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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,148 reviews, last reviewed 13th Sep 2026

54% decrease in 5 star reviews

in the past 90 days

38% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Amazing! Amazing! They give me £1000 on the beginning itself self. Contacting PayPal customer service is also very professional Reviewed on: 13th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Great service

I feel safe purchasing goods using pay pal and the choices for paying for goods is a great option and the app is easy to use Reviewed on: 6th July 2026

Great experience, secure and stable

Great experience, secure and stable Reviewed on: 6th July 2026

Very reliable and straightforward whenever dealing w...

Very reliable and straightforward whenever dealing with any issues Reviewed on: 6th July 2026

Paypal three installments payment method

I have used the Paypal payment method in three installments several times. I find it a very convenient solution, so I don't burden the family coffers with a large amount at once, but pay the purchase price in three installments, without interest. Fast, safe, cheapest solution, better than a credit card. Reviewed on: 6th July 2026

Always easy to sign in and use.

Always easy to sign in and use. I always feel like my transactions are protected. Reviewed on: 6th July 2026

Good service

Good service and easy to keep track on your balance and payment history Reviewed on: 6th July 2026

pay in 3

Have used the pay in 3 option.works well, easy to use Reviewed on: 6th July 2026

Easy banking

Easy to use and working every time I need it Reviewed on: 6th July 2026

Good but never had a good experience from customer s...

Good but never had a good experience from customer service or any support regarding customers rights. Reviewed on: 6th July 2026

The way online shopping should feel

I’ve been using PayPal for a long time, and it’s genuinely changed the way I shop online. The option to spread the cost of bigger purchases at zero percent interest has made a real difference for me. It’s simple, fair, and far more flexible than credit cards that only offer similar deals during limited promotional periods. With PayPal, I can manage my spending without feeling pressured or restricted. What matters just as much is the sense of safety PayPal gives me. Whenever I’m buying something online, especially from a retailer I haven’t used before, there’s always that moment of doubt. With PayPal, that worry disappears. I know my details are protected, and if anything ever goes wrong, I’m not left dealing with it alone. That peace of mind is something I’ve come to rely on. Their customer service has also been consistently excellent. Every time I’ve contacted them, the experience has been quick, friendly, and genuinely helpful. It’s rare to deal with a company where you walk away feeling supported, but PayPal has managed that every time. For me, PayPal isn’t just a convenient payment option. It’s a service built around real people’s needs — flexible when life requires it, protective when things go wrong, and reliable when you need support. That’s why it’s become my first choice for online shopping. Reviewed on: 6th July 2026

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