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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181148 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181148)

great experience with PayPal.

I’ve had a great experience with PayPal. The options extended credit options are really helpful, repayments are simple and flexible, Plus, so many retailers accept PayPal, which makes shopping even more convenient. Highly recommended! Reviewed on: 6th July 2026

Excellent, Fast, and Reliable Payment Platform

I’ve had a great experience using PayPal. The app is easy to use, transactions are fast, and sending or receiving money is simple and hassle-free. I appreciate how convenient it is for everyday payments, and the interface is clean and intuitive. I’ve found it to be reliable, with smooth processing and no issues so far. Overall, PayPal has made managing payments much easier, and I would definitely recommend it to anyone looking for a convenient and trustworthy payment service. Reviewed on: 6th July 2026

Best creditor

Easygoing, sensible, helpful service Reviewed on: 6th July 2026

Easiest payment method.

Easiest payment method. 4 months interest free for payments over £100 is brilliant Reviewed on: 6th July 2026

Security first

Always use PayPal when I want peace of mind Reviewed on: 6th July 2026

All my experiences have been good, selling and buyin...

All my experiences have been good, selling and buying and any problems have been sorted out amicably. Reviewed on: 6th July 2026

Easy to manage and use the app to keep a eye on your...

Easy to manage and use the app to keep a eye on your ballance Reviewed on: 6th July 2026

PayPal Credit has been really easy to use.

PayPal Credit has been really easy to use. The application was straightforward, payments are simple to manage through the app, and the interest-free offers are helpful for spreading the cost of larger purchases. Overall, I’ve had a positive experience. Reviewed on: 6th July 2026

Credit experience

I have used PayPal credit quite a few times now and always had a good experience with it Reviewed on: 6th July 2026

PayPal credit.

Easy to use, available everywhere. Cover cost over short interest free period. Just an easy way to pay. Reviewed on: 6th July 2026

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