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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170634 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170713)

Excellent PayPal

PayPal has been excellent for providing a way of still buying the things I want whilst spreading the cost. Reviewed on: 21st June 2026

So easy and ready to use with actual perks for using...

So easy and ready to use with actual perks for using it! Reviewed on: 21st June 2026

Handy 3 instalments and 4 months 0% interest

I use paypal 3 instalments and 0% interest for 4 monts regularly...quite handy... Reviewed on: 21st June 2026

Payment Recovery

Had afew difficulties with payments needed clawing back and they helped oit massively Reviewed on: 21st June 2026

Very easy to use, decision in a few seconds

Very easy to use, decision in a few seconds Reviewed on: 21st June 2026

User friendly

User friendly and convenient and available everywhere Reviewed on: 21st June 2026

I have been using PayPal for over a decade now and i...

I have been using PayPal for over a decade now and its been extremely brilliant both the app and website, easy to access. Reviewed on: 21st June 2026

Easiest way to pay for large purchases

Love the option to be able to select different payment types with PayPal. The PayPal Credit facility is easy to use, you know exactly what your payments are, what your credit limit is, and I've even got a PayPal card so I could use that if unable to access my online account. Brilliant!! Reviewed on: 21st June 2026

Great Experience

I have been using PayPal credit for a few years it has really helped me to budget and manage my finances Reviewed on: 21st June 2026

Long time PayPal customer - always easy to use

Long time PayPal customer - always easy to use Reviewed on: 21st June 2026

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