With Paypal, I feel safer while doing online shopping! Reviewed on: 13th April 2026
Dr F's avatar
Dr F

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026
Parisa m's avatar
Parisa m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (61458)

Great service

5
It’s really helped me thank you no problems Reviewed on: 26th May 2025
Chloe G's avatar
Chloe G

Super easy to use across shopping, gifting and money...

5
Super easy to use across shopping, gifting and money transfers to friends & family. Very flexible terms & competitive rates Reviewed on: 26th May 2025
Andrew Aldridge's avatar
Andrew Aldridge

Number 1 is knowing my money is safe no matter where...

5
Number 1 is knowing my money is safe no matter where i buy, In some instances its easier than going through my bank. And for the more expensive things i buy spreading the cost is more than invaluble to me. Reviewed on: 26th May 2025
Colin E's avatar
Colin E

I am glad i do not have to put my bank and card deta...

5
I am glad i do not have to put my bank and card details all over the web. Reviewed on: 26th May 2025
MARK P's avatar
MARK P

A great way to pay

5
A great way to pay. I feel safe my purchases are protected and love the convenience of being able to spread the cost. I like the choice of affordable monthly payments at a great rate or the shorter interest free options. Reviewed on: 26th May 2025
Joanne B's avatar
Joanne B

Very good service provider always helpful with my pr...

5
Very good service provider always helpful with my problems. Thanks. Reviewed on: 26th May 2025
Brian P's avatar
Brian P

Lifesaver

5
Paypal is a very convenient way of getting paid or paying someone with the need for asking the banking details which safeguards privacies of financial aspects. It is also useful for paying for stuff online as it buys you more time interest free. Reviewed on: 26th May 2025
AMMAR SAND's avatar
AMMAR SAND

Your Go-To Solution for Effortless Transactions!

5
I've been using PayPal for several years now, and it has consistently exceeded my expectations. The platform is incredibly user-friendly, making online transactions seamless and secure. I appreciate the variety of options available for sending and receiving money, whether it's for personal use or business transactions. The instant transfer feature is a game-changer for quick payments, and the added layer of security gives me peace of mind. Customer support is responsive and helpful whenever I have questions. Overall, PayPal has become an essential tool in my financial toolkit, and I highly recommend it to anyone looking for a reliable payment solution! Reviewed on: 26th May 2025
Sergio C's avatar
Sergio C

Paypal for the win!

5
Paypal gives flexible options with the added bonus of no interest for a set time for each purchase if the total is paid within it. As its a trusted company most businesses now use it at checkout and it offers buyer protection. Reviewed on: 26th May 2025
Mel Anderson (Lady_Google)'s avatar
Mel Anderson (Lady_Google)

Excellent service with the PayPal credit service

5
Excellent service with the PayPal credit service Reviewed on: 26th May 2025
Salvo's avatar
Salvo

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill