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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170906 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170940)

PayPal just works, quietly, efficiently and well.

PayPal just works, quietly, efficiently and well. The credit options are flexible and clear. Reviewed on: 21st June 2026

Provides a great service and is extremely useful whe...

Provides a great service and is extremely useful when shopping online Reviewed on: 21st June 2026

Always used PayPal find it easy and convenient

Always used PayPal find it easy and convenient Reviewed on: 21st June 2026

It’s very useful

It’s very useful to have the flexibility of using the credit to make the finances stretch further Reviewed on: 21st June 2026

Fast, secure and convenient way to spend!

Fast, secure and convenient way to spend! Who wouldn’t want the opportunity to pay for larger purchases with 0% interest for 4 months? No other card offers that service and for smaller purchases I also use PayPal pay in 3 Reviewed on: 21st June 2026

Never an issue

Never had a single issue with PayPal and even cancelling a bogus claim for a payment was easy. Reviewed on: 21st June 2026

I'm very happy with PayPal.

I'm very happy with PayPal. I'm used alote Reviewed on: 21st June 2026

Reliable Payment System

PayPal has been one of the most reliable online payment platforms I have used, and it continues to make digital transactions simple, secure, and convenient. Whether I am shopping online, sending money to friends and family, or receiving payments for freelance work, PayPal offers a seamless experience across both desktop and mobile devices. One of the features I appreciate most is its strong focus on security. Since PayPal acts as an intermediary between buyers and sellers, I do not have to share my banking or card details with every website I use. This added layer of protection provides peace of mind, especially when purchasing from unfamiliar retailers. The platform is also incredibly user-friendly. Setting up an account is quick, linking bank accounts or cards is straightforward, and transactions are processed efficiently. The mobile app is well designed and allows me to manage payments, track activity, and send money within seconds. Another major advantage is PayPal’s widespread acceptance. Millions of businesses worldwide support it as a payment method, making international purchases and cross-border payments much easier. Currency conversion options and instant payment notifications add to the overall convenience. Customer support and dispute resolution services are valuable features as well. In situations involving delayed deliveries or transaction issues, PayPal’s buyer protection policies can help resolve problems fairly. While transaction fees for certain services can be higher than some alternatives, the convenience, security, and global reach more than justify the cost. Overall, PayPal remains a trusted and dependable payment solution that I would confidently recommend to anyone seeking a secure way to manage online transactions. Reviewed on: 21st June 2026

Just easy to use with a safe option of spending mone...

Just easy to use with a safe option of spending money that is not direct out of my main account. Like the interest free offers and pay in 3 element Reviewed on: 21st June 2026

Great to have interest free plans

Great payment options with interest free periods or 3 monthly payments. New(ish) rewards scheme seems ok but not sure what the real value is yet. Reviewed on: 21st June 2026

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