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PayPal: PayPal Credit reviews

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4.90
Based on 60,619 reviews, last reviewed 13th Apr 2026
902300% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good. Very good, very good for me no concerns Reviewed on: 13th April 2026
Sawodatou J's avatar
Sawodatou J

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (60619)

I am always using PayPal for my payments because is...

5
I am always using PayPal for my payments because is making me feel safe. Most of the times I am using Pay in 3 or PayPal Credit that’s so helpful because is allowing me to buy staff that I am not able to afford pay in one way Reviewed on: 26th May 2025
Domnica D's avatar
Domnica D

Reliable,easy to use service, variety of payment opt...

5
Reliable,easy to use service, variety of payment options.very good app. Reviewed on: 26th May 2025
Ksenija J's avatar
Ksenija J

Any time I’ve had a query over my account PayPal has...

5
Any time I’ve had a query over my account PayPal has always resolved the issue for me without any problems Reviewed on: 26th May 2025
Stephen F's avatar
Stephen F

Excellent service, easy to use the app.

5
Excellent service, easy to use the app. More and more ships using PayPal credit. I prefer to spread the cost for when I can. Reviewed on: 26th May 2025
Katie B's avatar
Katie B

PayPal is my financial friend..

5
PayPal has been my friend, when those unexpected emergencies crop up, birthday's, Christmas time with flexible nil interest options short term. Reviewed on: 26th May 2025
Allison O's avatar
Allison O

It’s a fantastic way to spread the cost plus PayPal...

5
It’s a fantastic way to spread the cost plus PayPal are the best at lending you the funds Reviewed on: 26th May 2025
Paul C's avatar
Paul C

It gives me the option to buy now and pay back over...

4
It gives me the option to buy now and pay back over a period of time. It has definitely helped doing the food shop. Reviewed on: 26th May 2025
Mrs B's avatar
Mrs B

There if cash flow am issue

5
Been there when I’ve need to pay a high bill but cash flow has been an issue Reviewed on: 26th May 2025
Tara G's avatar
Tara G

Amazing, best credit facility with 4 months free for...

5
Amazing, best credit facility with 4 months free for bigger value transactions plus split in 3. Reviewed on: 26th May 2025
Bilal Zaman's avatar
Bilal Zaman

I haved used paypal credit more often.

5
I haved used paypal credit more often. the 0% rate is very attractive. Reviewed on: 26th May 2025
Mithun's avatar
Mithun

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