Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 60,200 reviews, last reviewed 13th Apr 2026
863700% increase in 5 star reviews
in the past 90 days
3200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have consistently had a positive experience with P... I have consistently had a positive experience with PayPal. Whenever I need assistance, their support team is responsive, professional, and genuinely h... Read more Reviewed on: 13th April 2026
Amal 's avatar
Amal

Latest lowest rating:

1

not very good. not very good. they reduced my credit limit too low which affected my credit score Reviewed on: 13th April 2026
Afia A's avatar
Afia A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (60200)

I'm trusting PayPal.

5
I'm trusting PayPal. It's warranted legal transaction. A lot of times PayPal helped me and resolved the problem. Reviewed on: 26th May 2025
Paulina Lawrenz's avatar
Paulina Lawrenz

Easy to use

4
Easy to use Straight forward service Reviewed on: 26th May 2025
Oleg's avatar
Oleg

Always quick to resolve any issues

5
Always quick to resolve any issues Reviewed on: 26th May 2025
Jess's avatar
Jess

Very courteous and professional service

5
Very courteous and professional service Reviewed on: 26th May 2025
Philip Pritchard 's avatar
Philip Pritchard

Great service.

5
What ever I need to buy I have PayPal as my back up, time and time again. Great service Reviewed on: 26th May 2025
Danny Sunshine 's avatar
Danny Sunshine

Pay pal credit is cheaper than the normal card provi...

5
Pay pal credit is cheaper than the normal card providers in UK Reviewed on: 26th May 2025
Keith P's avatar
Keith P

Good way to pay easy look like safe

5
Good way to pay easy look like safe Reviewed on: 26th May 2025
Raza R's avatar
Raza R

Good way to manage your finances.

5
Paypal credit and pay in 3 allows me to budget payments for my purchases. They are both easy to set up and manage. Reviewed on: 26th May 2025
Stewart T's avatar
Stewart T

Great easy service

5
Great easy service, flexible and no hidden fees, all clear and amazing customer service. Reviewed on: 26th May 2025
Jan L's avatar
Jan L

Easy to use app and clear communication from the team.

5
Easy to use app and clear communication from the team. Reviewed on: 26th May 2025
Matt W's avatar
Matt W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill